We can help you make your next smart financial choice. Check out our Allegacy Advice Tool »


be in your
happy place.

Get the Allegacy
Mortgage Loan that
feels right for you.

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Choose the Allegacy
Credit Card that
fits your lifestyle.

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3.49 % APR
Mortgage Eliminator Loan

terms available
for 7 -12 years

little or no
closing costs

pay your mortgage off faster

refinance now

We can help you make your next smart financial choice. Check out our Allegacy Advice Tool »

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be your best you.

be your best you.

helping members pursue wellness of mind, body and wallet since 1967.

with you on your journey, every step of the way.

How do you measure a healthy life? At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina, we know what a little hard work can do.

We want nothing more than for you to be your best you. So let’s get started.

Pilot Mountain

New + noteworthy offers:

low rate to refinance and pay your mortgage off sooner

With lower rates, flexible terms and little-to-no closing costs, you can refinance to pay off your mortgage faster with our Mortgage Eliminator Loan.

get ahead
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Swipe here. Swipe there. It helps to have a credit card that will reward you for those everyday purchases and even those “in the moment” transactions. Take advantage of our low Introductory Rate for 12 months on purchases and balance transfers.

get rewarded

Did you know?

It’s the satisfaction you get after a workout. It’s loving what you do, and spending time with those you love. It’s the countless things you check off your list every day. It’s the good that you accomplish with each positive choice. At Allegacy, we aim to help our members pursue balance in every sense of the word — closing the distance between the person you want to become, and the person you already are.

find out what we mean

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Financial fitness is part of a balanced life.

couple in car selfie
Laura G.
member from Kernersville, NC

We had heard very positive comments regarding Allegacy so we applied for membership and a vehicle loan. Selina made the whole experience seamless and enjoyable. We will certainly consider Allegacy for any future financial needs.

dad and son being silly selfie
Ken M.
member since 2005

As always you are very helpful, courteous, and professional. You and people like you are the reason I am with Allegacy and will never go back to a bank.

family selfie with dog
David T.
member from Anaheim, CA

At 1st, I was weary of the thought an out of state bank. Brandi and your team made the process so easy. She was very responsive informative and helpful. I am very thankful i found you guys.

What's your next goal?

Our Financial Advice tool can help you plot a path to your next goal in five questions or fewer.

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be your best you

Today's Rates

SmartRate Checking
0.50% APY
AllHealth Wellness
0.10% - 1.05% APY
0.25% - 2.45% APY
Mortgage Eliminator
as low as 3.49% APY
as low as 3.19% APY
See all rates »

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