Homes aren’t one-size-fits-all. Neither are home loans. At Allegacy, we begin by evaluating the big picture before offering a personal solution designed to fit your lifestyle. With competitive rates and lower fees than most lenders, our mortgages are easy to live with today and for years to come. Your Offer Has Been Accepted. Now What? Once your offer has been accepted … Continue reading
Credit approval is an application for financing that helps determine which homes are in your price range. To get credit approved, you provide the same paperwork you would when making a formal loan request. The Loan Officer will ask you for employment and income verification and deposit and loan information. They will also pull a credit report to assess your credit history. … Continue reading
Allegacy recently received the following from a member who had received exceptional service from a team in the mortgage department. This story is unique because this member also happens to be an employee of another financial institution: Words cannot begin to express how grateful I am for the wonderful job Vendell Brooks did in processing my refinance. From start to … Continue reading
At Allegacy Federal Credit Union, we believe in helping you be your best throughout the car buying process, not just the financing. If you’re in the market for another vehicle, paying attention to the little things during a test drive can save you a headache later. Still, nearly 50%* of Americans say they spend 30 minutes or less test driving … Continue reading
Your home plays many roles. Besides being a place to rest your head, it’s an office, a gym and, if you have teenagers, it’s a 24-hour restaurant. Your home can help you save money, too. When you utilize the equity in your home, it becomes a smart borrowing option to help keep you financially fit as you pay for life’s … Continue reading
For many people, hosting can draw attention to the need for a bigger home or better floor plan. If you are considering shopping for a new home that gives you the space you need to entertain or receive friends, remember that choosing from what’s on the market isn’t your only option. You can buy land and build a new home … Continue reading
If you’ve ever asked friends or family members for advice before buying a car, you were probably surprised to learn that they are all experts in the art of the deal. Some swear by an “insider” tip they read online, while others simply don’t mind haggling for hours on end. When it comes down to it, you don’t need any … Continue reading
From every kind of mortgages for every address to generous equity loans, Allegacy has everything you need to enjoy your dream home even more. Shopping for a home is exciting. But so is sprucing up your current one. Whether you’re ready to pack up or just knock down some walls, you want to make sure you’re staying true to your long-term financial goals. Allegacy … Continue reading
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