GAP Insurance

keep an eye on the unexpected.

There’s a difference between what your insurance may cover and what you still owe on your loan. If worse came to worst, you could end up having to make payments on a car that’s been stolen or totaled. Don’t get stuck in the gap. Protect yourself with GAP coverage.

Sign up for GAP

Sign up for GAP when you apply for an auto loan.

apply now

Low-Cost Coverage

GAP coverage costs just a few dollars a month – sign up when applying for an auto loan

High-Cost Protection

If your car is lost, stolen or totaled, you won’t have to continue making loan payments

Zero Hassle

No underwriting, no red tape, no hassle – roll the cost of GAP into your loan payment

$50,000 Benefits

Payment of benefits up to $50,000 on new and used cars, trucks, motorcycles, more

$100K Coverage

Coverage available for vehicles that were valued up to $100,000 at time of purchase

Deductible Coverage

Up to $1K of your auto insurance deductible is covered by GAP where allowed by law

Fully Refundable

Get a full refund if you cancel GAP coverage within the first 90 days of your loan

Up to 84 Months

GAP offers protection for the full life of your loan, for terms up to 84 months total

GAP Plus

$1K downpayment credit toward a replacement vehicle when financed by Allegacy

What others are saying

Three generations female playing on the beach
Lodemia L.
Hamptonville, NC

It was nice to finally find someone to go above and beyond to help them.

dad and son being silly selfie
Ken M.
member since 2005

As always you are very helpful, courteous, and professional. You and people like you are the reason I am with Allegacy and will never go back to a bank.

couple in car selfie
Laura G.
member from Kernersville, NC

We had heard very positive comments regarding Allegacy so we applied for membership and a vehicle loan. Selina made the whole experience seamless and enjoyable. We will certainly consider Allegacy for any future financial needs.

family selfie with dog
David T.
member from Anaheim, CA

At 1st, I was weary of the thought an out of state bank. Brandi and your team made the process so easy. She was very responsive informative and helpful. I am very thankful i found you guys.

Sign up for GAP

Get GAP when you apply for an Allegacy auto loan.

apply now

Become a member

Map your route. Choose your wheels.

join now