Keeping Debt Manageable
Debt is a reality for most Americans. In fact, the Federal Reserve estimates that 77% of Americans carry some form of debt.1 As a vital part of daily life, debt … Continue reading
Budgeting
Is Debt Consolidation Right for You?
At Allegacy Federal Credit Union, we will always do the right thing for your wellbeing. If you have several monthly bills that are all due on different days of the … Continue reading
Saving Money: A Proverbial Plan
When it comes to saving money, we all could do a little better. On average, the personal savings rate in the United States hovers around seven percent. During times of … Continue reading
5 Metrics That Matter
“You can’t manage what you can’t measure.” This adage is certainly true when it comes to your health metrics—such as blood pressure and cholesterol. The same can be said for … Continue reading
Why We Overspend
Often, our spending decisions are ruled by feelings. When our willpower is low and suggestive advertising is prevalent, we may fall victim to certain triggers and spending traps. Understanding how … Continue reading
Teaching Your Child About Money
At Allegacy Federal Credit Union, we believe in doing the right thing for your wellbeing. Summer is quickly coming to a close and back to school is just around the … Continue reading
Are you ready for a new home?
Deciding to move is an exciting time. You’ve chosen various neighborhoods, toured homes and imagined your family in each room. Then, you walk into the one that feels like home … Continue reading
3 Steps to Creating a Budget You Can Live With
Finally, you have a paycheck and you can spend it any way you want. But wait! There are bills to pay. Taking that first leap into adulthood is exciting and … Continue reading
College Tuition Bills: Are You Ready?
Sending your kids to college, but unsure if you have the resources to cover it? The equity in your home could be the answer. When our children leave for college, … Continue reading
Which is a Better Financial Choice – Buying New or Used?
With so many options, it can be hard to decide between a new vehicle or a used one. New cars have that new car smell, come with a warranty and … Continue reading
Should You Buy or Lease Your Next Vehicle?
The lure of lower out-of-pocket costs for a nicer car is hard to ignore, but is a lease the smartest financial choice? Leases are essentially long-term rentals, typically three to … Continue reading
Withholding Wisdom
It’s your first day of work and before you can even take a seat at your workstation, you’re being asked to make a number of important decisions that will impact … Continue reading