Most of us need a checking account, why not open one that offers no monthly fee or require a minimum balance, plus you earn money on your balance? Fee-free checking accounts are getting harder to come by. We get it, you shouldn’t have service fees for something as simple as a checking account and that’s why we offer SmartRate Checking … Continue reading →
What is an Interactive Teller Machine? ITMs allow you to interact with a live teller from the comfort of your car. When you’re ready, simply touch the screen to be connected with a LIVE teller. In an instant, you’ll be able to chat with a real person to deposit or cash checks, make a cash deposit, make an Allegacy payment, … Continue reading →
At Allegacy Federal Credit Union, we believe in doing the right thing for your wellbeing. Summer is quickly coming to a close and back to school is just around the corner. This is the perfect time to teach (or remind) your child about the importance of money. Ask your five-year old where money comes from, and the answer you’ll probably … Continue reading →
Dear Allegacy Member, “Doing right” is at the core of everything we do here at Allegacy. It’s what centers us in how we serve you, our member-owners, how we take care of our employees, and how we care for the communities we serve. Doing the right thing for your wellbeing has never been more important than it is today in … Continue reading →
Financial decisions can feel complex and hard even under normal circumstances. If the current market volatility has you questioning what are the “right” actions you should take now, you are not alone. Here are five concrete ways for you to jumpstart your financial wellness in the wake of the novel coronavirus. Don’t touch your face or your 401k Time for … Continue reading →
In addition to the financial toll of identity fraud, victims are left with the difficult task of repairing the damage. While you may never be able to completely prevent your identity from being stolen, there are some proactive steps you can take to help minimize the risk. Here are 6 tips to prevent identity fraud: Enable two-factor authentication Two-factor authentication … Continue reading →
Often, our spending decisions are ruled by feelings. When our willpower is low and suggestive advertising is prevalent, we may fall victim to certain triggers and spending traps. Understanding how and why we overspend is an important first step to greater financial health. Instant happiness Have you ever experienced a “high” from buying something you wanted? There is a certain … Continue reading →
For many, a budget feels like a diet for your wallet, restrictive and difficult to maintain. The good news is, it doesn’t have to be that way. In fact, having a budget puts you in the driver’s seat to make choices that can lead to financial freedom. The game plan The first step is to determine your baseline. That means … Continue reading →
The American Psychology Association estimates that 7 out of 10 American workers suffer from financial stress.1 According to a MetLife study of employee benefit trends, 59 percent of employers strongly agreed that employees are less productive while at work when they are worried about personal financial problems.2 Financial stress can be a burden on our professional lives and have a … Continue reading →
Most people assume that a credit score only matters when it’s time to purchase a house or car. Nothing could be further from the truth. Your credit score impacts all areas of your life from the interest rates and credit limits on your credit cards to whether you’re extended a job offer or an apartment rental. Your spending and payment … Continue reading →
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