Home Warranty Program
Your Home's Safety Net
Peace of Mind for Your Home and Budget
In a recent survey, 81% of homeowners experienced an emergency home repair, with the average repair costing $978.
With the Allegacy Federal Credit Union Home Warranty, your major home systems and appliances—and your budget—are protected from unexpected repairs.
Plans at a glance
- $100 deductible per claim
- Up to $6,000 in total annual coverage
- Protection for major home systems and appliances
- Ability to choose your preferred technician
- Fast reimbursement after approved repairs
- 24/7 claims support via online portal
Who Provides this Coverage
Coverly Home Protection partners with Allegacy Federal Credit Union to deliver a comprehensive and transparent home protection experience for members. As the program’s third-party administrator, Coverly manages your plan and handles all claim reviews and reimbursements, while Allegacy makes this exclusive benefit available to support your financial well-being.
What's Covered
Water Heater
HVAC
Kitchen Exhaust Fan
Electrical System
Plumbing System
Built in Microwave
Refrigerator
Dishwasher
Washer & Dryers
Oven/Cooktop
Individual systems and appliances are subject to specific coverage limits per item, as outlined in the Service Agreement.
Why This Home Warranty Program Is Different
Use Your Trusted Technician
Many home warranties assign technicians, which can cause delays. This program lets you use the repair professional you trust—or choose one from Coverly’s network.
Fast Reimbursement
Some home warranty companies take weeks to reimburse repairs. With our program, approved claims are reimbursed within 48 hours.
Coverage That Counts
Plans are built on repair-risk data, so you’re protected where it matters most instead of overpaying for what doesn’t.
Transparent Claims Process
Clear terms and customer-first approach help eligible claims get approved without the usual industry friction.
Backed by Your Credit Union
Offered through Allegacy Federal Credit Union, administered by Coverly Home Protection and backed by a licensed insurance carrier for added peace of mind.
How It Works
Unexpected repairs can cost hundreds or even thousands of dollars. A home warranty provides predictable coverage for many of the most common home system and appliance breakdowns.
1. Start Your Claim
Files through the online portal anytime or speak with a Coverly representative for live support.
2. Schedule Repair
Once your claim is approved, call your trusted repair technician or select one from Coverly’s network.
3. Submit Repair Receipt
Upload your receipt through the online portal and Coverly’s review system handles the rest.
4. Get Reimbursed
Receive your repair reimbursement fast and hassle-free.
Choose the Coverage That Fits Your Budget
Allegacy members can choose from three coverage tiers with flexible monthly or annual payment options. All plans cover the same systems and appliances, with higher tiers offering higher annual coverage limits.
Essential Plan
$2,000 aggregate annual limit of liability.
- $37.41/month (rolling monthly)
- $449/year (annual enrollment)
Advantage Plan
$4,000 aggregate annual limit of liability.
- $40.75/month (rolling monthly)
- $489/year (annual enrollment)
Elite Plan
$6,000 aggregate annual limit of liability.
- $43.66/month (rolling monthly)
- $524/year (annual enrollment)
Monthly plans renew automatically on a rolling basis. Annual plans provide 12 months of continuous coverage.
Coverage is subject to terms, conditions, limits, and exclusions. Please review the Service Agreement for complete details.