man getting a loan happy man shaking hands

Business Loans

take yourself to the next level.

Our financing resources are customized based on a thorough understanding of your business. With local focus and local decision-making, we help you make wise choices, navigate debt the smart way and take control of your finances.

Business Term Loans

For financing that fits your needs best, ask about our fixed rate business loans

Business Lines of Credit

Manage variable expenses with a line of credit – get approved once, use the credit as needed

SBA Loans

Trouble getting financing? Access capital with an Allegacy loan guaranteed by the SBA

Commercial Real Estate

Expanding to a new building? Financing your first location? Ask us about real estate loans

Equipment Loans

Gain the funds you need to invest in the equipment that your business requires

Business Credit Cards

We offer a Visa credit card for your business – competitive rates, better cash flow

Calculators to manage your business's debt smartly

Contact us

Find out how we can finance your business needs.

ask about business lending

What others are saying

Allegacy team in foyer
Manny M.
North Carolina member

By far better than any bank I’ve ever been with. Don’t have to worry about all those fees and requirements. Hassle free banking.

Allegacy team in foyer
Gus K.

I have been an Allegacy member for a few years now. Overall, this has been a great experience. Their staff is very customer service oriented. There was a potential issue just before closing on our house, and one of the branch managers helped us work through the issue, personally seeing it through.

Allegacy team at community event
Patty S.
North Carolina member

It’s the finest CU I’ve used in my many years, very knowledgeable cashiers, managers and loan professionals.

Allegacy team in atrium
Kathy W.
North Carolina member

I have been a member with the Allegacy back when it was Reynolds Credit Union. Excellent service in the CU. Excellent service on the phone. Excellent app for my phone. Web site very user friendly. I highly recommend Allegacy FCU.

Allegacy team at community event
Tanzola M.

Great tellers with excellent customer service skills. Been using for over 10 plus years. Keep it up ladies and gents you rock.

Allegacy team at community event
Max S.

Very nice bank, staff is always ready to help with whatever you need.

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Questions? Find out what makes us different.


  • All loans are subject to credit approval.  Rates are based on your credit history and profile.

  • Rates and terms are subject to change without notice.

  • SBA Loans:  SBA loans are in participation with the United States Small Business Administration.  All loans are subject to credit approval in accordance with SBA eligibility requirements and restrictions and lending guidelines.  All programs are subject to change without notice

  • Commercial Real Estate/Equipment Loans:  Subject to credit approval and program guidelines. Financing maximums and terms are determined by borrower qualifications and use of funds.  Some restrictions may apply. All programs are subject to change without notice.

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