Commercial Lending

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Take yourself to the next level

Our highly experienced Commercial Services Team specializes in managing business relationships with loan needs over $150,000. Financing proposals are customized based on a thorough understanding of your business. With local focus + decision-making, we help businesses make smart financial choices keeping their best interest as our highest priority.

Financials needed to apply for a Commercial Loan:

3 years of business tax returns, 3 years of personal tax returns from each guarantor and Personal Financial Statement from each guarantor.

Commercial Real Estate

Planning an investment in real estate? Ask us about our real estate loan options for purchases or refinances.

Business Term Loans

For financing that fits your needs best — to purchase a business vehicle or new equipment — ask about our customized loan solutions.

Business Lines of Credit

Manage timing differences in cash flows or supplement working capital needs with a line of credit – get approved once, use the credit as needed.

Business Credit Cards

Our Visa Business Rewards Credit Card helps your company manage and track spending among employees while earning competitive rewards.


Thank you for your interest in business lending.

At Allegacy we value relationships and helping our members meet both their business and personal goals. We are pleased to serve the borrowing needs of businesses located in the communities surrounding one of our many Financial Centers. Please complete the inquiry form below so we can help you be your best.

Calculators to manage your business's debt smartly

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Find out how we can finance your business needs.

Ask about business lending

What others are saying

I want a bank that respects me and my finances. Allegacy doesn’t take risks with my finances and I’m not pushed into accepting services that I don’t need or want.

Joyce
— Bermuda Run, NC