Shopping online, running errands, paying bills — transactions make the world go round. But it’s not just about money changing hands or the benefits a Visa® card can offer. It’s the way you move through your day, the lifestyle you’re working toward and the experience you expect.
Want to earn points on your purchases and redeem them later for rewards.
APR
0% Introductory APR* for 18 months on purchases and balance transfers made within 12 months of account opening. After that your variable APR will be between 15.40% to 17.40%.
Fees
No annual fee, no over-limit fees but other fees may apply.
Want low, prime-based variable interest rates and credit limits up to $25,000.
APR
0% Introductory APR* for 18 months on purchases and balance transfers made within 12 months of account opening. After that your variable APR will be between 12.40% to 17.40%.
Fees
No annual fee, no over-limit fees but other fees may apply.
I want a bank that respects me and my finances. Allegacy doesn’t take risks with my finances and I’m not pushed into accepting services that I don’t need or want.
Joyce
— Bermuda Run, NC
Let's be our best, together.
When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.
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All loans are subject to credit approval. Rates are based on your credit history and profile. All rates, products and terms are subject to change without notice.
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*APR = Annual Percentage Rate. 0% Introductory APR for 18 months on purchases and balance transfers made within 12 months of account opening. After that your variable APR will be between 12.40% to 17.40%, based on credit worthiness. This APR will vary with the market based on the Prime Rate. There will be a balance transfer fee of 3% of each transaction amount or minimum of $5.00, whichever is greater. After the promotional period ends, there will not be a balance transfer fee. There is no annual fee, but cash advance and foreign transaction fees may apply. Certain restrictions apply. All loans are subject to credit approval. Program, rates, terms and conditions are subject to change without notice. For additional terms and conditions, please refer to Signature Rewards Benefit Guide, Travel Accident and Baggage Delay Benefit Guide and Application + Solicitation disclosure.
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