Credit Cards

Be energized. Move through your day.

close up of a woman's hand passing an Allegacy credit card to another person with blown glass vase in background

Cards to fit your lifestyle.

Shopping online, running errands, paying bills — transactions make the world go round. But it’s not just about money changing hands or the benefits a Visa® card can offer. It’s the way you move through your day, the lifestyle you’re working toward and the experience you expect.

Choose your card below.

Need help deciding? Contact Us.

image of the Allegacy Visa Signature Credit Card front and back

Visa Signature Rewards

Best if you ..

Want to earn points on your purchases and redeem them later for rewards.

APR

2.99% Introductory APR* for 24 months on purchases and balance transfers made within 365 days of account opening. After that your variable APR will be between 16.40% to 18.00%.

Fees

No annual fee, no over-limit fees but other fees may apply.
Apply Now *Learn More
image of the Allegacy Visa Platinum Credit Card front and back

Visa Platinum

Best if you ..

Want low, prime-based variable interest rates and credit limits up to $25,000.

APR

2.99% Introductory APR* for 24 months on purchases and balance transfers made within 365 days of account opening. After that your variable APR will be between 13.40% to 18.00%.

Fees

No annual fee, no over-limit fees but other fees may apply.
Apply Now *Learn More
image of the Allegacy Visa Platinum Secured Credit Card front and back

Visa Platinum Secured

Best if you ..

Want a smart way to start building credit or improve your existing score.

APR

This card offers a variable APR* of 18.00%

Fees

No over-limit fees, no balance transfer fees but other fees may apply.
Apply Now *Learn More

What others are saying ...

The Allegacy team members are phenomenal! I have had such great interactions from the tellers to the loan officers. Super Company!!!

Kathy
— Winston-Salem, NC

Let's be our best, together.

When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.

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    Angel Tree

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    Promoting Financial Health + Wellbeing

    At Allegacy, we live out our brand promise of doing the right thing for the wellbeing of our employees, members, and the broader community by promoting financial health. We are … Continue reading →

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    Trellis Supportive Care

    No one should face serious illness alone Over the years, we’ve witnessed first-hand the impact that breast and ovarian cancers can have on the lives of patients and their families. Many … Continue reading →

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Disclosures

All loans are subject to credit approval. Rates are based on your credit history and profile. All rates, products and terms are subject to change without notice.

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