Federal Housing Administration (FHA) Loan

dream big. never stop.

For many people, an FHA loan is the program that makes home ownership possible. Thanks to FHA insurance, it requires a much smaller downpayment than do conventional loans, with competitive rates that translate to more affordable monthly payments.

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Competitive Rates

We can guide you toward greater savings and smarter choices that will ensure many happy years at any address.

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Rates are subject to change without notice.

Lower Downpayment

FHA loans require a smaller downpayment, helping put home ownership within reach

Competitive Rates

Enjoy competitive interest rates, which make monthly payments more affordable

Contact us

Questions? Feel free to contact us at 336.774.3400 or 800.782.4670.

What others are saying

Front entrance with bench and round mirror by blue front door

Karen E.

member from Lexington, NC

Allegacy made everything so easy to send in information. They also have some of the best rates for mortgages.Everyone kept me up to date on what was needed or expected from me. They also made it easy to work out a closing date that suited our needs since we work during the day.

smilling border collie holding toy ball in mouth playing with owner

Nathen W.

member from Winston-Salem, NC

The people I have worked with on the two mortgages I have with Allegacy have made my experience great – so professional caring and helpful!

close-up of toddler holding fingers in a peace sign lying inside open cardboard box

Karen F.

member from Edenton, NC

From the onset of the mortgage application process the team was unbelievably helpful, friendly and sincere. They walked us through the entire process offering help and guidance along the way, making an often stressful period, pleasant.

little kid pressing their ear to mom's pregnant stomach in sunny room

Wendy N.

member from Thomasville, NC

Helpful, courteous mortgage loan officer and processor. They stayed on top of my mortgage. Kept me informed and helped me select a mortgage that would work for me. It was a great experience from beginning to end.

Let's be our best, together

When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.