SmartRate Checking gives you a little extra.
No monthly fee
Nationwide ATM refunds
Switching made easy
SMALL BUSINESS AUTO LOANS
as low as 3.75% APR
you can use
Get higher yields
with tiered rates.
Open and fund online.
Earn up to 0.35% APY*
easy way home.
24/7 safe + secure access
download the 5-star mobile app today
pay bills + manage funds remotely
bank from home or on the gosee all your options
Taking measures to ensure
the health and wellbeing of
our members, our employees,
and your families
How do you measure a healthy life? At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina, we know what a little hard work can do.
We want nothing more than for you to be your best you. So let’s get started.
New + noteworthy offers:
Small businesses are the backbone of the community. That’s why we have a Small Business Specialist at every location offering convenient services + resources. Let us help your business be its best.
Fewer fees mean more of everything else. Premium dividends, No monthly fee, Nationwide ATM refunds and
Switching made easy.
Did you know?
How do you measure a healthy life? Great food, plenty of motion, a mix of work, rest and play. Financial fitness too, of course. At Allegacy, we strive for wellness of mind, body and wallet, because we believe that a truly healthy life means having healthy finances. That belief shows in everything we do — from the values we cultivate in our team, to the resources we offer our members.
Financial fitness is part of a balanced life.
Easily answered all my questions and concerns. Very helpful and helped me know what I needed to do.
Felt a personal connection with the Allegacy associates that I dealt with.
Great folks to guide us through the process.
I was treated with respect, trust and honor. The team that worked with me helped me get everything done in a timely fashion. I will always be grateful for all the help that was given to me.
What's your next goal?Our Financial Advice tool can help you plot a path to your next goal in five questions or fewer.
My financial priority for the next year is to ...
Let's make this happenFind out how we serve our members and why we care.
Webinars + Events
June 21, 2019
Allegacy Named A “Best Places to Work”
January 22, 2019
Allegacy Plans Third Guilford County Location
Let's be our best, together
When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.