Checking Accounts

All checking accounts require a $50.00 opening balance. ¹This account does not include check-writing privileges. If checks are ordered from an outside vendor on this account, they will be returned. Allegacy provides eStatements as a free service; however, you must sign up for eStatements to receive them. If you choose to receive a printed monthly statement, there is a monthly fee of $2.00.
²ATM fees will be refunded up to $25 per month, only if all SmartRate Checking eligibility requirements are met. Requirements include: eStatements, at least twenty check card transactions per cycle, and a direct deposit (or ACH debit) per cycle. All rates, terms and products are subject to change without notice. If you choose to receive a printed monthly statement for your SmartRate checking account, there is a monthly fee of $2.00.          ³Each preferred checking account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.