Federal Housing Administration (FHA) Loan

dream big. never stop.

For many people, an FHA loan is the program that makes home ownership possible. Thanks to FHA insurance, it requires a much smaller downpayment than do conventional loans, with competitive rates that translate to more affordable monthly payments.

Apply for a loan

Find out if you're eligible for an FHA Loan.
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Lower Downpayment

FHA loans require a smaller downpayment, helping put home ownership within reach

Competitive Rates

Enjoy competitive interest rates, which make monthly payments more affordable

Contact us

Questions? Feel free to contact us at 336.774.3400 or 800.782.4670.

What others are saying

father and son taking a selfie outdoors whilst playing basketball
Ryan P.
member from Charlotte, NC

Financial institutions typically only pay lip service to relationships and client service. The entire team at Allegacy have consistently demonstrated that my family matters. I truly believe we are respected and appreciated!

young woman taking a selfie with her baby girl
Dalila A.
member from Winston-Salem, NC

Efficient from my mortgage processor and the person involved on my loan application from the very start to the end.

senior couple taking a selfie at the beach
Amy C.
member from Winston-Salem, NC

Amazing service, lightening fast responses to inquiries! Treated me as though I was the only customer Allegacy has!

Front entrance with bench and round mirror by blue front door
Karen E.
member from Lexington, NC

Allegacy made everything so easy to send in information. They also have some of the best rates for mortgages.Everyone kept me up to date on what was needed or expected from me. They also made it easy to work out a closing date that suited our needs since we work during the day.

smilling border collie holding toy ball in mouth playing with owner
Nathen W.
member from Winston-Salem, NC

The people I have worked with on the two mortgages I have with Allegacy have made my experience great – so professional caring and helpful!

Apply for a loan

See if you qualify for an FHA loan from Allegacy.

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