Visa Platinum

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You’re a powerhouse. So is the Allegacy Visa® Platinum. With low, prime-based interest rates and credit limits that are flexible to meet your needs, this card is designed to work harder and go farther. If you know you’ll be carrying a balance month-to-month, it provides your lowest rate option.

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Coverage That Matters

As a Visa® cardholder, have peace of mind on the road with Roadside Assistance.

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Introductory Rate1

2.99% Introductory APR for 24 months on purchases and balance transfers made within 365 days of account opening. After that your variable APR will be between 13.40% to 18.00%.

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Generous Limit

Flexible credit limits available based on your qualifications, so you have room to work.

More info on Visa Platinum

Take advantage of low rates to help you avoid the pitfalls of high-interest debt, with a generous credit limit to give you room to accomplish your goals.

  • Fraud Protection – Get automatic fraud detection, with zero liability2 for unauthorized transactions. Bundle credit and debit care and maintain buying power.
  • Go Anywhere – Visa is accepted at more than 10 million ATMs, restaurants and stores across the world.
  • Faster Easier Safer – Using a Visa card is faster, safer and more convenient than writing checks.
  • Generous Limit – Flexible credit limits available based on your qualifications, so you have room to work.
  • Cash Advance fee of either $10 or 2% of each advance, whichever is greater.

Our credit cards include no penalty pricing, no over-limit fees, absolute fraud protection, and zero liability2 for unauthorized card transactions.

Calculators that help you manage your debt smartly.

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Disclosures

¹APR = Annual Percentage Rate. 2.99% Introductory APR for 24 months on purchases and balance transfers made within 365 days of account opening. After that your variable APR will be between 13.40% to 18.00%. This APR will vary with the market based on the Prime Rate. There will be a balance transfer fee of 1.5% of each transaction amount or minimum of $5.00, whichever is greater. After the promotional period ends, there will not be a balance transfer fee. There is no annual fee, but cash advance and foreign transaction fees may apply. New accounts must be opened before December 31, 2023 to qualify for the promotional rate. Certain restrictions apply. All loans are subject to credit approval. Program, rates, terms and conditions are subject to change without notice. For additional terms and conditions, please refer to Platinum Benefits Guide and Application + Solicitation disclosure.

2 Zero Liability Fraud Protection does not apply to ATM transactions or PIN transactions not processed by Visa, and certain commercial card transactions. Notify Allegacy immediately of any unauthorized use. For specific restrictions, limitations and other details regarding unauthorized use, see your account agreement.