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From the Desk of Cathy J. Pace, President and CEO

Summer Wellbeing Summer is a time for fun, relaxation and also growth. At Allegacy, we believe that growth starts with trying new things and sharing those experiences with others so that they may feel inspired. You’ll see us try new things as our celebrations continue for our 50th Anniversary and as we test new technologies for our members. More on … Continue reading

From the Desk of Cathy J. Pace, President and CEO

Staying Financially Fit On the Go

At Allegacy Federal Credit Union, we know that your time is precious and we want to do the right thing for your wellbeing by giving you banking options that are available when its convenient to you, no matter where you are. With online banking and our mobile app, you’ll have free access to accounts and the security of knowing that the … Continue reading

Staying Financially Fit On the Go

Helping You Be Your Best

At Allegacy Federal Credit Union, we believe living your life to the fullest is about making the most of every opportunity. Something as simple as a checking account is the first step to financial wellbeing and that starts with paying less and getting more. When you review your current statement, do you see fees for this and service charges for … Continue reading

Helping You Be Your Best

Practicing Mindfulness

A common misconception about mindfulness is that it only involves meditation. While the practice does have its roots in meditative practices, any type of reflective technique that shifts your thoughts away from your usual preoccupation toward an appreciation of the moment and a broader perspective of life can be a mindful practice.1 Practicing mindfulness in your daily routine is not … Continue reading

Woman practicing mindfulness

Remaining Present in a Multi-Tasking World

Juggling life’s daily tasks can be quite a challenge, as we navigate an endless number of decision points throughout our day. Often the most urgent or pressing concerns capture our attention. Our devices only contribute to the clutter with constant notifications of new emails, text messages, news alerts, and calendar reminders. Our lives are full as we try to uphold … Continue reading

Man practicing mindfulness at work

Money Tips When You Travel

At Allegacy Federal Credit Union, we believe in pursuing wellness on every level and travel can be great for gaining a new perspective, making plans and creating your tomorrow. We want to help you have the best trip ever. Review these tips to make sure you and your payment cards are ready! Before you leave: If you plan to use your … Continue reading

Lifestyle Choices Lead to Better Health

When it comes to our health, we sometimes struggle to establish or maintain good habits. We often lack the discipline or willpower to make wise choices in the face of the myriad of distractions in our daily life, like office treats, tempting food ads, and Netflix binges. For most people, living a healthy lifestyle just requires too much dedication and … Continue reading

Smart Ways to Use the Equity in Your Home

At Allegacy Federal Credit Union, we believe in doing the right thing for your wellbeing and that includes making sure that you use debt the smart way. Debt can be considered the wealth killer, but there’s one very notable exception and you’re living in it. Money you owe on your home is often called “good debt” and there are a few ways … Continue reading

Couple painting at home

See What Fits: Finding the Right Mortgage for You

Homes aren’t one-size-fits-all. Neither are home loans. At Allegacy, we begin by evaluating the big picture before offering a personal solution designed to fit your lifestyle. With competitive rates and lower fees than most lenders, our mortgages are easy to live with today and for years to come. Your Offer Has Been Accepted. Now What? Once your offer has been accepted … Continue reading

family playing at home

The Credit Approval Process: What You Need to Know

Credit approval is an application for financing that helps determine which homes are in your price range. To get credit approved, you provide the same paperwork you would when making a formal loan request. The Loan Officer will ask you for employment and income verification and deposit and loan information. They will also pull a credit report to assess your credit history. … Continue reading

couple relaxing in new home

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