Used Car Loans

right now. the right move.

Whoever said used isn’t as good as new? At Allegacy, smart choices come in all shapes. We offer up to 100% financing on pre-owned vehicles so you can find the sweet spot where value, aesthetic and affordability intersect.

Apply for a loan.

See if you qualify for a Used Car Loan from Allegacy.

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view our rates »

Up to 100%

Used Car Loans can cover up to 100% of the Southeastern NADA retail value of the car

Lock Low Rates

Lock in low rates for up to 60 days on vehicles under 100K miles, up to 7 years of age

Competitive Terms

Low monthly payments are designed to make purchasing a car more affordable

Calculators to get you on the road

What others are saying

Three generations female playing on the beach
Lodemia L.
Hamptonville, NC

It was nice to finally find someone to go above and beyond to help them.

dad and son being silly selfie
Ken M.
member since 2005

As always you are very helpful, courteous, and professional. You and people like you are the reason I am with Allegacy and will never go back to a bank.

couple in car selfie
Laura G.
member from Kernersville, NC

We had heard very positive comments regarding Allegacy so we applied for membership and a vehicle loan. Selina made the whole experience seamless and enjoyable. We will certainly consider Allegacy for any future financial needs.

family selfie with dog
David T.
member from Anaheim, CA

At 1st, I was weary of the thought an out of state bank. Brandi and your team made the process so easy. She was very responsive informative and helpful. I am very thankful i found you guys.

Find a used car

We have a wide inventory of pre-owned cars.

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Map your route. Choose your wheels.

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