Federal Housing Administration (FHA) Loan
dream big. never stop.
For many people, an FHA loan is the program that makes home ownership possible. Thanks to FHA insurance, it requires a much smaller downpayment than do conventional loans, with competitive rates that translate to more affordable monthly payments.
Lower Downpayment
FHA loans require a smaller downpayment, helping put home ownership within reach
Competitive Rates
Enjoy competitive interest rates, which make monthly payments more affordable
Contact us
Questions? Feel free to contact us at 336.774.3400 or 800.782.4670.
What others are saying
Apply for a loan
See if you qualify for an FHA loan from Allegacy.You might like ...
Here are a few other resources, pages and articles you might enjoy.

We make homeownership more affordable.
At Allegacy Federal Credit Union, we believe in helping you be your best by offering products and services unique to…
3 Ways to Break the Paycheck to Paycheck Cycle
You work hard for your money so when there’s a little leftover at the end of month, you deserve to…
A checking account that pays you.
At Allegacy Federal Credit Union, we believe in doing the right thing for your wellbeing and that includes making sure…Let's be our best, together
When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.

Our Art Gallery
Our headquarters is also a home for the arts: it contains the W.K. “Ike” Keener, Jr. Art Gallery, which displays work from local artists and non-profit galleries across our region.

Tech Night
Find out how we collaborate with the technology and data science firm Inmar and the community tech non-profit WinstonNet to help community members get their devices running faster, virus-free.

Komen Race for the Cure
For nearly 20 years, Allegacy has been committed to efforts to eradicate breast and ovarian cancers.