If you’ve ever asked friends or family members for advice before buying a car, you were probably surprised to learn that they are all experts in the art of the deal. Some swear by an “insider” tip they read online, while others simply don’t mind haggling for hours on end. When it comes down to it, you don’t need any … Continue reading
At Allegacy Federal Credit Union, we know that purchasing a home is stressful and exciting at the same time. Following these simple tips will tip the scales less towards stressful and more towards exciting. Check your Credit Before you begin the process, check your credit. You don’t want to find the house of your dreams and then discover that you … Continue reading
At Allegacy Federal Credit Union, we believe in doing the right thing for your wellbeing and that includes helping you find ways to easily improve your finances. Doing these three simple things can help you get your finances under control. 10 Cents. For every dollar you earn, take 10 cents (or 10%) off the top and put it in a … Continue reading
At Allegacy Federal Credit Union, we will always do the right thing for your wellbeing. If you have several monthly bills that are all due on different days of the month, consolidating the debt into one loan with a single monthly payment could help you simplify the monthly bill paying process. Consolidation could also save you money by moving multiple … Continue reading
Planning for marriage should involve more than just picking out invitations and deciding whether you should serve chicken or fish at the reception. More importantly, you’ll want to take a look at how marriage will impact your financial situation. And while there are a number of issues you’ll need to think about, careful planning can increase the likelihood that you’ll … Continue reading
At a time when your career is reaching a peak and you are looking ahead to your own retirement, you may find yourself in the position of having to help your children with college expenses while at the same time looking after the needs of your aging parents. Squeezed in the middle, you’ve joined the ranks of the “sandwich generation.” … Continue reading
Parenthood can be both wonderfully rewarding and frighteningly challenging. Children give gifts only a parent can understand–from sticky-finger hugs to heartfelt pleas to tag along on Saturday morning errands. You raise them with a clear goal that you secretly dread will actually take place–that someday they will be grown, independent, and ready to move out on their own, and your … Continue reading
You want to retire comfortably when the time comes. You also want to help your child go to college. So how do you juggle the two? The truth is, saving for your retirement and your child’s education at the same time can be a challenge. But take heart – you may be able to reach both goals if you make … Continue reading
At Allegacy Federal Credit Union we believe in doing the right thing for your wellbeing and that includes making sure the financing for your largest investment is the right fit for you. When mortgage rates fall, many people look at refinancing their mortgage to lower their rate and/or shorten the term, potentially saving hundreds of dollars in interest. While this … Continue reading
Starting college can be an exciting time, but when you’re struggling with how you will pay for your education it can also be stressful. Fortunately, there are options in the form of grants, scholarships and loans, but if you’re applying for financial assistance, there can be many hoops to jump through. Here’s your simple guide to navigating your way through … Continue reading
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