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Borrow + Buy

What to Expect When Purchasing Your First Home

Buying a home is one of the most rewarding experiences you can have, but it can also be complicated. That’s why you need trusted experts to help you navigate the process. Realtors and lenders can guide you towards the home that meets your needs and your budget. Choose a lender who is accessible and can meet you face-to-face, over the … Continue reading →

Preparing to Purchase Your First Home

If you’re like most people, purchasing a home is the largest investment you’ll ever make. Finding the right home for you is about more than just money. Budget is important, but so is the style of the house, the neighborhood, distance from places that are important to you, maintenance, possible remodel projects. When you find the home that meets your … Continue reading →

Which is a Better Financial Choice – Buying New or Used?

With so many options, it can be hard to decide between a new vehicle or a used one. New cars have that new car smell, come with a warranty and are, let’s face it – new. Used cars, on the other hand, have a few miles on them, could still have a little of the warranty left depending on the … Continue reading →

Happy young couple with a map in the car

Should You Buy or Lease Your Next Vehicle?

The lure of lower out-of-pocket costs for a nicer car is hard to ignore, but is a lease the smartest financial choice? Leases are essentially long-term rentals, typically three to four years. At the end of the lease, you have the option of returning the car or purchasing it from the dealer at the residual value which is the predetermined … Continue reading →

Rate, Payment or Term? What’s the Priority When Shopping for an Auto?

Buying a new car can be exciting and open up a world of new adventures. When it’s time for a new vehicle, there are many things to think about. How much can I afford? How much does it cost? What are the payments? What is the rate? How long will I have a monthly payment? All are important considerations, in … Continue reading →

Mortgage Saver Certificate

At Allegacy Federal Credit Union, we’ll always do the right thing for your wellbeing. That means helping you focus on what’s possible – saving for your new home. This is a unique product in the marketplace designed to help you get into the home of your dreams. How does it work? Small opening balance with the option to add to it. … Continue reading →

Is Debt Consolidation Right for You?

At Allegacy Federal Credit Union, we will always do the right thing for your wellbeing. If you have several monthly bills that are all due on different days of the month, consolidating the debt into one loan with a single monthly payment could help you simplify the monthly bill paying process. Consolidation could also save you money by moving multiple … Continue reading →

Should Kids Help Fund Their College Education

Opinions on teaching children how to save money typically equal the number of households in the country. To say there are a lot of them is an understatement. And the debate over whether kids should help fund their college education is also a hot topic. Financial experts do tend to agree on the benefits of teaching kids to save their … Continue reading →

Navigating Financial Aid Paperwork

Starting college can be an exciting time, but when you’re struggling with how you will pay for your education it can also be stressful. Fortunately, there are options in the form of grants, scholarships and loans, but if you’re applying for financial assistance, there can be many hoops to jump through. Here’s your simple guide to navigating your way through … Continue reading →

Making the Most of a Test Drive

At Allegacy Federal Credit Union, we believe in helping you be your best throughout the car buying process, not just the financing. If you’re in the market for another vehicle, a test drive is your chance to see how the car drives and if there are any noticeable problems. Many times, there won’t be a lot of time to assess … Continue reading →

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