Social Security

Hosted by Allegacy Investment Group*

When should you begin receiving your social security retirement benefits?

We invite you to attend this workshop with Ralph Miller CFP® Financial Advisor at Allegacy Investment Group, available through CUSO Financial Services, L.P.

At this workshop about Social Security, you’ll learn:

• What your full retirement age is and how your benefit is determined


• How retiring earlier than, or later than, your full retirement age
  will affect your Social Security benefit


• Why it’s important to plan together with your spouse,
  and strategies you can use to boost retirement and survivor’s benefits


• How working after you begin receiving Social Security could affect how much you receive

As you near retirement, this is one of the biggest financial decisions you’ll need to make. With pensions disappearing, Social Security remains the major source of guaranteed lifetime retirement income for most Americans, so it’s important to take the time to explore your options and make an informed, well-reasoned decision.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union and may involve investment risk, including possible loss of principal. Investment Representatives are registered through CFS. Allegacy Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.