What Can You Do to Cut Down on Robocalls?

older couple at breakfast

How many robocalls do you get in a week? These calls can be helpful if it’s an announcement from your child’s school or an appointment reminder, but these calls are often scams and you can never tell if the call is legitimate until you answer. Sadly, criminals use robocalls to collect consumers’ personal information and/or conduct various scams. Newer “spoofing” technology displays fake numbers to make it look as though calls are local, rather than coming from overseas, which could trick more people into answering the phone.

Robocalls have been illegal since 2009 (unless the telemarketer has the consumer’s prior consent). In mid-2017, federal agencies announced they are ramping up enforcement by fining violators and encouraging blocking technologies. What should you do if you want to help put an end to this nuisance?

You can follow these steps or contact a CFS* Financial Advisor who is ready to help!

  1. Don’t answer calls when you don’t recognize the phone number. If you pick up an unwanted robocall, just hang up. Don’t answer “yes” or “no” questions, provide personal information, or press a number to “opt out.” Responding to the call in any way verifies that it has reached a real number and could prompt additional calls.
  2. Look into robocall blocking solutions that may be offered by your phone service provider. If they’re available, you may need to follow specific instructions to “opt in.” Otherwise, consider a mobile app or cloud-based service designed to block robocalls; some of them are free or cost just a few dollars.
  3. Consider registering your phone number on the National Do Not Call Registry. While taking this step can help mitigate the amount of robocalls you receive, it’s only a partial solution to the problem. The Federal Trade Commission advises consumers whose numbers are on the registry but still receive unwanted calls to report robocall violations. The phone numbers provided by consumers will be released each day to companies that are working on call-blocking technologies, which largely depend on “blacklists” with numbers associated with multiple complaints.

At Allegacy, we will never call you and ask for personal information. If you need someone to help, contact a CFS* Financial Advisor today!

Contact an Advisor

Copyright 2006-2019 Broadridge Investor Communication Solutions, Inc. All rights reserved. Broadridge Investor Communication Solutions, Inc. does not provide investment, tax, or legal advice. The information presented here is not specific to any individual’s personal circumstances.

The information contained above is for informational purposes only and is provided as a service to our members, and is not legal or tax advice. Some links included on this page route to sites owned by an independent third party unaffiliated with Allegacy. Such links are provided only as a convenience. Allegacy does not manage the operation or content of third-party websites and is not responsible for the privacy or security policies on third-party sites. Beware of disclosing personal or account information.

Some links included on this page route to sites owned by an independent third party unaffiliated with Allegacy. Such links are provided only as a convenience. Allegacy does not manage the operation or content of third-party websites and is not responsible for the privacy or security policies on third-party sites. Beware of disclosing personal or account information.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Allegacy Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

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