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Should Kids Help Fund Their College Education

Opinions on teaching children how to save money typically equal the number of households in the country. To say there are a lot of them is an understatement. And the debate over whether kids should help fund their college education is also a hot topic. Financial experts do tend to agree on the benefits of teaching kids to save their … Continue reading

Should Kids Help Fund Their College Education

Making the Most of a Test Drive

At Allegacy Federal Credit Union, we believe in helping you be your best throughout the car buying process, not just the financing. If you’re in the market for another vehicle, a test drive is your chance to see how the car drives and if there are any noticeable problems. Many times, there won’t be a lot of time to assess … Continue reading

teen driving with mom

Understanding the Need for Estate Planning

In a perfect world, everything you own would go to your desired beneficiaries – exactly as you intended, according to your will. Unfortunately, if you die unexpectedly, your assets may well not go where you want them – unless you make arrangements in advance. Probate The first concept to understand is probate. This is a formal legal process in which … Continue reading

Understanding the Need for Estate Planning

Keeping Employees Engaged During Vacation Season

Employee engagement can be a challenge at any time of the year. According to Gallup, only one in three employees is engaged at work. Their enthusiasm and proactivity can easily be eroded by the 16 percent of employees that are actively disengaged.1During vacation and holiday periods, it can be even harder to stay connected when teammates are out of the … Continue reading

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Money Tips When You Travel

At Allegacy Federal Credit Union, we believe in pursuing wellness on every level and travel can be great for gaining a new perspective, making plans and creating your tomorrow. We want to help you have the best trip ever. Review these tips to make sure you and your payment cards are ready! Before you leave: Make sure your contact information with … Continue reading

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What Your Business Needs to Know About Federal Payroll Record Keeping

No matter how many employees you have on staff, your organization needs to follow all federal laws. Unfortunately, each state/locality has their own requirements; therefore, you should know what is required of your organization to ensure you keep proper payroll records. What Are The Federal Laws Governing Payroll Records? The Fair Labor Standards Act (FLSA) requires an employer to keep certain records … Continue reading

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Tips to Tackle the HR Challenges Small Businesses Face

Did you know that small businesses represent 99.7 percent of all businesses in the United States? Defined as entities with 500 or fewer employees, they are a major economic driver, employing about half of the nation’s working population. If you are a small business owner, you already appreciate the financial independence and innovative freedom that comes with entrepreneurship. You may also … Continue reading

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5 Simple Steps for Smarter Car Buying

If you’ve ever asked friends or family members for advice before buying a car, you were probably surprised to learn that they are all experts in the art of the deal. Some swear by an “insider” tip they read online, while others simply don’t mind haggling for hours on end. When it comes down to it, you don’t need any … Continue reading

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Here for Good

The credit union philosophy has always been ‘people helping people’ and at Allegacy Federal Credit Union, we were built on that belief. Putting members and community first is the only way we know. That’s why we partner with many local organizations to support arts, education and wellbeing right here in the Triad. In addition to our many sponsorships and donations, … Continue reading

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Smart Ways to Use the Equity in Your Home

At Allegacy Federal Credit Union, we believe in doing the right thing for your wellbeing and that includes making sure that you use debt the smart way. Debt can be considered the wealth killer, but there’s one very notable exception and you’re living in it. Money you owe on your home is often called “good debt” and there are a few ways … Continue reading

Couple painting at home

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