Reach for a bright future + endless possibilities. Apply for a scholarship by February 1st, 2022. Learn more »

 

Welcome to digital everywhere.

Smart banking services for wherever life takes you.
Expanded digital suite
Smartwatch || Alexa || Verifast + more!

learn more
 

VISA CREDIT CARD
Spend the season doing what you love.

Introductory 0.00% APR* on purchases and balance transfers for the first 12 months! Variable after 12 months as low as PRIME + 4.90% APR*

learn more *Additional terms and conditions apply
 

HOME EQUITY LINE OF CREDIT
Knock out a wall or a wish list.

1.99% APR* for 90 days! After that, as low as prime minus 0.25% APR*

learn more *See terms and conditions

Appointments, Walk-In Hours and 24/7 digital access. Check your location for updates!

Allegacy is open and here to serve you!

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Reach for a bright future + endless possibilities. Apply for a scholarship by February 1st, 2022. Learn more »

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be your best you.

be your best you.

helping members pursue wellness of mind, body and wallet since 1967.

with you on your journey, every step of the way.

How do you measure a healthy life? At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina, we know what a little hard work can do.

We want nothing more than for you to be your best you. So let’s get started.

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New + noteworthy offers:

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HOME EQUITY

Knock out a wall or a wish list.

With little-to-no closing costs use the equity in your home to make big purchases easier to manage.

learn more
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Digital Services

Welcome to digital everywhere.

Smart banking services for wherever life takes you.
Expanded digital suite
Smartwatch || Alexa || Verifast || Virtual Chat and more!

get started

Did you know?

“People helping people” is the credit union motto — and we stand by it. It’s why we created a park for those who’ve battled breast cancer and it’s why we raise funds for United Way and Cancer Services. Our entire team is motivated to support the health of our community. We know, because we took time to collaborate and build buy-in on what drives us. Allegacy is a credit union that cares, and that makes all the difference.

find out what we mean

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Financial fitness is part of a balanced life.

older couple kissing and taking a selfie
Karen B.
member from Kernersville, NC

Easily answered all my questions and concerns. Very helpful and helped me know what I needed to do.

young sporty couple on bike ride
William P.
member from Winston-Salem, NC

Felt a personal connection with the Allegacy associates that I dealt with.

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Darrel D.
member since 2004

Great folks to guide us through the process.

two young women with dog in park
Angelia J.
member since 2005

I was treated with respect, trust and honor. The team that worked with me helped me get everything done in a timely fashion. I will always be grateful for all the help that was given to me.

What's your next goal?

Our Financial Advice tool can help you plot a path to your next goal in five questions or fewer.

My financial priority for the next year is to ...

Let's make this happen

Find out how we serve our members and why we care.

be your best you

Today's Rates

Checking
SmartRate Checking
0.50% APY
Savings
AllHealth Wellness
0.10% - 1.05% APY
Certificates
0.10% - 0.60% APY
Loans
Mortgage Eliminator
as low as 2.59% APY
Auto
as low as 1.99% APY
See all rates »