SmartRate Checking gives you a little extra. Premium dividends + no monthly fee*. Open now »

1:00 – 4:00 PM

SENIOR + High-Risk Appts
9:00-11:00 AM

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Allegacy is open and here to serve you!

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SmartRate Checking gives you a little extra.

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No monthly fee
Nationwide ATM refunds
Switching made easy

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as low as 3.75% APR



Saving you time so you can focus on what’s most important

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earn money
on savings
you can use

Get higher yields
with tiered rates.

Open and fund online.
Earn up to 0.35% APY*

Money Market

Take the
easy way home.

auto loan rates as low as
2.64 % APR
New, Used + Refinanced
Rates based on credit worthiness.

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SmartRate Checking gives you a little extra. Premium dividends + no monthly fee*. Open now »

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be your best you.

be your best you.

helping members pursue wellness of mind, body and wallet since 1967.

with you on your journey, every step of the way.

How do you measure a healthy life? At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina, we know what a little hard work can do.

We want nothing more than for you to be your best you. So let’s get started.

Traders Row in downtown Winston-Salem

New + noteworthy offers:

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Small businesses are the backbone of the community. That’s why we have a Small Business Specialist at every location offering convenient services + resources. Let us help your business be its best.

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Fewer fees mean more of everything else. Premium dividends, No monthly fee, Nationwide ATM refunds and
Switching made easy.

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Did you know?

How do you measure a healthy life? Great food, plenty of motion, a mix of work, rest and play. Financial fitness too, of course. At Allegacy, we strive for wellness of mind, body and wallet, because we believe that a truly healthy life means having healthy finances. That belief shows in everything we do — from the values we cultivate in our team, to the resources we offer our members.

find out what we mean

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Financial fitness is part of a balanced life.

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Karen B.
member from Kernersville, NC

Easily answered all my questions and concerns. Very helpful and helped me know what I needed to do.

young sporty couple on bike ride
William P.
member from Winston-Salem, NC

Felt a personal connection with the Allegacy associates that I dealt with.

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Darrel D.
member since 2004

Great folks to guide us through the process.

two young women with dog in park
Angelia J.
member since 2005

I was treated with respect, trust and honor. The team that worked with me helped me get everything done in a timely fashion. I will always be grateful for all the help that was given to me.

What's your next goal?

Our Financial Advice tool can help you plot a path to your next goal in five questions or fewer.

My financial priority for the next year is to ...

Let's make this happen

Find out how we serve our members and why we care.

be your best you

Today's Rates

SmartRate Checking
0.50% APY
AllHealth Wellness
0.10% - 1.05% APY
0.10% - 0.60% APY
Mortgage Eliminator
as low as 2.94% APY
as low as 2.64% APY
See all rates »