Most of us need a checking account, why not open one that offers no monthly fee or require a minimum balance, plus you earn money on your balance? Fee-free checking accounts are getting harder to come by. We get it, you shouldn’t have service fees for something as simple as a checking account and that’s why we offer SmartRate Checking to our members who are tired of big fees.
At Allegacy, we’re always thinking of what’s best for our members that’s why we’ve created a checking account that works smarter and harder for you. SmartRate Checking provides refunds on ATM fees and premium dividends when specific requirements are met. With no monthly fee or minimum balance, this account also offers free direct deposit and is truly fee-free with no monthly service charge. SmartRate Checking gives you a little extra, allowing you the opportunity to focus on what matters and that’s how it should be. With Allegacy’s SmartRate Checking account, you can earn your highest dividends and pay lower fees.
Let funds in your checking account add up to extra money for you. Get a little extra with SmartRate Checking and make the switch today—we’d be happy to help!
 Higher dividend rate based on meeting all SmartRate Checking requirements. Balances of more than $25,000 earn a variable rate of 0.10% APY. Rates, products, and services are subject to change without notice. Some restrictions do apply to online services. ATM fees will be refunded up to $25 per month, only if you meet all of the SmartRate eligibility requirements during each qualifying cycle.
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