Commercial Lending

take yourself to the next level.

Our highly experienced Commercial Services Team specializes in managing business relationships with loan needs over $150,000. Financing proposals are customized based on a thorough understanding of your business. With local focus + decision-making, we help businesses make smart financial choices keeping their best interest as our highest priority.

Financials needed to apply for a Commercial Loan:

3 years of business tax returns, 3 years of personal tax returns from each guarantor and Personal Financial Statement from each guarantor

Commercial Real Estate

Planning an investment in real estate? Ask us about our real estate loan options for purchases or refinances

Business Term Loans

For financing that fits your needs best — to purchase a business vehicle or new equipment — ask about our customized loan solutions

Business Lines of Credit

Manage timing differences in cash flows or supplement working capital needs with a line of credit – get approved once, use the credit as needed

Business Credit Cards

Our Visa Business Rewards Credit Card helps your company manage and track spending among employee while earning competitive rewards

Calculators to manage your business's debt smartly

Contact us

Find out how we can finance your business needs.

ask about business lending

What others are saying

Two young women hiking take selfie portrait at mountain top
Jessica G.
member since 2009

My experience felt personal and was handled in a timely fashion.

Boy hugging grandmother outdoors
Deborah B.
member since 2002

There are many advantages to being an Allegacy member. Allegacy membership was recommended to me by a friend, and I will very likely “pay it forward”.

Dad and kids take travel selfie by car
Frantz S.
member since 1998

I have been a member for over 20 years and service beats the banks hands down

Tourist senior couple taking a selfie
Edmond W.
member since 2013

Excellent service and great location for service and convenient ATMs.

surfer on a large ocean swell with yellow helicopter hovering nearby
Ephraim H.
member from Germantown, NC

You can never over-state the importance of business support that truly makes an impact. Since the inception of FILMCOVE, Allegacy has been there every step of the way. I’m sure their positive impact will continue to be felt by us and others for many years to come. We are grateful.