Medical Mortgage Program

designed for qualifying medical professionals

A special 10/1 Adjustable Rate Mortgage designed for qualifying medical professionals. With our Medical Mortgage Program based on our 10/1 Adjustable Rate Mortgage*, you get a loan that’s just right for your needs. Because more people are staying in their homes for 10 years or less, this loan is the perfect size for many reasons.

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See if you qualify for a Medical Mortgage from Allegacy.

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Not the typical ARM

This loan offers an extended fixed interest rate at very competitive rates

$0 Down

We offer zero down payment option for purchase transactions

Ideal for Medical Professionals

Conducive for medical professionals** just starting their careers as eligible applicants may qualify to exclude their student loan debt in their debt-to-income (DTI) ratio

*For example, on a 10/1 Adjustable Rate Mortgage (ARM), the index is the One Year London Interbank Offered Rate (LIBOR) and the interest rate and payment are fixed for the first ten years of the loan. The interest rate cannot increase or decrease more than 5% at first adjustment and 2% per subsequent adjustment from the initial interest rate at each twelve-month adjustment. The interest rate cannot increase more than 5% over the term of the loan. Click for mortgage payment examples.
**Medical professionals are defined as being a physician, physician’s assistant, dentist, nurse practitioner and/or pharmacist.

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See if you qualify for the Medical Mortgage Program.

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Calculators to help you choose the right mortgage for you

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