Recreation Loans

Fuel for your plans: go places.

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At Allegacy, we strive to make it as easy as possible for you to find and fund the vehicle you want, whether you’re shopping for a land yacht or a two-wheeler. You pick the destination. We’ll do our best to help you fuel the journey.

Very easy to use. Love all the benefits of banking with Allegacy!

Belinda M
— member for over 7 years

Motorcycle Loans

There’s no explaining a passion. And nothing stirs up passion more than a motorcycle on the open road. At Allegacy, we know that doing right isn’t limited to the needs of the moment. Sometimes, it’s about enjoying the moment for its own sake.

60 Day Approval

Your loan approval is good for 60 days (proof of insurance and other paperwork required)

Up to 90% New

This loan covers up to 90% of new vehicle list price (not to exceed 10% over MSRP)

Up to 90% Used

It covers up to 90% of NADA loan value for highway-ready motorcycles up to six years old

Motorcycle Loans

Term

Payroll Deduction or Automatic Draft APR*

Non-Payroll Deduction APR*

*APR = Annual Percentage Rate. For example, a Motorcycle Loan with a term of 5 years for a loan amount of $12,750 with an interest rate of 7.5% would be $255.48. 

**New – Up to 90% of purchase price not to exceed 10% over MSRP. Used – Up to 90% of NADA loan value.

 

Term

Term: 60 Months**

Payroll Deduction or Automatic Draft APR*

as low as 7.25%

Non-Payroll Deduction APR*

as low as 7.75%

RV Loans

Pausing to take in the view. Heading up a winding mountain road, never looking back. Traveling wherever you like, because your home is on wheels. Whatever picture your mind’s eye may paint, we’d like to help you make it come true.

Many Vehicle Types

This loan can go toward boats, motor homes, travel trailers, campers – even tractors

Up to 80%

It covers up to 80% of the list price (not to exceed 10% over the dealer’s invoice)

New + Used

Loans up to 72 months* for new vehicles; up to 60 months for vehicles that are used

AutoPay Discount

You can get as much as 0.50% off your rate when you sign up for AutoPay

No Money Down

A downpayment isn’t required for this type of loan, so you can act on your dreams now

Long Term Option

For new boats or motor homes over $35,000, your term may extend up to 120 months

Recreational Vehicle Loans

Loan Type

Payroll Deduction or Automatic Draft APR*

Non-Payroll Deduction APR*

*APR = Annual Percentage Rate. Annual Percentage Rate is subject to change during the term of the loan.
For example, an RV Loan with a term of 10 years for a loan amount of $46,500 with an interest rate of 10% (with auto draft) would be $614.50.

Loan Type

New Trailer/Tractors

Payroll Deduction or Automatic Draft APR*

10.00%

Non-Payroll Deduction APR*

10.50%

Loan Type

New Boats and Motor Homes

Payroll Deduction or Automatic Draft APR*

10.00%

Non-Payroll Deduction APR*

10.50%

Loan Type

Used Boat/Trailer/Tractors

Payroll Deduction or Automatic Draft APR*

11.00%

Non-Payroll Deduction APR*

11.50%

Calculators to get you on the road

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