Home » Learn

Learn

Don’t Click That Link!

Scammers are always looking for ways to trick you into giving them your information and your money. One of those ways is to impersonate legitimate organizations through emails and have you click a link that looks like their website. The IRS recently issued a warning about a new email scam that impersonates the IRS. If the unsuspecting victim clicks the … Continue reading →

College Tuition Bills: Are You Ready?

Sending your kids to college, but unsure if you have the resources to cover it? The equity in your home could be the answer. When our children leave for college, we want them to focus more on their classes and less on how to pay for it. If the bill is higher than what you planned, the equity in your … Continue reading →

Protecting Your Information

Update: While there is a lot of information on the web about the Equifax settlement, it is important to know that, as of August 1, 2019, it has not been approved by the Court. The settlement of the class action lawsuit filed as a result of the 2017 Security Breach is still pending. The company has agreed to a global … Continue reading →

Be Your Financial Best

At Allegacy, we are dedicated to helping you be your best in all areas of your life. Wellbeing comes from achieving balance in physical, emotional, and financial health. Unfortunately, financial wellness still eludes many Americans today, as a recent survey revealed: 47% of respondents say their spending equals or exceeds their income 36% are unable to pay all of their … Continue reading →

Keeping Your Home Safe While You’re Away

Vacation season is here! It’s time to pack up the car and take a well deserved break! Vacation not only gives us the opportunity to create special memories, it’s also a great time to rejuvenate and recharge. You don’t want to worry about your home while you aren’t there. We have a few tips to ease your mind while you’re … Continue reading →

Summer Travel Tips

It’s that time of year when many of us look to the airways to get away. You saved and planned for the cost of the trip. You checked the weather so you know what you’ll need to pack. Next step, make sure you’re ready to handle your finances abroad so you can relax and enjoy that well deserved trip. Before … Continue reading →

Which is a Better Financial Choice – Buying New or Used?

With so many options, it can be hard to decide between a new vehicle or a used one. New cars have that new car smell, come with a warranty and are, let’s face it – new. Used cars, on the other hand, have a few miles on them, could still have a little of the warranty left depending on the … Continue reading →

Happy young couple with a map in the car

Should You Buy or Lease Your Next Vehicle?

The lure of lower out-of-pocket costs for a nicer car is hard to ignore, but is a lease the smartest financial choice? Leases are essentially long-term rentals, typically three to four years. At the end of the lease, you have the option of returning the car or purchasing it from the dealer at the residual value which is the predetermined … Continue reading →

Practical Online Security Measures

Millions of dollars are traded online daily and criminals are relentlessly looking for ways to access those funds. At Allegacy Federal Credit Union, we are always focused on security but there are also measures you can take to protect yourself. Be sure to install anti-virus and anti-spyware software and keep your operating system and software updated with the latest security … Continue reading →

Practical Measures to Prevent Identity Theft.

Withholding Wisdom

It’s your first day of work and before you can even take a seat at your workstation, you’re being asked to make a number of important decisions that will impact your wallet well into the next year. What is my tax filing status? How many personal exemptions should I take? Will I owe anything at the end of the tax … Continue reading →

Third Party Site Disclaimer