keep an eye on the unexpected.
There’s a difference between what your insurance may cover and what you still owe on your loan. If worse came to worst, you could end up having to make payments on a car that’s been stolen or totaled. Don’t get stuck in the gap. Protect yourself with GAP coverage.
Sign up for GAP
Sign up for GAP when you apply for an auto loan.
GAP coverage costs just a few dollars a month – sign up when applying for an auto loan
If your car is lost, stolen or totaled, you won’t have to continue making loan payments
No underwriting, no red tape, no hassle – roll the cost of GAP into your loan payment
Payment of benefits up to $50,000 on new and used cars, trucks, motorcycles, more
Coverage available for vehicles that were valued up to $100,000 at time of purchase
Up to $1K of your auto insurance deductible is covered by GAP where allowed by law
Get a full refund if you cancel GAP coverage within the first 90 days of your loan
Up to 84 Months
GAP offers protection for the full life of your loan, for terms up to 84 months total
$1K downpayment credit toward a replacement vehicle when financed by Allegacy
What others are saying
You can never over-state the importance of business support that truly makes an impact. Since the inception of FILMCOVE, Allegacy has been there every step of the way. I’m sure their positive impact will continue to be felt by us and others for many years to come. We are grateful.
There are many advantages to being an Allegacy member. Allegacy membership was recommended to me by a friend, and I will very likely “pay it forward”.
Excellent service and great location for service and convenient ATMs.
I have been a member for over 20 years and service beats the banks hands down
My experience felt personal and was handled in a timely fashion.
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Let's be our best, together
When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.
This product is not insured or an obligation of/guaranteed by the credit union. Additional disclosures (terms and conditions) will be provided at the time of application.