GAP Insurance

keep an eye on the unexpected.

There’s a difference between what your insurance may cover and what you still owe on your loan. If worse came to worst, you could end up having to make payments on a car that’s been stolen or totaled. Don’t get stuck in the gap. Protect yourself with GAP coverage.

Sign up for GAP

Sign up for GAP when you apply for an auto loan.

apply now

Low-Cost Coverage

GAP coverage costs just a few dollars a month – sign up when applying for an auto loan

High-Cost Protection

If your car is lost, stolen or totaled, you won’t have to continue making loan payments

Zero Hassle

No underwriting, no red tape, no hassle – roll the cost of GAP into your loan payment

$50,000 Benefits

Payment of benefits up to $50,000 on new and used cars, trucks, motorcycles, more

$100K Coverage

Coverage available for vehicles that were valued up to $100,000 at time of purchase

Deductible Coverage

Up to $1K of your auto insurance deductible is covered by GAP where allowed by law

Fully Refundable

Get a full refund if you cancel GAP coverage within the first 90 days of your loan

Up to 84 Months

GAP offers protection for the full life of your loan, for terms up to 84 months total

GAP Plus

$1K downpayment credit toward a replacement vehicle when financed by Allegacy

What others are saying

older couple kissing and taking a selfie
Karen B.
member from Kernersville, NC

Easily answered all my questions and concerns. Very helpful and helped me know what I needed to do.

young sporty couple on bike ride
William P.
member from Winston-Salem, NC

Felt a personal connection with the Allegacy associates that I dealt with.

father and son taking a selfie photo with their beagle dog
Darrel D.
member since 2004

Great folks to guide us through the process.

two young women with dog in park
Angelia J.
member since 2005

I was treated with respect, trust and honor. The team that worked with me helped me get everything done in a timely fashion. I will always be grateful for all the help that was given to me.

Sign up for GAP

Get GAP when you apply for an Allegacy Auto Loan.

apply now

Become a member

Map your route. Choose your wheels.

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