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The perfect match.

SmartRate Checking and a 14-Month Certificate are better together. Make the most of your savings by having both of these accounts. SmartRate Checking offers premium dividends, refunds on ATM fees, no monthly fee and no minimum balance. Certificates provide a low-risk way to grow your savings safely and are auto-renewable. Whether you’re saving for a short-term goal or getting ready for retirement, this paring gets you ahead with smart financial growth.

SmartRate Checking and 14-Month Certificate

SmartRate Checking

  • Earn up to 3.00% APY*
  • No monthly fee
  • Switching is easy!

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14-Month Certificate

  • Earn 5.10% APY**
  • Available for a Limited Time
  • Also available for businesses + non-profits

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Calculators to keep your savings on track