Allegacy wants to help you be your best. Let’s get your financial plan started today!


Shift into
a new gear.

auto loan rates as low as
2.64 % APR
apply now

UP TO 0.50% APY²

no minimum balance or monthly fees

mobile banking + nationwide ATM refunds³

Earn 8X the
national average¹

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Simplify your debt
into one payment.

Consolidation Loan
rates as low as
6.99 % APR
consider consolidation

Allegacy wants to help you be your best. Let’s get your financial plan started today!

kids in winter coats and toboggans exploring the woods kids in winter coats and toboggans exploring the woods

be your best you.

be your best you.

helping members pursue wellness of mind, body and wallet since 1967.

with you on your journey, every step of the way.

How do you measure a healthy life? At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina, we know what a little hard work can do.

We want nothing more than for you to be your best you. So let’s get started.

Traders Row in downtown Winston-Salem

New + noteworthy offers:

Earn premium dividends

Earn premium dividends up to 0.50% APY², nationwide ATM refunds³, no monthly fee and no minimum balance requirements. ¹Additional terms + conditions apply.

open now
Low Auto Rates

Buying a new vehicle should be an exciting time. And it can be even more exciting when you know you’re getting a great low rate on your Auto Loan with Allegacy.

apply online

Did you know?

It’s the satisfaction you get after a workout. It’s loving what you do, and spending time with those you love. It’s the countless things you check off your list every day. It’s the good that you accomplish with each positive choice. At Allegacy, we aim to help our members pursue balance in every sense of the word — closing the distance between the person you want to become, and the person you already are.

find out what we mean

woman in active wear stretching in cold weather

Financial fitness is part of a balanced life.

couple in car selfie
Laura G.
member from Kernersville, NC

We had heard very positive comments regarding Allegacy so we applied for membership and a vehicle loan. Selina made the whole experience seamless and enjoyable. We will certainly consider Allegacy for any future financial needs.

dad and son being silly selfie
Ken M.
member since 2005

As always you are very helpful, courteous, and professional. You and people like you are the reason I am with Allegacy and will never go back to a bank.

family selfie with dog
David T.
member from Anaheim, CA

At 1st, I was weary of the thought an out of state bank. Brandi and your team made the process so easy. She was very responsive informative and helpful. I am very thankful i found you guys.

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Find out how we serve our members and why we care.

be your best you

Today's Rates

SmartRate Checking
0.50% APY
AllHealth Wellness
0.10% - 1.05% APY
0.25% - 1.40% APY
Mortgage Eliminator
as low as 2.89% APY
as low as 2.64% APY
See all rates »