Federal Housing Administration (FHA) Loan
dream big. never stop.
For many people, an FHA loan is the program that makes home ownership possible. Thanks to FHA insurance, it requires a much smaller downpayment than do conventional loans, with competitive rates that translate to more affordable monthly payments.
Lower Downpayment
FHA loans require a smaller downpayment, helping put home ownership within reach
Competitive Rates
Enjoy competitive interest rates, which make monthly payments more affordable
Contact us
Questions? Feel free to contact us at 336.774.3400 or 800.782.4670.
What others are saying
By far better than any bank I’ve ever been with. Don’t have to worry about all those fees and requirements. Hassle free banking.
I have been an Allegacy member for a few years now. Overall, this has been a great experience. Their staff is very customer service oriented. There was a potential issue just before closing on our house, and one of the branch managers helped us work through the issue, personally seeing it through.
It’s the finest CU I’ve used in my many years, very knowledgeable cashiers, managers and loan professionals.
I have been a member with the Allegacy back when it was Reynolds Credit Union. Excellent service in the CU. Excellent service on the phone. Excellent app for my phone. Web site very user friendly. I highly recommend Allegacy FCU.
Great tellers with excellent customer service skills. Been using for over 10 plus years. Keep it up ladies and gents you rock.
Very nice bank, staff is always ready to help with whatever you need.
Apply for a loan
See if you qualify for an FHA loan from Allegacy.You might like ...
Here are a few other resources, pages and articles you might enjoy.
We make homeownership more affordable.
At Allegacy Federal Credit Union, we believe in helping you be your best by offering products and services unique to…
3 Ways to Break the Paycheck to Paycheck Cycle
You work hard for your money so when there’s a little leftover at the end of month, you deserve to…
A checking account that pays you.
Shopping for a FREE checking account: smart. Finding a checking account that pays you: smarter. Fees, fees, and more fees seem to…Let's be our best, together
When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.
Komen Race for the Cure
Allegacy is a proud co-sponsor of Komen Race for the Cure, participating through corporate sponsorship and also joining the race with our employees, friends and family members.
Hospice + Palliative CareCenter
Allegacy began supporting Hospice, which provides compassionate services to families in the Piedmont Triad, after we lost someone very special to breast cancer.
Tech Night
Find out how we collaborate with the technology and data science firm Inmar and the community tech non-profit WinstonNet to help community members get their devices running faster, virus-free.