Fraudsters are after your money. Please be aware of an increase in phone, email, text, and mail/mailbox- based scams requesting your personal information, PINs, and debit cards. Scammers can alter the number and name sent to your caller ID or email to disguise their identity. Never give out your online banking credentials, log in or account information to anyone contacting you, including someone claiming to be from Allegacy. When in doubt, call us at 336.774.3400 to confirm or to report suspected fraud.

Federal Housing Administration Loan

Dream big. Never stop.

For many people, a Federal Housing Administration (FHA) Loan is the program that makes home ownership possible. Thanks to FHA insurance, it requires a much smaller downpayment than do conventional loans, with competitive rates that translate to more affordable monthly payments.

Lower Downpayment

FHA loans require a smaller downpayment, helping put home ownership within reach

Competitive Rates

Enjoy competitive interest rates, which make monthly payments more affordable

Government-Backed Mortgage

Great option for first-time homebuyers and experienced homeowners with limited cash for a down payment or lower FICO scores than needed for conventional financing.

FHA Mortgage Rates

Program	Rate	APR*
APR = Annual Percentage Rate. Rates are subject to change without notice.* Rates last updated on 04/19/2024 at 1:30pm (EST). Mortgage rates are based upon a variety of assumptions and conditions. The credit score used in this estimate may be higher or lower than your personal credit score. A loan’s interest rate will depend upon specific characteristics of the loan and the credit history through the time of closing.
Program FHA 30 Year (FHA)	Rate 7.125%	APR* 7.304%

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Calculators to help you choose the right mortgage for you

What others are saying

Allegacy team was so FANTASTIC and helped in so many ways.

Janet
— Greensboro, NC

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