Man with map in carMan with map in car

Loans + Insurance Options

take the wheel. steer for happiness.

Whether you’re shopping for an old beauty or looking for the most practical commuter car out there, your car is more than just a way to get around. It’s about traveling in comfort, being ready for anything and having a vision for where you want to go.

New Auto Loans

Borrow up to 100% of the cost of a new car with competitive rates

Used Auto Loans

Finance a used car up to seven years of age with under 100K miles

Vans + Custom Vehicles

Flexible loan terms to help you buy a vehicle or improve its mobility

Extended Mileage Loans

We offer special financing for cars with higher mileage as well

Auto Loan Refinancing

Love your car, hate your loan payment? It may be time to refinance

GAP Insurance

Don't get stuck making loan payments on a stolen or totaled car

Auto Insurance

Allegacy members are entitled to exclusive savings from Nationwide®

What others are saying

Manny M.
North Carolina member

By far better than any bank I’ve ever been with. Don’t have to worry about all those fees and requirements. Hassle free banking.

Gus K.

I have been an Allegacy member for a few years now. Overall, this has been a great experience. Their staff is very customer service oriented. There was a potential issue just before closing on our house, and one of the branch managers helped us work through the issue, personally seeing it through.

Patty S.
North Carolina member

It’s the finest CU I’ve used in my many years, very knowledgeable cashiers, managers and loan professionals.

Kathy W.
North Carolina member

I have been a member with the Allegacy back when it was Reynolds Credit Union. Excellent service in the CU. Excellent service on the phone. Excellent app for my phone. Web site very user friendly. I highly recommend Allegacy FCU.

Tanzola M.

Great tellers with excellent customer service skills. Been using for over 10 plus years. Keep it up ladies and gents you rock.

Max S.

Very nice bank, staff is always ready to help with whatever you need.

2016 Credit Union of the Year

Allegacy was named the 2016 Credit Union of the Year in Collaboration and Innovation by the National Association of Credit Union Services Organizations (NACUSO).

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