At Allegacy Federal Credit Union, we believe living your life to the fullest is about making the most of every opportunity. Something as simple as a checking account is the first step to financial wellbeing and that starts with paying less and getting more. When you review your current statement, do you see fees for this and service charges for … Continue reading
It’s your first day of work and before you can even take a seat at your workstation, you’re being asked to make a number of important decisions that will impact your wallet well into the next year. What is my tax filing status? How many personal exemptions should I take? Will I owe anything at the end of the tax … Continue reading
You work hard for your money so when there’s a little leftover at the end of month, you deserve to splurge. After all, you’ve earned it. But what happens when you want something that costs more than the extra you have at the end of the month? Maybe you want to take a long awaited honeymoon. Or maybe you’ve been … Continue reading
‘Tis the season to be surrounded by beautiful store fronts and advertisements enticing you to spend, spend, spend. While this philosophy helps retail stores have a profitable year-end, your budget might be feeling the hit well into the new year. Believe it or not, it is possible to make it through the holidays and start the year off with your … Continue reading
Finally, you have a paycheck and you can spend it any way you want. But wait! There are bills to pay. Taking that first leap into adulthood is exciting and scary at the same time, but with this simple budget guideline, you’ll stay on track by planning ahead and spending your money on the things you should. The 50/20/30 rule … Continue reading
Did you know that if you do three simple things, you can easily improve your financial wellbeing? Really! Doing these three simple things can help you get your finances under control. 10 Cents. For every dollar you earn, take 10 cents (or 10%) off the top and put it in a savings account or somewhere you won’t spend it. In … Continue reading
‘Now’ is always a great time to evaluate your financial wellbeing. If you have several monthly bills that are all due on different days of the month, a debt consolidation loan could help you simplify the monthly bill paying process by offering a single monthly payment and saving you money by moving multiple revolving/high interest (usually variable) balances into one loan. … Continue reading
We all want to find ways to save money and have more in our savings accounts at the end of the month. If you’ve tried and abandoned sweeping changes to your financial habits, focus instead on the little things you can do to save without sacrifice. (And, no, you don’t have to give up your morning latte for the office … Continue reading
If you’ve ever asked friends or family members for advice before buying a car, you were probably surprised to learn that they are all experts in the art of the deal. Some swear by an “insider” tip they read online, while others simply don’t mind haggling for hours on end. When it comes down to it, you don’t need any … Continue reading
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