New Car Loans

love that “new car” smell.

When you’re looking for a brand-new ride, look to Allegacy for 100% financing, competitive rates and an affordable monthly payment. We aim to put the keys in your hand faster, for less. There’s a lot to love about terms like that.

Apply for a loan

See if you qualify for a New Car Loan from Allegacy.

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Up to 100%

New Car Loans can cover up to 100% of the price, so you can start driving sooner

Competitive Terms

Low rates and low monthly payments to make owning a new car more affordable

60 Day Approval

Most loan approvals are good for 60 days (proof of insurance and other paperwork required)

Calculators to get you on the road

What others are saying

Manny M.
North Carolina member

By far better than any bank I’ve ever been with. Don’t have to worry about all those fees and requirements. Hassle free banking.

Gus K.

I have been an Allegacy member for a few years now. Overall, this has been a great experience. Their staff is very customer service oriented. There was a potential issue just before closing on our house, and one of the branch managers helped us work through the issue, personally seeing it through.

Patty S.
North Carolina member

It’s the finest CU I’ve used in my many years, very knowledgeable cashiers, managers and loan professionals.

Kathy W.
North Carolina member

I have been a member with the Allegacy back when it was Reynolds Credit Union. Excellent service in the CU. Excellent service on the phone. Excellent app for my phone. Web site very user friendly. I highly recommend Allegacy FCU.

Tanzola M.

Great tellers with excellent customer service skills. Been using for over 10 plus years. Keep it up ladies and gents you rock.

Max S.

Very nice bank, staff is always ready to help with whatever you need.

Got a map?

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Disclosures

  • Maximum amount on new auto loans cannot exceed MSRP + 10%. New vehicles are classified as previous year, current year or future year with less than 5,000 miles. Interest rates are subject to determination of applicant(s) creditworthiness.

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