keep an eye on the unexpected.
There’s a difference between what your insurance may cover and what you still owe on your loan. If worse came to worst, you could end up having to make payments on a car that’s been stolen or totaled. Don’t get stuck in the gap. Protect yourself with GAP coverage.
Sign up for GAP
Sign up for GAP when you apply for an auto loan.
GAP coverage costs just a few dollars a month – sign up when applying for an auto loan
If your car is lost, stolen or totaled, you won’t have to continue making loan payments
No underwriting, no red tape, no hassle – roll the cost of GAP into your loan payment
Payment of benefits up to $50,000 on new and used cars, trucks, motorcycles, more
Coverage available for vehicles that were valued up to $100,000 at time of purchase
Up to $1K of your auto insurance deductible is covered by GAP where allowed by law
Get a full refund if you cancel GAP coverage within the first 90 days of your loan
Up to 84 Months
GAP offers protection for the full life of your loan, for terms up to 84 months total
$1K downpayment credit toward a replacement vehicle when financed by Allegacy
What others are saying
By far better than any bank I’ve ever been with. Don’t have to worry about all those fees and requirements. Hassle free banking.
I have been an Allegacy member for a few years now. Overall, this has been a great experience. Their staff is very customer service oriented. There was a potential issue just before closing on our house, and one of the branch managers helped us work through the issue, personally seeing it through.
It’s the finest CU I’ve used in my many years, very knowledgeable cashiers, managers and loan professionals.
I have been a member with the Allegacy back when it was Reynolds Credit Union. Excellent service in the CU. Excellent service on the phone. Excellent app for my phone. Web site very user friendly. I highly recommend Allegacy FCU.
Great tellers with excellent customer service skills. Been using for over 10 plus years. Keep it up ladies and gents you rock.
Very nice bank, staff is always ready to help with whatever you need.
Sign up for GAPGet GAP when you apply for an Allegacy auto loan.
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Let's be our best, together
When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.