Credit Cards

Be energized. Move through your day.

Cards to fit your lifestyle.

Shopping online, running errands, paying bills — transactions make the world go round. But it’s not just about money changing hands or the benefits a Visa® card can offer. It’s the way you move through your day, the lifestyle you’re working toward and the experience you expect.

Choose your card below.

Need help deciding? Contact Us.

image of the Allegacy Visa Signature Credit Card front and back

Visa Signature Rewards

Best if you ..

Want to earn points on your purchases and redeem them later for rewards.

APR

2.99% Introductory APR* for 24 months on purchases and balance transfers made within 365 days of account opening. After that your variable APR will be between 14.15% to 16.15%.

Fees

No annual fee, no over-limit fees but other fees may apply.
Apply Now *Learn More
image of the Allegacy Visa Platinum Credit Card front and back

Visa Platinum

Best if you ..

Want low, prime-based variable interest rates and credit limits up to $25,000.

APR

2.99% Introductory APR* for 24 months on purchases and balance transfers made within 365 days of account opening. After that your variable APR will be between 11.15% to 16.15%.

Fees

No annual fee, no over-limit fees but other fees may apply.
Apply Now *Learn More
image of the Allegacy Visa Platinum Secured Credit Card front and back

Visa Platinum Secured

Best if you ..

Want a smart way to start building credit or improve your existing score.

APR

This card offers a variable APR* of 18.00%

Fees

No over-limit fees, no balance transfer fees but other fees may apply.
Apply Now *Learn More

What others are saying ...

I have never had a bad experience with Allegacy. I’ve been telling family and friends about it for years.

Jacob J
— member from Hamptonville, NC

Let's be our best, together.

When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.

  • Male Student Smiling in Hallway

    Supporting Educators + Helping Students Be Their Best

    Throughout its history, Allegacy has had a steadfast commitment to helping people be their best through education. Since 2008, when we opened the state’s first Student-Run Credit Union, Allegacy has … Continue reading →

  • golfers, one man and one woman, standing on the green near a cart

    Don’t Wait Golf Tournament

    Allegacy Federal Credit Union is proud to host the 23rd Annual DW Benefit Golf Tournament at Bermuda Run Country Club in Bermuda Run, NC on Thursday, October 6th, 2022. register … Continue reading →

  • Female Leader Casual Candid Portrait

    Promoting Economic Development

    As an extension of our community outreach, we support local chambers of commerce and other organizations that promote economic development in the communities within our footprint. Some highlights of our … Continue reading →

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Disclosures

All loans are subject to credit approval. Rates are based on your credit history and profile. All rates, products and terms are subject to change without notice.

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