Borrow + Buy

3 Tips for Refinancing Your Mortgage

Are you aware of the benefits of refinancing your mortgage? Refinancing your mortgage could potentially help you build equity faster, save on interest, or even make use of the equity you already have. If you are evaluating whether or not refinancing is right for you, there are three important questions you should ask yourself. What goal do you want to … Continue reading →
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Are You Due for a Mortgage Check-Up?

Check-ups aren’t just for your annual physical. At Allegacy, we want to help you become financially fit too. Talking with a mortgage specialist can be beneficial in discovering new ways to save money and achieve your financial goals. Since you bought your home, you may be at a different stage of life or perhaps your needs have changed. There are … Continue reading →
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Is Debt Consolidation Right for You?

At Allegacy Federal Credit Union, we will always do the right thing for your wellbeing. If you have several monthly bills that are all due on different days of the month, consolidating the debt into one loan with a single monthly payment could help you simplify the monthly bill paying process. Consolidation could also save you money by moving multiple … Continue reading →
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It’s Your Equity, Why Not Use It?

Your home plays many roles. Besides being a place to rest your head, it’s an office, a gym and, if you have teenagers, it’s a 24-hour restaurant. Your home can help you save money, too. When you utilize the equity in your home, it becomes a smart borrowing option to help keep you financially fit as you pay for life’s … Continue reading →
It’s Your Equity, Why Not Use It?

New to Home Buying? We Have Tools for You!

You’re ready to commit to buying your first home. Congratulations! Purchasing a home is the biggest single purchase most people make. Choosing the perfect house to make your home is exciting and there are lots of options when it comes to paying for it. North Carolina has a program called NC Home Advantage for first-time and move-up homebuyers in North … Continue reading →
Couple moving into new home

Preparing to Purchase Your First Home

If you’re like most people, purchasing a home is the largest investment you’ll ever make. Finding the right home for you is about more than just money. Budget is important, but so is the style of the house, the neighborhood, distance from places that are important to you, maintenance, possible remodel projects. When you find the home that meets your … Continue reading →
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