New Car Loans

Love that "new car" smell.

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When you’re looking for a brand-new ride, look to Allegacy for 100% financing, competitive rates and an affordable monthly payment. We aim to put the keys in your hand faster, for less. There’s a lot to love about terms like that.

Up to 100%***

New Car Loans can cover up to 100% of the price, so you can start driving sooner.

Competitive Terms

Low rates and low monthly payments to make owning a new car more affordable.

60 Day Approval

Most loan approvals are good for 60 days (proof of insurance and other paperwork required).

New Car Loans

Loan Type

Payroll Deduction or Automatic Draft APR*

Non-Payroll Deduction APR*

*APR = Annual Percentage Rate. A new auto with a loan amount of $23,597, at an interest rate of 3.99%, for 66 months, would have a payment of $398.79

**Up to 100% of Purchase Price not to exceed 10% over the Manufacturer’s Suggested Retail Price (MSRP). Loan Rates subject to determination of creditworthiness.

***NADA retail value (based on creditworthiness), 90% of List Price if automobile does not appear in NADA Guide. Maximum age of vehicle: 7 years old. Maximum mileage cannot exceed 100,000 miles. Loan Rates subject to determination of creditworthiness.

****Loan Rates subject to determination of creditworthiness. Up to NADA retail value (based on creditworthiness). Maximum age of vehicle: 10 years old. Maximum mileage can exceed 100,000 miles. Maximum length of loan subject to loan amount:  $10,000+ up to 5 years; $5,000+ up to 4 years; and less than $5,000 up to 3 years.

Loan Type

New Vehicle (Term: 1-48 Months)**

Payroll Deduction or Automatic Draft APR*

as low as 3.49%

Non-Payroll Deduction APR*

as low as 3.99%

Loan Type

New Vehicle (Term: 49-66 Months)**

Payroll Deduction or Automatic Draft APR*

as low as 3.99%

Non-Payroll Deduction APR*

as low as 4.49%

Loan Type

New Vehicle (Term: 67-75 Months)**

Payroll Deduction or Automatic Draft APR*

as low as 4.54%

Non-Payroll Deduction APR*

as low as 5.04%

Loan Type

New Vehicle (Term: 76-84 Months)**

Payroll Deduction or Automatic Draft APR*

as low as 4.79%

Non-Payroll Deduction APR*

as low as 5.29%

Calculators to get you on the road.

What others are saying ...

Connie helped me find the new vehicle I wanted. She helped me through the process and was able to deliver it to my home.

Andrew P.
— member since 2013

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