Used Car Loans

right now. the right move.

Whoever said used isn’t as good as new? At Allegacy, smart choices come in all shapes. We offer up to 100% financing on pre-owned vehicles so you can find the sweet spot where value, aesthetic and affordability intersect.

Apply for a loan.

See if you qualify for a Used Car Loan from Allegacy.

apply now

Up to 100%

Used Car Loans can cover up to 100% of the Southeastern NADA retail value of the car

Lock Low Rates

Lock in low rates for up to 72 days on vehicles under 100K miles, up to 7 years of age

Competitive Terms

Low monthly payments are designed to make purchasing a car more affordable

Calculators to get you on the road

What others are saying

Manny M.
North Carolina member

By far better than any bank I’ve ever been with. Don’t have to worry about all those fees and requirements. Hassle free banking.

Gus K.

I have been an Allegacy member for a few years now. Overall, this has been a great experience. Their staff is very customer service oriented. There was a potential issue just before closing on our house, and one of the branch managers helped us work through the issue, personally seeing it through.

Patty S.
North Carolina member

It’s the finest CU I’ve used in my many years, very knowledgeable cashiers, managers and loan professionals.

Kathy W.
North Carolina member

I have been a member with the Allegacy back when it was Reynolds Credit Union. Excellent service in the CU. Excellent service on the phone. Excellent app for my phone. Web site very user friendly. I highly recommend Allegacy FCU.

Tanzola M.

Great tellers with excellent customer service skills. Been using for over 10 plus years. Keep it up ladies and gents you rock.

Max S.

Very nice bank, staff is always ready to help with whatever you need.

Find a used car

We have a wide inventory of pre-owned cars.

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Become a member

Map your route. Choose your wheels.

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