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Pay off your mortgage faster.

Mortgage Eliminator Loan

If you have a moderate-to-small loan balance, you could pay it off faster with a lower rate and little or no closing costs.

rates as low as
2.59 % APR

  • Finance terms available for 7 -15 years
  • Available for your primary residence and vacation home

Apply online now or call us today at 336.774.3400 to discuss your options. Not a member? Join today!

Apply now!


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  • All loans are subject to credit approval. Rates are based on your credit history and profile. Rates, terms, and products subject to change without notice. As of 01/15/2021, rates as low as 2.59% with terms of 7, 8, 9, 10, 12, or 15 years. All Allegacy real estate secured loans are subject to legal requirements in the member’s state of primary residence. Mortgage Eliminator Loans for primary or secondary residence are available in California, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Maryland, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Virginia, Texas, and West Virginia. For example, a $125,000 loan financed for 120 months at 2.62% APR would result in an approximately monthly payment of $1,185.14. Taxes and insurance not included, your actual payment obligation will be higher. Qualifying states pay little to no closing costs. Closing costs are fees charged by Allegacy at the closing of the transaction that may include property title search, flood certification and if deemed necessary, an appraisal fee.