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Checking

find your balance. blaze your trail.

The value of your checking account isn’t just in a number. It’s in the vision you have for your life. That’s why we design our checking accounts to work smarter and harder for you with features like higher yields, lower fees and lots of free services.

SmartBalance Checking

Our basic, user-friendly, check-free (card-based) checking account

SmartRate Checking

Receive premium dividends and ATM refunds with no monthly fee

Preferred Checking

Earn dividends and get free checks with direct deposit

What others are saying

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Laura G.
member from Kernersville, NC

We had heard very positive comments regarding Allegacy so we applied for membership and a vehicle loan. Selina made the whole experience seamless and enjoyable. We will certainly consider Allegacy for any future financial needs.

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Ken M.
member since 2005

As always you are very helpful, courteous, and professional. You and people like you are the reason I am with Allegacy and will never go back to a bank.

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David T.
member from Anaheim, CA

At 1st, I was weary of the thought an out of state bank. Brandi and your team made the process so easy. She was very responsive informative and helpful. I am very thankful i found you guys.

2018 Best Credit Union

Allegacy was voted Best Credit Union in the Winston Salem Journal Readers Choice Awards.

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