Unsecured Loans + Lines of Credit
get what you need, to get to “go.”
Sometimes, getting to the starting line is the hardest part. At Allegacy we offer Unsecured Loans and Lines of Credit with no collateral required, so you can get the capital you need, with an option for a rate discount to help you make the most of it.
Up to $35,000
Borrow up to $25,000, or open a line of credit of up to $35,000, depending on eligibility
No Collateral
No collateral required, and less paperwork to wade through – get to your funds faster
AutoPay Discount
Get a discount of up to 0.50% on your rate when you use AutoPay payment protection
More info about Unsecured Loans
- Loans available up to $25,000*
- Lines of credit available up to $35,000
Apply for a loan
See if you're eligible for an unsecured loan.You might like ...
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30 Something – You’re Fierce and Fearless
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4 Easy Ways to Spend Less and Save More
At Allegacy Federal Credit Union, we believe in doing the right thing for your wellbeing and that means helping you…Let's be our best, together
When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.

Scholarships
The ability to get an education can mean the world. We offer scholarship programs to make a difference in the lives of students like Rafael Grillo, who wanted to make...

Don’t Wait Golf Tournament
Every year, golfers gather at the Bermuda Run Country Club to enjoy 18 holes of championship golf – while raising funds and awareness to prevent breast and ovarian cancers.

Our Art Gallery
Our headquarters is also a home for the arts: it contains the W.K. “Ike” Keener, Jr. Art Gallery, which displays work from local artists and non-profit galleries across our region.
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Move forward on your plans.Disclosures
* Some restrictions apply to loans over $10,000. Maximum amount of credit over this amount cannot at any time exceed the lesser of either 50% of your net worth or 85% of your liquid assets. Ask your lender for details.