Federal Housing Administration (FHA) Loan

dream big. never stop.

For many people, an FHA loan is the program that makes home ownership possible. Thanks to FHA insurance, it requires a much smaller downpayment than do conventional loans, with competitive rates that translate to more affordable monthly payments.

Apply for a loan

Find out if you're eligible for an FHA Loan.
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Lower Downpayment

FHA loans require a smaller downpayment, helping put home ownership within reach

Competitive Rates

Enjoy competitive interest rates, which make monthly payments more affordable

Contact us

Questions? Feel free to contact us at 336.774.3400 or 800.782.4670.

What others are saying

father backpack hiking with toddler in forest
Ronnie M.
member from Rural Hall, NC

Sherry and Alicia were excellent in helping me and keeping me informed about what was going on with my loan. Could not ask for better service from these employees.

travelers with smiling dog, taking selfie in the mountains
Laya H.
member since 2004

I bought a home with Allegacy in 2004 and Jackie Alexander handled my loan process. She did such an awesome job that here in 2018, I reached out to Allegacy to see if she was still there. Once again, Jackie walked me through the process and always responded in a timely manner. It made the experience so easy and stress free! Alicia was responsive, thorough, and on time to get our loan and closing completed on time! Awesome team!

father takes selfie while son holds a basketball on head
Gibran A.
member since 2016

Sherry and Jean were both exceptional during our process, we had a lot of life events happening at the same time and they were very accommodating to our needs and helping us stay on track during the application process.

Apply for a loan

See if you qualify for an FHA loan from Allegacy.

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