Mortgage Eliminator Loan

zero in on the goal. finish strong.

If you’re well on your way to paying off your home loan, the Mortgage Eliminator Loan may prove a useful strategy to getting rid of that bill sooner. Lower rates are available on terms from 7 – 12 years, so you can eliminate your balance as fast as possible.

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Lower Rate, Less Fees

Do you have a moderate-to-small loan balance? Pay it off faster with a lower rate and little or no closing costs

Term Options*

Mortgage refinance options are available for terms from 7 – 12 years to meet your individual needs

Primary or Vacation

You can use the Eliminator for your primary residence, as well as for your vacation home

*All Allegacy real estate secured loans are subject to requirements in the member’s state of primary residence. Mortgage Eliminator Loans for primary or secondary residences with terms of 7, 8, 9, 10 or 12 years. Mortgage Eliminator Loans are available in California, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Maryland, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Virginia, Texas and West Virginia. For example, a $125,000 loan financed for 120 months at 3.64% APR would result in an approximate monthly payment of $1244.46. Taxes and insurance not included, your actual payment obligation will be higher.

What others are saying

Happy young male at home smiling with tablet in hand
Daniel Y.
member from Winston-Salem, NC

Bob Church was absolutely without doubt. FANTASTIC! He was there every step of the way. For a first-time home buyer, it’s imperative that we understand the process, and it was his mission to make sure I followed along with every step. I recommend him ten times over!

Daughter hugging Dad's neck at home
Tobi M.
member from Winston-Salem, NC

Local team. Very friendly and efficient.

Dad and Son playing football in front yard
Michael R.
member from Palm Beach Garden, FL

Bob Church made himself available whenever I had questions or concerns… He even took the time with me late on a Friday night … I didn’t know there were other people like myself that work that hard for their members.

Old Terrier sleeping on bright pink pillow
Madison P.
member from Holly Springs, NC

Friendly staff who were very knowledgeable and patient with first time home buyers!

Apply for refinance

See if you can refinance with the Mortgage Eliminator Loan.

apply now

Calculators to help you pay off your home loan faster

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  • APR = Annual Percentage Rate