Welcome to Allegacy Federal Credit Union

5.05% APY* 7-Month Early Withdrawal** Certificate Special

LIMITED-TIME CERTIFICATE SPECIAL

  • Flexible to withdraw early
  • Available for business + non-profits
  • $500 to open

View all our Certificate Specials

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How do you measure a healthy life?

At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. We want nothing more than for you to be your best you. So let’s get started.

Financial fitness is part of a balanced life.

Associates are friendly, courteous, professional and knowledgeable.

Sarah
— member for over 7 years

Doing the right thing, for our members and our community.

We put our members first at every turn, and focus on their wellbeing. It’s not just a promise, it’s something we believe in. It’s our way of helping you be your best.

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Offering the right choices

From a selection of innovative products and services to a collection of digital and in-person ways to connect, you will find options here.

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Providing the right guidance

We believe that by making smart choices, you can take control of your finances. And we’re here to support you in that journey.

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Knowing what's right and making it happen

At Allegacy, there’s a common thread that runs through all of us. It’s our promise to members to always do the right thing for their wellbeing.

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Diverse financial resources

We are always listening to our members’ needs and providing the tools to address them. When you’re in charge of your financial future, we’re happy.

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Loan products that unlock possibilities

From low-rate auto loans to mortgages to home equity loans and lines of credit, we have the financing to help you do something special.

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Investment planning services

Wherever you are in life, you can get where you want to go. It’s all about putting together a solid plan, making adjustments along the way, and then following through.

Allegacy Visa Credit Cards

Introductory 0% APR4 for 18 months on purchases and balance transfers made within the first 12 months! Variable rate after that, as low as 13.40% APR4

Apply Online

Earn money on balances with SmartRate Checking

Premium dividends, ATM refunds + no monthly fee when requirements are met.

See important terms + conditions.
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Being our best, together

When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.

  • Allegacy donated nearly
    3%

    of our net income to support the community’s food insecurity, education + health + wellbeing

  • Allegacy has paid back
    $22M+

    in dividends to members with deposit accounts

  • Allegacy funded nearly
    $164M

    in business loans to our local communities

Become a credit union member.

Join online now. The application takes about 10 minutes. Just have your ID, Social Security Number and funding account info ready.

Join Now