GAP Insurance

keep an eye on the unexpected.

There’s a difference between what your insurance may cover and what you still owe on your loan. If worse came to worst, you could end up having to make payments on a car that’s been stolen or totaled. Don’t get stuck in the gap. Protect yourself with GAP coverage.

Sign up for GAP

Sign up for GAP when you apply for an auto loan.

apply now

Low-Cost Coverage

GAP coverage costs just a few dollars a month – sign up when applying for an auto loan

High-Cost Protection

If your car is lost, stolen or totaled, you won’t have to continue making loan payments

Zero Hassle

No underwriting, no red tape, no hassle – roll the cost of GAP into your loan payment

$50,000 Benefits

Payment of benefits up to $50,000 on new and used cars, trucks, motorcycles, more

$100K Coverage

Coverage available for vehicles that were valued up to $100,000 at time of purchase

Deductible Coverage

Up to $1K of your auto insurance deductible is covered by GAP where allowed by law

Fully Refundable

Get a full refund if you cancel GAP coverage within the first 90 days of your loan

Up to 84 Months

GAP offers protection for the full life of your loan, for terms up to 84 months total

GAP Plus

$1K downpayment credit toward a replacement vehicle when financed by Allegacy

What others are saying

Allegacy team in foyer
Manny M.
North Carolina member

By far better than any bank I’ve ever been with. Don’t have to worry about all those fees and requirements. Hassle free banking.

Allegacy team in foyer
Gus K.

I have been an Allegacy member for a few years now. Overall, this has been a great experience. Their staff is very customer service oriented. There was a potential issue just before closing on our house, and one of the branch managers helped us work through the issue, personally seeing it through.

Allegacy team at community event
Patty S.
North Carolina member

It’s the finest CU I’ve used in my many years, very knowledgeable cashiers, managers and loan professionals.

Allegacy team in atrium
Kathy W.
North Carolina member

I have been a member with the Allegacy back when it was Reynolds Credit Union. Excellent service in the CU. Excellent service on the phone. Excellent app for my phone. Web site very user friendly. I highly recommend Allegacy FCU.

Allegacy team at community event
Tanzola M.

Great tellers with excellent customer service skills. Been using for over 10 plus years. Keep it up ladies and gents you rock.

Allegacy team at community event
Max S.

Very nice bank, staff is always ready to help with whatever you need.

Sign up for GAP

Get GAP when you apply for an Allegacy auto loan.

apply now

Become a member

Map your route. Choose your wheels.

join now

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