man getting a loan happy man shaking hands

Business Loans

take yourself to the next level.

Our financing resources are customized based on a thorough understanding of your business. With local focus and local decision-making, we help you make wise choices, navigate debt the smart way and take control of your finances.

Business Term Loans

For financing that fits your needs best, ask about our fixed rate business loans

Business Lines of Credit

Manage variable expenses with a line of credit – get approved once, use the credit as needed

Commercial Real Estate

Expanding to a new building? Financing your first location? Ask us about real estate loans

Equipment Loans

Gain the funds you need to invest in the equipment that your business requires

Business Credit Cards

We offer a Visa credit card for your business – competitive rates, better cash flow

Calculators to manage your business's debt smartly

Contact us

Find out how we can finance your business needs.

ask about business lending

What others are saying

Three generations female playing on the beach
Lodemia L.
Hamptonville, NC

It was nice to finally find someone to go above and beyond to help them.

dad and son being silly selfie
Ken M.
member since 2005

As always you are very helpful, courteous, and professional. You and people like you are the reason I am with Allegacy and will never go back to a bank.

couple in car selfie
Laura G.
member from Kernersville, NC

We had heard very positive comments regarding Allegacy so we applied for membership and a vehicle loan. Selina made the whole experience seamless and enjoyable. We will certainly consider Allegacy for any future financial needs.

family selfie with dog
David T.
member from Anaheim, CA

At 1st, I was weary of the thought an out of state bank. Brandi and your team made the process so easy. She was very responsive informative and helpful. I am very thankful i found you guys.

Not yet a member?

Capitalize on your advantages.

join now

Questions? Find out what makes us different.


  • All loans are subject to credit approval.  Rates are based on your credit history and profile.

  • Rates and terms are subject to change without notice.

  • SBA Loans:  SBA loans are in participation with the United States Small Business Administration.  All loans are subject to credit approval in accordance with SBA eligibility requirements and restrictions and lending guidelines.  All programs are subject to change without notice

  • Commercial Real Estate/Equipment Loans:  Subject to credit approval and program guidelines. Financing maximums and terms are determined by borrower qualifications and use of funds.  Some restrictions may apply. All programs are subject to change without notice.