Allegacy’s HealthLink: Low-cost Cancer + Accident supplemental insurance should an unexpected medical diagnosis or accident arise. Learn more »

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Our new VERIFAST™ PALM AUTHENTICATION keeps you safe at Allegacy

Use at Allegacy Financial Centers + Interactive teller Machines

Step into the future with touch-free technology

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Get a shiny new rate.

Auto Loan rates as low as
1.99 % APR
NEW, USED + REFI
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Everyone
needs a plan.

Do you know where to start?
Let us guide you.

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Flexible checking choices for everyone.

Did you know it’s easy to move?
Reach for better checking and we’ll help you make the switch.

SmartRate || Digital Best || Preferred

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Are you trying to uncover ways to take care of your business?

Talk to a local Small Business Specialist and discover local solutions to fit your business needs.

Checking || Lending || Treasury Services

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Appointments, Walk-In Hours and 24/7 digital access. Check your location for updates!

Allegacy is open and here to serve you!

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Allegacy’s HealthLink: Low-cost Cancer + Accident supplemental insurance should an unexpected medical diagnosis or accident arise. Learn more »

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be your best you.

be your best you.

helping members pursue wellness of mind, body and wallet since 1967.

with you on your journey, every step of the way.

How do you measure a healthy life? At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina, we know what a little hard work can do.

We want nothing more than for you to be your best you. So let’s get started.

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New + noteworthy offers:

three generations of women – grandmother, mother and daughter – embracing and smiling

Financial Planning

Everyone needs a plan.

Do you know where to start? Our team of CFS* advisors can work with you to create a plan to accomplish your goals. Let us guide you.

make an appointment
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Save + Spend

Did you know it's easy to move?

Flexible checking choices for everyone. Higher yields + lower fees. Now’s the time. Reach for better checking and we’ll help you make the switch.

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Did you know?

How do you measure a healthy life? Great food, plenty of motion, a mix of work, rest and play. Financial fitness too, of course. At Allegacy, we strive for wellness of mind, body and wallet, because we believe that a truly healthy life means having healthy finances. That belief shows in everything we do — from the values we cultivate in our team, to the resources we offer our members.

find out what we mean

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Financial fitness is part of a balanced life.

father and son taking a selfie photo with their beagle dog
Darrel D.
member since 2004

Great folks to guide us through the process.

two young women with dog in park
Angelia J.
member since 2005

I was treated with respect, trust and honor. The team that worked with me helped me get everything done in a timely fashion. I will always be grateful for all the help that was given to me.

young sporty couple on bike ride
William P.
member from Winston-Salem, NC

Felt a personal connection with the Allegacy associates that I dealt with.

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Karen B.
member from Kernersville, NC

Easily answered all my questions and concerns. Very helpful and helped me know what I needed to do.

What's your next goal?

Our Financial Advice tool can help you plot a path to your next goal in five questions or fewer.

My financial priority for the next year is to ...

Let's make this happen

Find out how we serve our members and why we care.

be your best you

Today's Rates

Checking
SmartRate Checking
0.50% APY
Savings
AllHealth Wellness
0.10% - 1.05% APY
Certificates
0.10% - 0.60% APY
Loans
Mortgage Eliminator
as low as 2.59% APY
Auto
as low as 1.99% APY
See all rates »