Special Mortgage Programs

celebrate individuality.

Allegacy offers special programs for mortgages of all kinds – including second homes, investment properties, manufactured housing and more. If you’re shopping for a loan on a purchase that requires special consideration, talk to us about the options available.

Apply for a loan

Find out if you're eligible for our special mortgage programs.
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Second Home

If your property is a second home reserved for your exclusive use and enjoyment, it may qualify

Investment Property

Special programs are available on 15- and 30-year fixed rate loans for investment properties more »

Mortgage Loan Specialist

Get in touch with one of our specialists for a consultation.

What others are saying

Dad and Son playing football in front yard
Michael R.
member from Palm Beach Garden, FL

Bob Church made himself available whenever I had questions or concerns… He even took the time with me late on a Friday night … I didn’t know there were other people like myself that work that hard for their members.

Old Terrier sleeping on bright pink pillow
Madison P.
member from Holly Springs, NC

Friendly staff who were very knowledgeable and patient with first time home buyers!

Happy young male at home smiling with tablet in hand
Daniel Y.
member from Winston-Salem, NC

Bob Church was absolutely without doubt. FANTASTIC! He was there every step of the way. For a first-time home buyer, it’s imperative that we understand the process, and it was his mission to make sure I followed along with every step. I recommend him ten times over!

Daughter hugging Dad's neck at home
Tobi M.
member from Winston-Salem, NC

Local team. Very friendly and efficient.

Explore your options

See if you qualify for a special mortgage program.

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Calculators to help you choose the right mortgage for you

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Disclosures

  • Borrowers can own no more than six financed properties to be eligible for special programs. First mortgages are available in CA, CT, DE, District of Columbia, FL, GA, IL, IN, MD, NJ, NY, NC, PA, SC, TX, VA and WV. Loan amounts are limited for Manufactured Housing, which is not eligible for Construction or Permanent loans, Affordable Programs, the Second Home Program or the Investment Program.