SmartRate Checking gives you a boost!

¹ APY = Annual Percentage Yield. Higher dividend rate is based on meeting all SmartRate Checking requirements. Requirements include: eStatements, twenty check card transactions and direct deposit (or ACH debit) per cycle. 3.00% APY is a variable rate and is effective as of 6/1/23 when all requirements are met. Balances of $25,000 or more earn a variable rate of 0.10% APY. Fees could reduce the earnings on the account.

² ATM fees will be refunded up to $25 per month, only if all SmartRate Checking eligibility requirements are met. All rates, terms and products are subject to change without notice. Please see important terms + conditions.

³ Digital Best checking accounts do not include check-writing privileges. If checks are ordered from an outside vendor on this account, they will be returned. Allegacy provides eStatements as a free service; however, you must sign up for eStatements to receive them. If you choose to receive a printed monthly statement, there is a monthly fee of $2.00.

⁴ Each Allegacy Preferred checking account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year

See SmartRate Checking rate and fee schedule.
Allegacy provides eStatements as a free service; however, you must sign up for eStatements to receive them. If you choose to receive a printed monthly statement for your SmartRate checking account, there is a monthly fee of $2.00. On WebBanking, some restrictions may apply.

To use Mobile Banking or to get text alerts, you must first sign up for them. Allegacy does not charge a fee for these services; however, your mobile carrier’s normal data rates apply.