Home » Learn

Learn

Summer Travel Tips

It’s that time of year when many of us look to the airways to get away. You saved and planned for the cost of the trip. You checked the weather so you know what you’ll need to pack. Next step, make sure you’re ready to handle your finances abroad so you can relax and enjoy that well deserved trip. Before … Continue reading →

Which is a Better Financial Choice – Buying New or Used?

With so many options, it can be hard to decide between a new vehicle or a used one. New cars have that new car smell, come with a warranty and are, let’s face it – new. Used cars, on the other hand, have a few miles on them, could still have a little of the warranty left depending on the … Continue reading →

Happy young couple with a map in the car

Should You Buy or Lease Your Next Vehicle?

The lure of lower out-of-pocket costs for a nicer car is hard to ignore, but is a lease the smartest financial choice? Leases are essentially long-term rentals, typically three to four years. At the end of the lease, you have the option of returning the car or purchasing it from the dealer at the residual value which is the predetermined … Continue reading →

Practical Online Security Measures

Millions of dollars are traded online daily and criminals are relentlessly looking for ways to access those funds. At Allegacy Federal Credit Union, we are always focused on security but there are also measures you can take to protect yourself. Be sure to install anti-virus and anti-spyware software and keep your operating system and software updated with the latest security … Continue reading →

Practical Measures to Prevent Identity Theft.

Withholding Wisdom

It’s your first day of work and before you can even take a seat at your workstation, you’re being asked to make a number of important decisions that will impact your wallet well into the next year. What is my tax filing status? How many personal exemptions should I take? Will I owe anything at the end of the tax … Continue reading →

No Spend January

Did your New Year’s resolutions include improving your financial wellness? Lori Timm, our Financial Education Manager, decided to try ‘no-spend’ January and this is what she learned along the way. After the overindulgence of the holidays, I started the New Year with a strong desire to change my ways. Not only did the weeks of eating unhealthy foods and getting … Continue reading →

Keeping your information safe on social media

Social media is a great place to catch up and share photos with your friends and family. Any place that you share information about yourself is a target for identity thieves and those who might want to use your generous nature for their own gains. What can you do to keep social media a safe place for you to interact … Continue reading →

Saving for Retirement and Your Child’s Education

You want to retire comfortably when the time comes. You also want to help your child go to college. So how do you juggle the two? The truth is, saving for your retirement and your child’s education at the same time can be a challenge. But take heart – you may be able to reach both goals if you make … Continue reading →

3 Steps to Creating a Budget You Can Live With

Finally, you have a paycheck and you can spend it any way you want. But wait! There are bills to pay. Taking that first leap into adulthood is exciting and scary at the same time, but with this simple budget guideline, you’ll stay on track by planning ahead and spending your money on the things you should. The 50/20/30 rule … Continue reading →

Is Debt Consolidation Right for You?

At Allegacy Federal Credit Union, we will always do the right thing for your wellbeing. If you have several monthly bills that are all due on different days of the month, consolidating the debt into one loan with a single monthly payment could help you simplify the monthly bill paying process. Consolidation could also save you money by moving multiple … Continue reading →

Third Party Site Disclaimer