Unsecured Loans + Lines of Credit

Get what you need, to get to “go.”

Apply Now

Sometimes, getting to the starting line is the hardest part. At Allegacy, we offer Unsecured Loans and Lines of Credit with no collateral required, so you can get the capital you need, with an option for a rate discount to help you make the most of it.

Up to $35,000

Borrow up to $25,000*, or open a line of credit of up to $35,000, depending on eligibility

No Collateral

No collateral required, and less paperwork to wade through – get to your funds faster

AutoPay Discount

Get a discount of up to 0.50% on your rate when you use AutoPay payment protection

View our rates

Single Payment

Single Payment

Payroll Deduction or Automatic Draft APR*

Non-Payroll Deduction APR

*APR = Annual Percentage Rate. Annual Percentage Rate is subject to change during the term of the loan.

Single Payment

Unsecured Loan

Payroll Deduction or Automatic Draft APR*

13.50%

Non-Payroll Deduction APR

13.50%

Line of Credit Options

Line of Credit Type

Payroll Deduction or Automatic Draft APR*

Payroll Deduction or Automatic Draft APR*

*APR = Annual Percentage Rate. Annual Percentage Rate is subject to change during the term of the loan.

Line of Credit Type

Unsecured

Payroll Deduction or Automatic Draft APR*

11.50%

Payroll Deduction or Automatic Draft APR*

12.00%

Line of Credit Type

Share Secured

Payroll Deduction or Automatic Draft APR*

5.25%

Payroll Deduction or Automatic Draft APR*

5.75%

Line of Credit Type

Overdraft Protection

Payroll Deduction or Automatic Draft APR*

11.00%

Payroll Deduction or Automatic Draft APR*

11.00%

Calculators to help you manage your debt smartly

What others are saying ...

Very easy to use. Love all the benefits of banking with Allegacy!

Belinda M
— member for over 7 years

Get Started

Apply Online
Apply Now
Visit a Financial Center
Find a Location Near You
We're here to help
Get In Touch