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Refinance to
help you save.

Let’s talk about options
that could help you with
your mortgage goals.

let's talk

Allegacy Visa® Signature Rewards Credit Card

INTRODUCTORY 0.00% APR*

on purchases +
balance transfers
for 12 months

after that as
low as Prime +
7.90% APR

Zero in on your rewards.

apply now*additional terms + conditions
 

Switching is easy.

SmartRate Checking
No Monthly Fee
Premium Dividends
Nationwide ATM Refunds*

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Business Money
Market Accounts

up to
1.75% APY*
High-Tier Money Market

up to
1.45% APY*
Money Market

we offer our best rates everyday.

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Jumpstart your learning with our interactive online tools! Take the next step on your journey »

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be your best you.

be your best you.

helping members pursue wellness of mind, body and wallet since 1967.

with you on your journey, every step of the way.

“People helping people” is the credit union motto — and we stand by it. It’s why we created a park for those who’ve battled breast cancer and. It’s why we raise funds for United Way and Cancer Services. Our entire team is motivated to support the health of our community. We know, because we took time to collaborate and build buy-in on what drives us. Allegacy is a credit union that cares, and that makes all the difference.

We want nothing more than for you to be your best you. So let’s get started.

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New + noteworthy offers:

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With SmartRate Checking, earn premium dividends, get Nationwide ATM refunds*, and pay no monthly fee. No minimum balance required. Focus on what matters most.

open now
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With the recent drop in interest rates, now is a great time to refinance your mortgage. You can refinance to cash out your equity for home improvements or transition to a new loan with better terms – both saving you money. Sit down with a Mortgage Loan Specialist to find your right fit!

let's talk

Did you know?

It’s the satisfaction you get after a workout. It’s loving what you do, and spending time with those you love. It’s the countless things you check off your list every day. It’s the good that you accomplish with each positive choice. At Allegacy, we aim to help our members pursue balance in every sense of the word — closing the distance between the person you want to become, and the person you already are.

find out what we mean

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Financial fitness is part of a balanced life.

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Laura G.
member from Kernersville, NC

We had heard very positive comments regarding Allegacy so we applied for membership and a vehicle loan. Selina made the whole experience seamless and enjoyable. We will certainly consider Allegacy for any future financial needs.

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Ken M.
member since 2005

As always you are very helpful, courteous, and professional. You and people like you are the reason I am with Allegacy and will never go back to a bank.

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David T.
member from Anaheim, CA

At 1st, I was weary of the thought an out of state bank. Brandi and your team made the process so easy. She was very responsive informative and helpful. I am very thankful i found you guys.

What's your next goal?

Our Financial Advice tool can help you plot a path to your next goal in five questions or fewer.

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Today's Rates

Checking
SmartRate Checking
0.50% APY
Savings
AllHealth Wellness
0.10% - 1.05% APY
Certificates
0.25% - 1.40% APY
Loans
Mortgage Eliminator
as low as 2.89% APY
Auto
as low as 2.99% APY
See all rates »