Lifestyle Lending
bring your dream to life.
It’s your life. Your dream. Your plan. When you need extra capital to make something happen – a vacation, a wedding, an elective medical procedure, an adoption, a birth or something entirely different – we’re proud to be the catalyst.
Up to $10,000
If your credit score is 680 or better, you may be able to borrow up to $10,000
No Collateral
No collateral required and less paperwork to wade through – get to your funds faster
Competitive Rate
Enjoy a fixed 9.85% APR for the entire life of your loan, so you can budget long-term
Express Application
Get approved quickly through our online application process
Smarter Terms
Longer than average repayment terms, so your loan will fit your monthly budget
No Questions
We respect the confidentiality of your goals and won’t intrude on your privacy
What others are saying
My experience felt personal and was handled in a timely fashion.
You can never over-state the importance of business support that truly makes an impact. Since the inception of FILMCOVE, Allegacy has been there every step of the way. I’m sure their positive impact will continue to be felt by us and others for many years to come. We are grateful.
I have been a member for over 20 years and service beats the banks hands down
There are many advantages to being an Allegacy member. Allegacy membership was recommended to me by a friend, and I will very likely “pay it forward”.
Excellent service and great location for service and convenient ATMs.
Apply for a loan
See if you qualify for a Lifestyle Loan.You might like ...
Here are a few other resources, pages and articles you might enjoy.
Smart Ways to Use the Equity in Your Home
At Allegacy Federal Credit Union, we believe in doing the right thing for your wellbeing and that includes making sure that…
30 Something – You’re Fierce and Fearless
Okay, so you’re paying yourself first, right? Great! Expenses are likely getting larger as your family grows. Your budget is…
Investing In Their Future
Do the words American Girl dolls, video games, Disney princesses, Monster High Dolls, Hot Wheels, Disney movies and designer clothes…Let's be our best, together
When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.
Our Art Gallery
Our headquarters is also a home for the arts: it contains the W.K. “Ike” Keener, Jr. Art Gallery, which displays work from local artists and non-profit galleries across our region.
Angel Tree
This project provides holiday gifts to children who might otherwise not have any. We participate as a donation spot, collecting wishlist gifts for children in struggling families.
Don’t Wait Golf Tournament
Every year, golfers gather at the Bermuda Run Country Club to enjoy 18 holes of championship golf – while raising funds and awareness to prevent breast and ovarian cancers.
Not yet a member?
Move forward on your plans.