Mortgage Eliminator Loan

zero in on the goal. finish strong.

If you’re well on your way to paying off your home loan, the Mortgage Eliminator Loan may prove a useful strategy to getting rid of that bill sooner. Lower rates are available on terms from 7 – 12 years, so you can eliminate your balance as fast as possible.

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Find out if you're eligible to refinance via the Mortgage Eliminator Loan.

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Lower Rate, Less Fees

Do you have a moderate-to-small loan balance? Pay it off faster with a lower rate and little or no closing costs

Term Options*

Mortgage refinance options are available for terms from 7 – 12 years to meet your individual needs

Primary or Vacation

You can use the Eliminator for your primary residence, as well as for your vacation home

*All Allegacy real estate secured loans are subject to requirements in the member’s state of primary residence. Mortgage Eliminator Loans for primary or secondary residences with terms of 7, 8, 9, 10 or 12 years. Mortgage Eliminator Loans are available in California, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Maryland, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Virginia, Texas and West Virginia. For example, a $125,000 loan financed for 120 months at 3.84% APR would result in an approximate monthly payment of $1256.14. Taxes and insurance not included, your actual payment obligation will be higher.
Calculators to help you pay off your home loan faster

What others are saying

couple in car selfie
Laura G.
member from Kernersville, NC

We had heard very positive comments regarding Allegacy so we applied for membership and a vehicle loan. Selina made the whole experience seamless and enjoyable. We will certainly consider Allegacy for any future financial needs.

dad and son being silly selfie
Ken M.
member since 2005

As always you are very helpful, courteous, and professional. You and people like you are the reason I am with Allegacy and will never go back to a bank.

family selfie with dog
David T.
member from Anaheim, CA

At 1st, I was weary of the thought an out of state bank. Brandi and your team made the process so easy. She was very responsive informative and helpful. I am very thankful i found you guys.

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  • APR = Annual Percentage Rate

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