A checking account that pays you.

A checking account that pays you

Shopping for a FREE checking account: smart.
Finding a checking account that pays you: smarter.

Fees, fees, and more fees seem to be the basis for almost every checking account out there. Except at Allegacy. While most financial institutions are charging fees for checking, our accounts are designed to help you make your money work harder and smarter with higher yields and lower fees.

In the case of our SmartRate Checking, we actually put money back into your account. Not only do you receive generous dividends on balances up to $25,000, you’ll also get a refund on any ATM fees you incur, up to $25 per cycle.* Plus, you get a free Visa® check card with unlimited transactions. There’s no monthly service charge and you have access to WebBanking™, WebPay™, eStatements, FinanceWorks®, Direct Deposit / Payroll Deduction and more — all for FREE.

So, maybe the real conundrum is why you haven’t opened a SmartRate Checking account already. If you’re not member, don’t worry. We can help you put an end to excessive fees. Simply apply online or visit any of our Financial Centers today.

*Subject to qualification.

Third Party Site Disclaimer


You are now leaving the Allegacy Federal Credit Union website. The Credit Union does not operate this alternate site to which you are linking and is not responsible for the content of the website nor any transactions performed on this website. Privacy and security policies may differ from those practiced by the Credit Union.

Cancel Accept