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Money Tips When You Travel

At Allegacy Federal Credit Union, we believe in pursuing wellness on every level and travel can be great for gaining a new perspective, making plans and creating your tomorrow. We want to help you have the best trip ever. Review these tips to make sure you and your payment cards are ready! Before you leave: Make sure your contact information with … Continue reading

What Your Business Needs to Know About Federal Payroll Record Keeping

No matter how many employees you have on staff, your organization needs to follow all federal laws. Unfortunately, each state/locality has their own requirements; therefore, you should know what is required of your organization to ensure you keep proper payroll records. What Are The Federal Laws Governing Payroll Records? The Fair Labor Standards Act (FLSA) requires an employer to keep certain records … Continue reading

Tips to Tackle the HR Challenges Small Businesses Face

Did you know that small businesses represent 99.7 percent of all businesses in the United States? Defined as entities with 500 or fewer employees, they are a major economic driver, employing about half of the nation’s working population. If you are a small business owner, you already appreciate the financial independence and innovative freedom that comes with entrepreneurship. You may also … Continue reading

5 Simple Steps for Smarter Car Buying

If you’ve ever asked friends or family members for advice before buying a car, you were probably surprised to learn that they are all experts in the art of the deal. Some swear by an “insider” tip they read online, while others simply don’t mind haggling for hours on end. When it comes down to it, you don’t need any … Continue reading

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Here for Good

The credit union philosophy has always been ‘people helping people’ and at Allegacy Federal Credit Union, we were built on that belief. Putting members and community first is the only way we know. That’s why we partner with many local organizations to support arts, education and wellbeing right here in the Triad. In addition to our many sponsorships and donations, … Continue reading

Smart Ways to Use the Equity in Your Home

At Allegacy Federal Credit Union, we believe in doing the right thing for your wellbeing and that includes making sure that you use debt the smart way. Debt can be considered the wealth killer, but there’s one very notable exception and you’re living in it. Money you owe on your home is often called “good debt” and there are a few ways … Continue reading

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5 Simple Tips to Make Buying a Home Easier

At Allegacy Federal Credit Union, we know that purchasing a home is stressful and exciting at the same time. Following these simple tips will tip the scales less towards stressful and more towards exciting. Check your Credit Before you begin the process, check your credit. You don’t want to find the house of your dreams and then discover that you … Continue reading

Turning 65? What You Need to Know About Medicare

The solicitations have started pouring in, it seems everyone knows you’re turning 65 and they want you to buy their Medicare insurance.  Before you swear-off checking your mail; here are some key pieces to remember as you approach 65. You should be receiving information from Social Security or Centers for Medicare and Medicaid Services. These are the two federal agencies … Continue reading

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Helping You Be Your Best During Tax Season

At Allegacy Federal Credit Union, we will always do the right thing for your wellbeing. And that includes doing our part to help alleviate some of the stress that comes with filing taxes. Here’s what to do now to get organized: As tax forms start to trickle in from financial institutions where you have accounts, businesses you’ve worked for and … Continue reading

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