Possibilities right at your doorstep.

Find your best-fit mortgage

father leaning over to help young son with his shoe near their bright yellow and open front door

At Allegacy, you have options.

Whether you’re buying your first home, considering improvements to your current home or just looking to lower your mortgage payment, we’re here to help you find flexible and affordable home financing.

First-Time Homebuyer

Buying a home — especially for the first time — can be intimidating but it can also be a great investment. You don’t have to go through it alone. We’re here to guide you toward greater savings and smarter choices that will ensure many happy years at any address. With competitive rates and lower fees, Allegacy’s mortgages are easy to live with!

Mortgage Loans

Homes aren’t one-size-fits-all. Neither are home loans. That’s why we begin by evaluating the big picture before offering a personal solution designed to fit your lifestyle. With competitive rates and lower fees than most lenders, our mortgages are easy to live with, today and for years to come.

Home Equity Loans

Your home is your haven. It’s also a significant financial asset. Explore the potential of your own back yard. As a homeowner, you can borrow against the equity in your home to consolidate debt, finance one-time expenses or keep a lower-interest line of credit open for emergencies. At Allegacy, you have options.

Mortgage Refinance

Refinancing your mortgage to a lower rate and/or shorter term could help you save on interest or build equity faster. While a great option for many, it’s important to understand closing costs and other key factors. We offer a variety of mortgage refinancing solutions and knowledgeable specialists to help you make the best decision for you.

If your mortgage application was submitted before 12/1/2023, access and manage it online here.
If your mortgage application was submitted on or after 12/1/2023, access and manage it online here.

What others are saying ...

Sincere dedication to good customer service.

— Durham, NC

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