New Car Loans
Love that "new car" smell.
When you’re looking for a brand-new ride, look to Allegacy for 100% financing, competitive rates and an affordable monthly payment. We aim to put the keys in your hand faster, for less. There’s a lot to love about terms like that.
Up to 100%***
New Car Loans can cover up to 100% of the price, so you can start driving sooner.
Competitive Terms
Low rates and low monthly payments to make owning a new car more affordable.
60 Day Approval
Most loan approvals are good for 60 days (proof of insurance and other paperwork required).
|
Loan Type |
Payroll Deduction or Automatic Draft APR* |
Non-Payroll Deduction APR* |
|---|---|---|
|
*APR = Annual Percentage Rate. A new auto with a loan amount of $24,175, at an interest rate of 6.10%, for 66 months, would have a payment of $432.08 **Up to 100% of Purchase Price not to exceed 10% over the Manufacturer’s Suggested Retail Price (MSRP). Loan Rates subject to determination of creditworthiness. ***NADA retail value (based on creditworthiness), 90% of List Price if automobile does not appear in NADA Guide. Maximum age of vehicle: 7 years old. Maximum mileage cannot exceed 100,000 miles. Loan Rates subject to determination of creditworthiness. ****Loan Rates subject to determination of creditworthiness. Up to NADA retail value (based on creditworthiness). Maximum age of vehicle: 10 years old. Maximum mileage can exceed 100,000 miles. Maximum length of loan subject to loan amount: $10,000+ up to 5 years; $5,000+ up to 4 years; and less than $5,000 up to 3 years. |
||
|
Loan Type New Vehicle (Term: 1-66 Months)** |
Payroll Deduction or Automatic Draft APR* as low as 5.59% |
Non-Payroll Deduction APR* as low as 6.09% |
|
Loan Type New Vehicle (Term: 67-75 Months)** |
Payroll Deduction or Automatic Draft APR* as low as 6.10% |
Non-Payroll Deduction APR* as low as 6.60% |
|
Loan Type New Vehicle (Term: 76-84 Months)** |
Payroll Deduction or Automatic Draft APR* as low as 6.25% |
Non-Payroll Deduction APR* as low as 6.75% |
Calculators to get you on the road.
What others are saying ...
Ricky H.My auto buying experience was painless and stress free. The whole experience was first class from start to completion. I highly recommend to use this service and avoid what can be a hassle by visiting dealers.
— member from Winston-Salem, NC
You might like ...
Here are a few other resources, pages and articles you might enjoy.
-
5 Simple Steps for Smarter Car Buying
-
Which is a Better Financial Choice – Buying New or Used?
-
Making the Most of a Test Drive