Credit Cards

Be energized. Move through your day.

Cards to fit your lifestyle.

Shopping online, running errands, paying bills — transactions make the world go round. But it’s not just about money changing hands or the benefits a Visa® card can offer. It’s the way you move through your day, the lifestyle you’re working toward and the experience you expect.

Choose your card below.

Need help deciding? Contact Us.

image of the Allegacy Visa Signature Credit Card front and back

Visa Signature Rewards

Best if you ..

Want to earn points on your purchases and redeem them later for rewards.

APR

2.99% Introductory APR* for 24 months on purchases and balance transfers made within 365 days of account opening. After that your variable APR will be between 14.15% to 16.15%.

Fees

No annual fee, no over-limit fees but other fees may apply.
image of the Allegacy Visa Platinum Credit Card front and back

Visa Platinum

Best if you ..

Want low, prime-based variable interest rates and credit limits up to $25,000.

APR

2.99% Introductory APR* for 24 months on purchases and balance transfers made within 365 days of account opening. After that your variable APR will be between 11.15% to 16.15%.

Fees

No annual fee, no over-limit fees but other fees may apply.
image of the Allegacy Visa Platinum Secured Credit Card front and back

Visa Platinum Secured

Best if you ..

Want a smart way to start building credit or improve your existing score.

APR

This card offers a variable APR* of 18.00%

Fees

No over-limit fees, no balance transfer fees but other fees may apply.

What others are saying ...

I have never had a bad experience with Allegacy. I’ve been telling family and friends about it for years.

Jacob J
— member from Hamptonville, NC