North Carolina Home Advantage Program
take advantage of every opportunity.
If you’re looking to buy a home in North Carolina and you meet income requirements, you may be eligible to apply for the North Carolina Home Advantage Program. Borrow up to 97% of the purchase price on your primary residence, with just 3% down.
Receive up to 97% financing on the purchase of a primary residence if you qualify more »
Down Payment Assistance
Down payment assistance programs are available to those who qualify. more »
NC = Home
This program is available only to those who are buying a home in North Carolina
We know that buying a home — especially for the first time — can be intimidating. You don’t have to go through it alone. We’re here to guide you toward greater savings and smarter choices that will ensure many happy years at any address. Use our online Homebuyers Guide and free worksheets to find your happy place.
What others are saying
The people I have worked with on the two mortgages I have with Allegacy have made my experience great – so professional caring and helpful!
From the onset of the mortgage application process the team was unbelievably helpful, friendly and sincere. They walked us through the entire process offering help and guidance along the way, making an often stressful period, pleasant.
Allegacy made everything so easy to send in information. They also have some of the best rates for mortgages.Everyone kept me up to date on what was needed or expected from me. They also made it easy to work out a closing date that suited our needs since we work during the day.
Helpful, courteous mortgage loan officer and processor. They stayed on top of my mortgage. Kept me informed and helped me select a mortgage that would work for me. It was a great experience from beginning to end.
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Let's be our best, together
When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.
Program eligibility criteria are subject to change without notice. Consult your tax advisor for potential tax savings. Visit the North Carolina Housing Finance Agency to learn more about this program.