IRA Certificate Rates

IRA Certificate - 3 Month

Balance	Dividend	APY*
$0.00 - $9,999.99	0.50%	0.50%
$10,000.00 - $49,999.99	0.55%	0.55%
$50,000.00 - $99,999.99	0.60%	0.60%
$100,000.00 - $249,999.99	0.65%	0.65%
$250,000+	0.75%	0.75%

IRA Certificate - 6 Month

Balance	Dividend	APY*
$0.00 - $9,999.99	0.55%	0.55%
$10,000.00 - $49,999.99	0.60%	0.60%
$50,000.00 - $99,999.99	0.65%	0.65%
$100,000.00 - $249,999.99	0.70%	0.70%
$250,000+	0.80%	0.80%

IRA Certificate - 9 Month

Balance	Dividend	APY*
$0.00 - $9,999.99	0.65%	0.65%
$10,000.00 - $49,999.99	0.70%	0.70%
$50,000.00 - $99,999.99	0.75%	0.75%
$100,000.00 - $249,999.99	0.80%	0.80%
$250,000+	0.90%	0.90%

IRA Certificate - 12 Month

Balance	Dividend	APY*
$0.00 - $9,999.99	1.44%	1.45%
$10,000.00 - $49,999.99	1.49%	1.50%
$50,000.00 - $99,999.99	1.54%	1.55%
$100,000.00 - $249,999.99	1.59%	1.60%
$250,000+	1.69%	1.70%

IRA Certificate - 18 Month

Balance	Dividend	APY*
$0.00 - $9,999.99	1.64%	1.65%
$10,000.00 - $49,999.99	1.69%	1.70%
$50,000.00 - $99,999.99	1.73%	1.75%
$100,000.00 - $249,999.99	1.78%	1.80%
$250,000+	1.88%	1.90%

IRA Certificate - 2 Year

Balance	Dividend	APY*
$0.00 - $9,999.99	1.83%	1.85%
$10,000.00 - $49,999.99	1.88%	1.90%
$50,000.00 - $99,999.99	1.93%	1.95%
$100,000.00 - $249,999.99	1.98%	2.00%
$250,000+	2.08%	2.10%

IRA Certificate - 3 Year

Balance	Dividend	APY*
$0.00 - $9,999.99	1.93%	1.95%
$10,000.00 - $49,999.99	1.98%	2.00%
$50,000.00 - $99,999.99	2.03%	2.05%
$100,000.00 - $249,999.99	2.08%	2.10%
$250,000+	2.18%	2.20%

IRA Certificate – 4 Year

Balance	Dividend	APY*
$0.00 - $9,999.99	2.03%	2.05%
$10,000.00 - $49,999.99	2.08%	2.10%
$50,000.00 - $99,999.99	2.13%	2.15%
$100,000.00 - $249,999.99	2.18%	2.20%
$250,000+	2.27%	2.30%

IRA Certificate - 5 Year

Balance	Dividend	APY*
$0.00 - $9,999.99	2.42%	2.45%
$10,000.00 - $49,999.99	2.47%	2.50%
$50,000.00 - $99,999.99	2.52%	2.55%
$100,000.00 - $249,999.99	2.57%	2.60%
$250,000+	2.66%	2.70%

*APY = Annual Percentage Yield.

Certificate rates subject to change without notice, penalty applied for early withdrawal of funds, fees may affect earnings. $500 minimum deposit for IRA certificates.

Third Party Site Disclaimer

You are now leaving the Allegacy Federal Credit Union website. The Credit Union does not operate this alternate site to which you are linking and is not responsible for the content of the website nor any transactions performed on this website. Privacy and security policies may differ from those practiced by the Credit Union.