Due to inclement weather, all Allegacy locations will be open from 12pm until 4pm Thursday, January 17th. Phone and chat agents will be available to assist in a limited capacity from 8am until 5pm, however hold times may be longer than expected. You may also access your account information using WebBanking, Mobile Banking or Automated Phone Banking during this time. We apologize for any inconvenience.
Shopping for a FREE checking account: smart.
Finding a checking account that pays you: smarter.
Fees, fees, and more fees seem to be the basis for almost every checking account out there. Except at Allegacy. While most financial institutions are charging fees for checking, our accounts are designed to help you make your money work harder and smarter with higher yields and lower fees.
In the case of our SmartRate Checking, we actually put money back into your account. Not only do you receive generous dividends on balances up to $25,000, you’ll also get a refund on any ATM fees you incur, up to $25 per cycle.* Plus, you get a free Visa® check card with unlimited transactions. There’s no monthly service charge and you have access to WebBanking™, WebPay™, eStatements, FinanceWorks®, Direct Deposit / Payroll Deduction and more — all for FREE.
So, maybe the real conundrum is why you haven’t opened a SmartRate Checking account already. If you’re not member, don’t worry. We can help you put an end to excessive fees. Simply apply online or visit any of our Financial Centers today.
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