Finding the money to finance aspects of your good life— from smaller needs such as consolidating debt to larger needs such as putting a child through college—can be as close as the house in which you live. At Allegacy, we want to make borrowing as easy and affordable as possible Your home, as one of your largest assets, presents one … Continue reading →
Credit approval is an application for financing that helps determine which homes are in your price range; most Realtors require you to have a credit approval letter before they line up homes for you to see. To get credit approved, you provide the same paperwork you would when making a formal loan request. The Mortgage Loan Officer will ask you … Continue reading →
Are you aware of the benefits of refinancing your mortgage? Refinancing your mortgage could potentially help you build equity faster, save on interest, or even make use of the equity you already have. If you are evaluating whether or not refinancing is right for you, there are three important questions you should ask yourself. What goal do you want to … Continue reading →
Check-ups aren’t just for your annual physical. At Allegacy, we want to help you become financially fit too. Talking with an Allegacy Representative can be beneficial in discovering new ways to save money and achieve your financial goals. Since you bought your home, you may be at a different stage of life or perhaps your needs have changed. There are … Continue reading →
Deciding to move is an exciting time. You’ve chosen various neighborhoods, toured homes and imagined your family in each room. Then, you walk into the one that feels like home and you know it’s time to make another decision – how to pay for it. With so many options, it can be stressful deciding how to finance your dream. We … Continue reading →
Your home plays many roles. Besides being a place to rest your head, it’s an office, a gym and, if you have teenagers, it’s a 24-hour restaurant. Your home can help you save money, too. When you utilize the equity in your home, it becomes a smart borrowing option to help keep you financially fit as you pay for life’s … Continue reading →
You’re ready to commit to buying your first home. Congratulations! Purchasing a home is the biggest single purchase most people make. Choosing the perfect house to make your home is exciting and there are lots of options when it comes to paying for it. North Carolina has a program called NC Home Advantage for first-time and move-up homebuyers in North … Continue reading →
Vacation season is here! It’s time to pack up the car and take a well deserved break! Vacation not only gives us the opportunity to create special memories, it’s also a great time to rejuvenate and recharge. You don’t want to worry about your home while you aren’t there. We have a few tips to ease your mind while you’re … Continue reading →
Buying a home is one of the most rewarding experiences you can have, but it can also be complicated. That’s why you need trusted experts to help you navigate the process. Realtors and lenders can guide you towards the home that meets your needs and your budget. Choose a lender who is accessible and can meet you face-to-face, over the … Continue reading →
If you’re like most people, purchasing a home is the largest investment you’ll ever make. Finding the right home for you is about more than just money. Budget is important, but so is the style of the house, the neighborhood, distance from places that are important to you, maintenance, possible remodel projects. When you find the home that meets your … Continue reading →
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