Go places with an Allegacy Auto Loan. Let us help you get in your next ride.

20-Month Certificate
2.85 % APY

$500 minimum

new money

envision healthy returns in 2020

start saving

get ready
to go places

Auto Rates as low as
3.19 % APR
open online
6.99 % APR
Debt Consolidation Loan

get a
fresh start

reduce high-
interest loans

simplify your debt into one payment.

consider consolidation

find your next set of wheels.

Our Auto Buying
experts are here
to help.

get started

Go places with an Allegacy Auto Loan. Let us help you get in your next ride.

family walking on mountain trail family walking on mountain trail

be your best you.

be your best you.

helping members pursue wellness of mind, body and wallet since 1967.

with you on your journey, every step of the way.

How do you measure a healthy life? At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina, we know what a little hard work can do.

We want nothing more than for you to be your best you. So let’s get started.

Pilot Mountain

New + noteworthy offers:

20-month Certificate

Envision healthy returns in 2020. With a 2.85% APY* to grow your money faster, our 20-Month Certificate is a great way to boost a year-end bonus or tax refund.

let's grow
man and woman laughing in car

Your path is clear with an Allegacy Auto Loan – rates as low as 3.19% APR*, flexible loan terms and up to 100% financing on new vehicles,

let's roll

Did you know?

It’s the satisfaction you get after a workout. It’s loving what you do, and spending time with those you love. It’s the countless things you check off your list every day. It’s the good that you accomplish with each positive choice. At Allegacy, we aim to help our members pursue balance in every sense of the word — closing the distance between the person you want to become, and the person you already are.

find out what we mean

woman runner stretching outdoors

Financial fitness is part of a balanced life.

couple in car selfie
Laura G.
member from Kernersville, NC

We had heard very positive comments regarding Allegacy so we applied for membership and a vehicle loan. Selina made the whole experience seamless and enjoyable. We will certainly consider Allegacy for any future financial needs.

dad and son being silly selfie
Ken M.
member since 2005

As always you are very helpful, courteous, and professional. You and people like you are the reason I am with Allegacy and will never go back to a bank.

family selfie with dog
David T.
member from Anaheim, CA

At 1st, I was weary of the thought an out of state bank. Brandi and your team made the process so easy. She was very responsive informative and helpful. I am very thankful i found you guys.

What's your next goal?

Our Financial Advice tool can help you plot a path to your next goal in five questions or fewer.

My financial priority for the next year is to ...

Let's make this happen

Find out how we serve our members and why we care.

be your best you

Today's Rates

SmartRate Checking
0.50% APY
AllHealth Wellness
0.10% - 1.05% APY
0.25% - 2.45% APY
Mortgage Eliminator
as low as 3.49% APY
as low as 3.19% APY
See all rates »

    Third Party Site Disclaimer


    You are now leaving the Allegacy Federal Credit Union website. The Credit Union does not operate this alternate site to which you are linking and is not responsible for the content of the website nor any transactions performed on this website. Privacy and security policies may differ from those practiced by the Credit Union.

    Cancel Accept