Home Ownership

New to Home Buying? We Have Tools for You!

You’re ready to commit to buying your first home. Congratulations! Purchasing a home is the biggest single purchase most people make. Choosing the perfect house to make your home is exciting and there are lots of options when it comes to paying for it. North Carolina has a program called NC Home Advantage for first-time and move-up homebuyers in North … Continue reading
Couple moving into new home

Preparing to Purchase Your First Home

If you’re like most people, purchasing a home is the largest investment you’ll ever make. Finding the right home for you is about more than just money. Budget is important, but so is the style of the house, the neighborhood, distance from places that are important to you, maintenance, possible remodel projects. When you find the home that meets your … Continue reading
Family packing boxes

Mortgage Saver Certificate

At Allegacy Federal Credit Union, we’ll always do the right thing for your wellbeing. That means helping you focus on what’s possible – saving for your new home. This is a unique product in the marketplace designed to help you get into the home of your dreams. How does it work? Small opening balance with the option to add to it. … Continue reading
Family hugging on sofa

Smart Ways to Use the Equity in Your Home

At Allegacy Federal Credit Union, we believe in doing the right thing for your wellbeing and that includes making sure that you use debt the smart way. Debt can be considered the wealth killer, but there’s one very notable exception and you’re living in it. Money you owe on your home is often called “good debt” and there are a few ways … Continue reading
Couple painting at home

5 Simple Tips to Make Buying a Home Easier

At Allegacy Federal Credit Union, we know that purchasing a home is stressful and exciting at the same time. Following these simple tips will tip the scales less towards stressful and more towards exciting. Check your Credit Before you begin the process, check your credit. You don’t want to find the house of your dreams and then discover that you … Continue reading

We make homeownership more affordable.

At Allegacy Federal Credit Union, we believe in helping you be your best by offering products and services unique to your individual needs. Whether it’s your first home, vacation getaway, your dream retirement destination or even sprucing up the home you have,  we can guide you toward greater savings and smarter choices that will ensure many happy years at any address. … Continue reading
Couple with kids walking outside home