New Car Loans
Love that "new car" smell.
When you’re looking for a brand-new ride, look to Allegacy for 100% financing, competitive rates and an affordable monthly payment. We aim to put the keys in your hand faster, for less. There’s a lot to love about terms like that.
Up to 100%***
New Car Loans can cover up to 100% of the price, so you can start driving sooner.
Competitive Terms
Low rates and low monthly payments to make owning a new car more affordable.
60 Day Approval
Most loan approvals are good for 60 days (proof of insurance and other paperwork required).
Loan Type |
Payroll Deduction or Automatic Draft APR* |
Non-Payroll Deduction APR* |
---|---|---|
*APR = Annual Percentage Rate. A new auto with a loan amount of $24,185, at an interest rate of 5.44%, for 66 months, would have a payment of $424.81 **Up to 100% of Purchase Price not to exceed 10% over the Manufacturer’s Suggested Retail Price (MSRP). Loan Rates subject to determination of creditworthiness. ***NADA retail value (based on creditworthiness), 90% of List Price if automobile does not appear in NADA Guide. Maximum age of vehicle: 7 years old. Maximum mileage cannot exceed 100,000 miles. Loan Rates subject to determination of creditworthiness. ****Loan Rates subject to determination of creditworthiness. Up to NADA retail value (based on creditworthiness). Maximum age of vehicle: 10 years old. Maximum mileage can exceed 100,000 miles. Maximum length of loan subject to loan amount: $10,000+ up to 5 years; $5,000+ up to 4 years; and less than $5,000 up to 3 years. |
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Loan Type New Vehicle (Term: 1-66 Months)** |
Payroll Deduction or Automatic Draft APR* as low as 5.44% |
Non-Payroll Deduction APR* as low as 5.94% |
Loan Type New Vehicle (Term: 67-75 Months)** |
Payroll Deduction or Automatic Draft APR* as low as 5.95% |
Non-Payroll Deduction APR* as low as 6.45% |
Loan Type New Vehicle (Term: 76-84 Months)** |
Payroll Deduction or Automatic Draft APR* as low as 6.10% |
Non-Payroll Deduction APR* as low as 6.60% |
Calculators to get you on the road.
What others are saying ...
Andrew P.Connie helped me find the new vehicle I wanted. She helped me through the process and was able to deliver it to my home.
— member since 2013