New Car Loans

love that “new car” smell.

When you’re looking for a brand-new ride, look to Allegacy for 100% financing, competitive rates and an affordable monthly payment. We aim to put the keys in your hand faster, for less. There’s a lot to love about terms like that.

Apply for a loan

See if you qualify for a New Car Loan from Allegacy.

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Up to 100%

New Car Loans can cover up to 100% of the price, so you can start driving sooner

Competitive Terms

Low rates and low monthly payments to make owning a new car more affordable

60 Day Approval

Most loan approvals are good for 60 days (proof of insurance and other paperwork required)

Calculators to get you on the road

What others are saying

Three generations female playing on the beach
Lodemia L.
Hamptonville, NC

It was nice to finally find someone to go above and beyond to help them.

dad and son being silly selfie
Ken M.
member since 2005

As always you are very helpful, courteous, and professional. You and people like you are the reason I am with Allegacy and will never go back to a bank.

couple in car selfie
Laura G.
member from Kernersville, NC

We had heard very positive comments regarding Allegacy so we applied for membership and a vehicle loan. Selina made the whole experience seamless and enjoyable. We will certainly consider Allegacy for any future financial needs.

family selfie with dog
David T.
member from Anaheim, CA

At 1st, I was weary of the thought an out of state bank. Brandi and your team made the process so easy. She was very responsive informative and helpful. I am very thankful i found you guys.

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  • Maximum amount on new auto loans cannot exceed MSRP + 10%. New vehicles are classified as previous year, current year or future year with less than 5,000 miles. Interest rates are subject to determination of applicant(s) creditworthiness.