Welcome to Allegacy Federal Credit Union

Be your best you.

Helping members pursue wellness of mind, body and wallet since 1967.


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How do you measure a healthy life?

At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. We want nothing more than for you to be your best you. So let’s get started.

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Financial fitness is part of a balanced life.

I want a bank that respects me and my finances. Allegacy doesn’t take risks with my finances and I’m not pushed into accepting services that I don’t need or want.

— Bermuda Run, NC

Best driving instructor, hard.
Best car loan, easy.

As low as 4.99% APR for an Auto Loan

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Earn money on balances with SmartRate Checking

Premium dividends, ATM refunds + no monthly fee when requirements are met.

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Being our best, together

When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.

  • In 2022, Allegacy donated nearly

    of our net income to support the community’s food insecurity, education + health + wellbeing

  • Helped members work towards reducing debt by

    on average

  • Allegacy funded nearly

    in business loans to our local communities

Doing the right thing, for our members and our community.

We put our members first at every turn, and focus on their wellbeing. It’s not just a promise, it’s something we believe in. It’s our way of helping you be your best.

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Offering the right choices

From a selection of innovative products and services to a collection of digital and in-person ways to connect, you will find options here.

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Providing the right guidance

We believe that by making smart choices, you can take control of your finances. And we’re here to support you in that journey.

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Knowing what's right and making it happen

At Allegacy, there’s a common thread that runs through all of us. It’s our promise to members to always do the right thing for their wellbeing.

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Diverse financial resources

We are always listening to our members’ needs and providing the tools to address them. When you’re in charge of your financial future, we’re happy.

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Loan products that unlock possibilities

From low-rate auto loans to mortgages to home equity loans and lines of credit, we have the financing to help you do something special.

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Investment planning services

Wherever you are in life, you can get where you want to go. It’s all about putting together a solid plan, making adjustments along the way, and then following through.

Become a credit union member.

Join online now. The application takes about 10 minutes. Just have your ID, Social Security Number and funding account info ready.

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