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Smart Ways to Use the Equity in Your Home

At Allegacy Federal Credit Union, we believe in doing the right thing for your wellbeing and that includes making sure that you use debt the smart way. Debt can be considered the wealth killer, but there’s one very notable exception and you’re living in it. Money you owe on your home is often called “good debt” and there are a few ways … Continue reading

Couple painting at home

See What Fits: Finding the Right Mortgage for You

Homes aren’t one-size-fits-all. Neither are home loans. At Allegacy, we begin by evaluating the big picture before offering a personal solution designed to fit your lifestyle. With competitive rates and lower fees than most lenders, our mortgages are easy to live with today and for years to come. Your Offer Has Been Accepted. Now What? Once your offer has been accepted … Continue reading

family playing at home

The Credit Approval Process: What You Need to Know

Credit approval is an application for financing that helps determine which homes are in your price range. To get credit approved, you provide the same paperwork you would when making a formal loan request. The Loan Officer will ask you for employment and income verification and deposit and loan information. They will also pull a credit report to assess your credit history. … Continue reading

couple relaxing in new home

Protecting Your Home While on Vacation

At Allegacy, we know time away is sometimes the best way to recharge so you can come back to reality, ready to tackle everyday life. We want to make sure when you return, life hasn’t thrown you a curve ball by giving you some tips to keep your home safe while you’re away. Make your house look lived in: While … Continue reading

Protecting Your Home While on Vacation

Can’t Find the Home of Your Dreams? Build It!

For many people, hosting can draw attention to the need for a bigger home or better floor plan. If you are considering shopping for a new home that gives you the space you need to entertain or receive friends, remember that choosing from what’s on the market isn’t your only option. You can buy land and build a new home … Continue reading

Can't Find the Home of Your Dreams? Build It!

We make homeownership more affordable.

From every kind of mortgages for every address to generous equity loans, Allegacy has everything you need to enjoy your dream home even more. Shopping for a home is exciting. But so is sprucing up your current one. Whether you’re ready to pack up or just knock down some walls, you want to make sure you’re staying true to your long-term financial goals. Allegacy … Continue reading

We make homeownership more affordable.

Ten tips to help you prepare your home for winter.

Before the weather outside becomes frightful, make sure your winter will be delightful by preparing your home for the drop in temperature. Here’s a list of 10 tips to get you started: 1- Furnace Inspection: Call an HVAC professional to inspect your furnace and clean ducts. Stock up on furnace filters and change them monthly. Consider switching out your thermostat for a programmable … Continue reading

Ten tips to help you prepare your home for winter.

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