Special Mortgage Programs

celebrate individuality.

Allegacy offers special programs for mortgages of all kinds – including second homes, investment properties, manufactured housing and more. If you’re shopping for a loan on a purchase that requires special consideration, talk to us about the options available.

Apply for a loan

Find out if you're eligible for our special mortgage programs.
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Second Home

If your property is a second home reserved for your exclusive use and enjoyment, it may qualify

Investment Property

Special programs are available on 15- and 30-year fixed rate loans for investment properties more »

Mortgage Loan Specialist

Get in touch with one of our specialists for a consultation.

What others are saying

father backpack hiking with toddler in forest
Ronnie M.
member from Rural Hall, NC

Sherry and Alicia were excellent in helping me and keeping me informed about what was going on with my loan. Could not ask for better service from these employees.

mother and daughter take selfie hiking
Lori T.
member since 2012

Professional, kind, went above-and-beyond to ensure my my closing date was maintained

father takes selfie while son holds a basketball on head
Gibran A.
member since 2016

Sherry and Jean were both exceptional during our process, we had a lot of life events happening at the same time and they were very accommodating to our needs and helping us stay on track during the application process.

Explore your options

See if you qualify for a special mortgage program.

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  • Borrowers can own no more than six financed properties to be eligible for special programs. First mortgages are available in CA, CT, DE, District of Columbia, FL, GA, IL, IN, MD, NJ, NY, NC, PA, SC, TX, VA and WV. Loan amounts are limited for Manufactured Housing, which is not eligible for Construction or Permanent loans, Affordable Programs, the Second Home Program or the Investment Program.