Special Mortgage Programs

celebrate individuality.

Allegacy offers special programs for mortgages of all kinds – including second homes, investment properties, manufactured housing and more. If you’re shopping for a loan on a purchase that requires special consideration, talk to us about the options available.

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Competitive Rates

We can guide you toward greater savings and smarter choices that will ensure many happy years at any address.

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Rates are subject to change without notice.

Second Home

If your property is a second home reserved for your exclusive use and enjoyment, it may qualify

Investment Property

Special programs are available on 15- and 30-year fixed rate loans for investment properties more »

Mortgage Loan Specialist

Get in touch with one of our specialists for a consultation.

What others are saying

Front entrance with bench and round mirror by blue front door
Karen E.
member from Lexington, NC

Allegacy made everything so easy to send in information. They also have some of the best rates for mortgages.Everyone kept me up to date on what was needed or expected from me. They also made it easy to work out a closing date that suited our needs since we work during the day.

smilling border collie holding toy ball in mouth playing with owner
Nathen W.
member from Winston-Salem, NC

The people I have worked with on the two mortgages I have with Allegacy have made my experience great – so professional caring and helpful!

senior couple taking a selfie at the beach
Amy C.
member from Winston-Salem, NC

Amazing service, lightening fast responses to inquiries! Treated me as though I was the only customer Allegacy has!

Senior couple kayaking woman taking a selfie with man in the background
Francisco A.
member from Greensboro, NC

Quick response, good service and good offers.

Two ecstatic friends taking a selfie and laughing
Landon O.
member from Pfafftown, NC

Very helpful and quick. The ease of the loan along with the great loan officers helping me every step of the way.

Calculators to help you choose the right mortgage for you

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Disclosures

  • Borrowers can own no more than ten financed properties to be eligible for special programs. First mortgages are available in CA, CT, DE, District of Columbia, FL, GA, IL, IN, MD, NJ, NY, NC, PA, SC, TX, VA and WV. Loan amounts are limited for Manufactured Housing, which is not eligible for Construction or Permanent loans, Affordable Programs, the Second Home Program or the Investment Program.