Credit Cards

Be energized. Move through your day.

close up of a woman's hand passing an Allegacy credit card to another person with blown glass vase in background

Cards to fit your lifestyle.

Shopping online, running errands, paying bills — transactions make the world go round. But it’s not just about money changing hands or the benefits a Visa® card can offer. It’s the way you move through your day, the lifestyle you’re working toward and the experience you expect.

Choose your card below.

Need help deciding? Contact Us.

image of the Allegacy Visa Signature Credit Card front and back

Visa Signature Rewards

Best if you ..

Want to earn points on your purchases and redeem them later for rewards.

APR

0% Introductory APR* for 18 months on purchases and balance transfers made within 12 months of account opening. After that your variable APR will be between 15.40% to 17.40%.

Fees

No annual fee, no over-limit fees but other fees may apply.
Apply Now *Learn More
image of the Allegacy Visa Platinum Credit Card front and back

Visa Platinum

Best if you ..

Want low, prime-based variable interest rates and credit limits up to $25,000.

APR

0% Introductory APR* for 18 months on purchases and balance transfers made within 12 months of account opening. After that your variable APR will be between 12.40% to 17.40%.

Fees

No annual fee, no over-limit fees but other fees may apply.
Apply Now *Learn More
image of the Allegacy Visa Platinum Secured Credit Card front and back

Visa Platinum Secured

Best if you ..

Want a smart way to start building credit or improve your existing score.

APR

This card offers a variable APR* of 18.00%

Fees

No over-limit fees, no balance transfer fees but other fees may apply.
Apply Now *Learn More

What others are saying ...

The ease of using the app and the convenience of the service is excellent.

Bradley
— Clemmons, NC

Let's be our best, together.

When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.

  • Smiling young African woman working online with her laptop

    Promoting Financial Health + Well-Being

    At Allegacy, we live out our brand promise of doing the right thing for the well-being of our employees, members, and the broader community by promoting financial health. We are … Continue reading →

  • Female Leader Casual Candid Portrait

    Promoting Economic Development

    As an extension of our community outreach, we support local chambers of commerce and other organizations that promote economic development in the communities within our footprint. Some highlights of our … Continue reading →

  • wood angel ornament hanging on a Christmas tree

    Angel Tree

    Helping Santa make it to every house Not every family can afford to have Christmas. Angel Tree exists to change that. Founded by the Salvation Army in 1979, the program … Continue reading →

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Disclosures

All loans are subject to credit approval. Rates are based on your credit history and profile. All rates, products and terms are subject to change without notice.

Apple, iPod, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. iPhone, Touch ID and Apple Pay are trademarks of Apple Inc. App Store is a service mark of Apple Inc.

*APR = Annual Percentage Rate. 0% Introductory APR for 18 months on purchases and balance transfers made within 12 months of account opening. After that your variable APR will be between 12.40% to 17.40%, based on credit worthiness. This APR will vary with the market based on the Prime Rate. There will be a balance transfer fee of 3% of each transaction amount or minimum of $5.00, whichever is greater. After the promotional period ends, there will not be a balance transfer fee. There is no annual fee, but cash advance and foreign transaction fees may apply. Certain restrictions apply. All loans are subject to credit approval. Program, rates, terms and conditions are subject to change without notice. For additional terms and conditions, please refer to Signature Rewards Benefit Guide, Travel Accident and Baggage Delay Benefit Guide and Application + Solicitation disclosure.