Community

Regulation Changes for Business Accounts

At Allegacy Federal Credit Union we believe in always doing the right thing for your wellbeing and this includes making sure we are always in compliance with legal regulations concerning your accounts. Since the 9/11 tragedy, identity regulations, especially for financial institutions, have become more and more stringent. Beginning May 11, 2018, Allegacy, like all other financial institutions, will be … Continue reading

What Your Business Needs to Know About Federal Payroll Record Keeping

No matter how many employees you have on staff, your organization needs to follow all federal laws. Unfortunately, each state/locality has their own requirements; therefore, you should know what is required of your organization to ensure you keep proper payroll records. What Are The Federal Laws Governing Payroll Records? The Fair Labor Standards Act (FLSA) requires an employer to keep certain records … Continue reading

Tips to Tackle the HR Challenges Small Businesses Face

Did you know that small businesses represent 99.7 percent of all businesses in the United States? Defined as entities with 500 or fewer employees, they are a major economic driver, employing about half of the nation’s working population. If you are a small business owner, you already appreciate the financial independence and innovative freedom that comes with entrepreneurship. You may also … Continue reading

Here for Good

The credit union philosophy has always been ‘people helping people’ and at Allegacy Federal Credit Union, we were built on that belief. Putting members and community first is the only way we know. That’s why we partner with many local organizations to support arts, education and wellbeing right here in the Triad. In addition to our many sponsorships and donations, … Continue reading

5 Simple Tips to Make Buying a Home Easier

At Allegacy Federal Credit Union, we know that purchasing a home is stressful and exciting at the same time. Following these simple tips will tip the scales less towards stressful and more towards exciting. Check your Credit Before you begin the process, check your credit. You don’t want to find the house of your dreams and then discover that you … Continue reading

Helping You Be Your Best During Tax Season

At Allegacy Federal Credit Union, we will always do the right thing for your wellbeing. And that includes doing our part to help alleviate some of the stress that comes with filing taxes. Here’s what to do now to get organized: As tax forms start to trickle in from financial institutions where you have accounts, businesses you’ve worked for and … Continue reading

Understanding IRA’s

At Allegacy Federal Credit Union, we believe in doing the right thing for your wellbeing, including helping you prepare for every life stage along the way. As you look toward the future and your retirement, preparation and early planning can make a huge difference. An individual retirement arrangement (IRA) is a personal savings plan that offers specific tax benefits. IRAs … Continue reading

Setting SMART Goals to Be Your Best

Sometimes identifying why we want to make a positive change can be easy. It’s putting our thoughts into action that can be more difficult. Don’t get stuck with good intentions only – get moving and start initiating positive changes in your life. If our goals are too broad, we find it challenging to know where to start and what step … Continue reading

Staying Motivated for a Healthier You

Many of us have trigger months that motivate us to start healthy habits.  January is a time of wiping the slate clean and resetting our goals for a healthier New Year. Spring rolls around with longer days and warmer weather and we start thinking about shorts and bathing suits. Towards the end of summer, school is about to start and … Continue reading

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