Federal Housing Administration (FHA) Loan

dream big. never stop.

For many people, an FHA loan is the program that makes home ownership possible. Thanks to FHA insurance, it requires a much smaller downpayment than do conventional loans, with competitive rates that translate to more affordable monthly payments.

START HERE if you are already working with a Mortgage Loan Specialist-OR-Apply Now

Competitive Rates

We can guide you toward greater savings and smarter choices that will ensure many happy years at any address.

View our rates »

Rates are subject to change without notice.

Lower Downpayment

FHA loans require a smaller downpayment, helping put home ownership within reach

Competitive Rates

Enjoy competitive interest rates, which make monthly payments more affordable

Contact us

Questions? Feel free to contact us at 336.774.3400 or 800.782.4670.

What others are saying

smilling border collie holding toy ball in mouth playing with owner
Nathen W.
member from Winston-Salem, NC

The people I have worked with on the two mortgages I have with Allegacy have made my experience great – so professional caring and helpful!

Front entrance with bench and round mirror by blue front door
Karen E.
member from Lexington, NC

Allegacy made everything so easy to send in information. They also have some of the best rates for mortgages.Everyone kept me up to date on what was needed or expected from me. They also made it easy to work out a closing date that suited our needs since we work during the day.

Two ecstatic friends taking a selfie and laughing
Landon O.
member from Pfafftown, NC

Very helpful and quick. The ease of the loan along with the great loan officers helping me every step of the way.

senior couple taking a selfie at the beach
Amy C.
member from Winston-Salem, NC

Amazing service, lightening fast responses to inquiries! Treated me as though I was the only customer Allegacy has!

Senior couple kayaking woman taking a selfie with man in the background
Francisco A.
member from Greensboro, NC

Quick response, good service and good offers.

Calculators to help you choose the right mortgage for you

Become a member

Make yourself at home.

join now