Construction Loans

create your game plan.

For those who want to build a new home, an Allegacy construction loan may be the way to make it happen. Construction loans allow you to make executive choices about everything from design and delegation to delivery of your home, and our team will help provide the financial guidance you need along the way.

Apply for a loan

See if you qualify for a Construction Loan from Allegacy.

apply now

Your Community

Loans available to Allegacy members who want to build a home in our market footprint

Your Choice

A construction loan allows you to choose the lot, the builder and the type of home

Our Assistance

We’re here to help: pre-qualification, choosing a plan, breaking ground, to completion

Mortgage Loan Specialist

Get in touch with one of our specialists for a consultation.

Check Loan Status

Log in to check the status of your loan or view messages.

Contact us

Questions? Feel free to contact us at 336.774.3400 or 800.782.4670.

Calculators to help you decide if a construction loan is right for you

What others are saying

Manny M.
North Carolina member

By far better than any bank I’ve ever been with. Don’t have to worry about all those fees and requirements. Hassle free banking.

Gus K.

I have been an Allegacy member for a few years now. Overall, this has been a great experience. Their staff is very customer service oriented. There was a potential issue just before closing on our house, and one of the branch managers helped us work through the issue, personally seeing it through.

Patty S.
North Carolina member

It’s the finest CU I’ve used in my many years, very knowledgeable cashiers, managers and loan professionals.

Kathy W.
North Carolina member

I have been a member with the Allegacy back when it was Reynolds Credit Union. Excellent service in the CU. Excellent service on the phone. Excellent app for my phone. Web site very user friendly. I highly recommend Allegacy FCU.

Tanzola M.

Great tellers with excellent customer service skills. Been using for over 10 plus years. Keep it up ladies and gents you rock.

Max S.

Very nice bank, staff is always ready to help with whatever you need.

Apply for a loan

See if you qualify for a construction loan.

apply now

Not yet a member?

make yourself at home.

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