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No matter what you’re working toward, our tools can help clarify your unique path forward. Explore our calculators to take your next step with confidence.
Discover how community members spend and save, how Allegacy helped them reach their goals, and take away practical insight for your own financial journey.
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We’re here for you whenever you need us. You can connect with our Member Care team by calling 800-782-4670 or 336-774-3400, or by chatting with us at allegacy.org. We’re available Monday through Friday from 7:30 a.m. to 6 p.m., and Saturday from 9 a.m. to 12 p.m. If you’d rather talk in person, you’re always welcome to visit one of our Financial Centers — we’ll be glad to see you.
¹APY = Annual Percentage Yield. 4.00% APY accurate as of 07-01-2026 and subject to change without notice. 11-month certificate. Minimum opening deposit/minimum balance to earn APY: $500. Penalty may be imposed for early withdrawal. Fees could reduce earnings. Membership eligibility required. See current rates and full account disclosures for details.
²APR = Annual Percentage Rate. As of 07-01-2026 prime is 6.75%. Rates, terms, eligibility requirements, and promotional offers are subject to change. Introductory rate available for the first six months. See full Home Equity Line of Credit disclosures and product details.
³APR = Annual Percentage Rate. Rates are subject to change without notice. Rates last updated on 4/16/2026. Mortgage rates are based on a variety of assumptions and conditions. A loan’s interest rate will depend on specific characteristics of the loan and the borrower’s credit history through the time of closing.Mortgage Eliminator Loans offer a fixed interest rate and fixed monthly payment over a shorter loan term. For example, a Mortgage Eliminator Loan for $100,000 financed for 180 months with an APR of 5.40% would result in an estimated monthly payment of $812.04. Monthly payments do not include taxes, insurance, or flood insurance, if applicable, and the actual payment obligation will be greater. Mortgage Eliminator Loans are available for primary or secondary residences in CA, CT, DE, DC, FL, GA, IL, IN, MD, NJ, NY, NC, PA, SC, VA, and WV. All loans are subject to credit approval. Rates, terms, and products are subject to change. All Allegacy real estate secured loans are subject to legal requirements in the member’s state of primary residence. Closing costs may apply and can include fees such as property title search, flood certification, and appraisal, if required. Qualifying states may pay little to no closing costs. Membership eligibility required. Federally insured by NCUA. Equal Housing Lender.