Special Mortgage Programs

celebrate individuality.

Allegacy offers special programs for mortgages of all kinds – including second homes, investment properties, manufactured housing and more. If you’re shopping for a loan on a purchase that requires special consideration, talk to us about the options available.

Apply for a loan

Find out if you're eligible for our special mortgage programs.
view our rates »

apply now

Second Home

If your property is a second home reserved for your exclusive use and enjoyment, it may qualify

Investment Property

Special programs are available on 15- and 30-year fixed rate loans for investment properties more »

Mortgage Loan Specialist

Get in touch with one of our specialists for a consultation.

Calculators to help you choose the right mortgage for you

What others are saying

Manny M.
North Carolina member

By far better than any bank I’ve ever been with. Don’t have to worry about all those fees and requirements. Hassle free banking.

Gus K.

I have been an Allegacy member for a few years now. Overall, this has been a great experience. Their staff is very customer service oriented. There was a potential issue just before closing on our house, and one of the branch managers helped us work through the issue, personally seeing it through.

Patty S.
North Carolina member

It’s the finest CU I’ve used in my many years, very knowledgeable cashiers, managers and loan professionals.

Kathy W.
North Carolina member

I have been a member with the Allegacy back when it was Reynolds Credit Union. Excellent service in the CU. Excellent service on the phone. Excellent app for my phone. Web site very user friendly. I highly recommend Allegacy FCU.

Tanzola M.

Great tellers with excellent customer service skills. Been using for over 10 plus years. Keep it up ladies and gents you rock.

Max S.

Very nice bank, staff is always ready to help with whatever you need.

Explore your options

See if you qualify for a special mortgage program.

apply now

Not yet a member?

Open an Allegacy account today.

open now

Disclosures

  • Borrowers can own no more than six financed properties to be eligible for special programs. First mortgages are available in CA, CT, DE, District of Columbia, FL, GA, IL, IN, MD, NJ, NY, NC, PA, SC, TX, VA and WV. Loan amounts are limited for Manufactured Housing, which is not eligible for Construction or Permanent loans, Affordable Programs, the Second Home Program or the Investment Program.

Third Party Site Disclaimer

 

You are now leaving the Allegacy Federal Credit Union website. The Credit Union does not operate this alternate site to which you are linking and is not responsible for the content of the website nor any transactions performed on this website. Privacy and security policies may differ from those practiced by the Credit Union.

Cancel Accept