Earn money and learn smart savings skills with our Beginners Best Kids Savings accounts for parents with kids under the age of 13. Learn more »

 

Revive your love for the open road.

All new, used, + refinanced
auto rates as low as
2.34 % APR
apply now *Rates are based on creditworthiness

Allegacy Visa® Credit Card
INTRODUCTORY 0.00% APR*

On purchases + balance transfers

After 12 months as low as PRIME + 4.90% APR*

Renew your every day.

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Rethink how you make big purchases.

– HOME EQUITY –
1.99% APR* for 90 days, then as low as prime minus 0.25% APR*

apply now *See terms and conditions

So you can get back to business.

Quick
Approval Time

Easy Application Process

Small Business Auto Loans as low as 3.00% APR.

learn more Terms + conditions apply

Appointments, Walk-In Hours and 24/7 digital access. Check your location for updates!

Allegacy is open and here to serve you!

see your options

Earn money and learn smart savings skills with our Beginners Best Kids Savings accounts for parents with kids under the age of 13. Learn more »

Sporty young woman using a laptop while exercising in living room Sporty young woman using a laptop while exercising in living room

be your best you.

be your best you.

helping members pursue wellness of mind, body and wallet since 1967.

with you on your journey, every step of the way.

How do you measure a healthy life? At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina, we know what a little hard work can do.

We want nothing more than for you to be your best you. So let’s get started.

Senior couple on a hiking trip walking across a log with arms out for balance.

New + noteworthy offers:

Emergency room doctor gives young patient a high five

Personal Insurance

Allegacy's HealthLink

Exclusive Allegacy Member Benefit. Low-cost Accident + Cancer supplemental insurance plans powered by Kemper. Coverage to help protect your financial wellbeing during life’s most challenging times.

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three young girls wearing gogles and splashing in a backyard pool in the sunshine

EQUITY

Turn your wish list into your to do list.

Up to 100% financing with up to $500 towards closing.

apply now

Did you know?

When someone shares their wisdom with another, everyone benefits. At Allegacy, our goal is to help you think creatively about your path and do our best to help you reach your goals. As a credit union, we offer lower fees and higher earnings than you’d find at a bank. We’re member-owned and not-for-profit, and we measure success by how well we serve our members.

find out what we mean

Father and son reading and laughing together outdoors

Financial fitness is part of a balanced life.

father and son taking a selfie photo with their beagle dog
Darrel D.
member since 2004

Great folks to guide us through the process.

two young women with dog in park
Angelia J.
member since 2005

I was treated with respect, trust and honor. The team that worked with me helped me get everything done in a timely fashion. I will always be grateful for all the help that was given to me.

older couple kissing and taking a selfie
Karen B.
member from Kernersville, NC

Easily answered all my questions and concerns. Very helpful and helped me know what I needed to do.

young sporty couple on bike ride
William P.
member from Winston-Salem, NC

Felt a personal connection with the Allegacy associates that I dealt with.

What's your next goal?

Our Financial Advice tool can help you plot a path to your next goal in five questions or fewer.

My financial priority for the next year is to ...

Let's make this happen

Find out how we serve our members and why we care.

be your best you

Today's Rates

Checking
SmartRate Checking
0.50% APY
Savings
AllHealth Wellness
0.10% - 1.05% APY
Certificates
0.10% - 0.60% APY
Loans
Mortgage Eliminator
as low as 2.59% APY
Auto
as low as 2.34% APY
See all rates »