North Carolina Home Advantage Program
take advantage of every opportunity.
If you’re looking to buy a home in North Carolina and you meet income requirements, you may be eligible to apply for the North Carolina Home Advantage Program. Borrow up to 97% of the purchase price on your primary residence, with just 3% down.
Receive up to 97% financing on the purchase of a primary residence if you qualify more »
Down Payment Assistance
Down payment assistance programs are available to those who qualify. more »
NC = Home
This program is available only to those who are buying a home in North Carolina
We know that buying a home — especially for the first time — can be intimidating. You don’t have to go through it alone. We’re here to guide you toward greater savings and smarter choices that will ensure many happy years at any address. Use our online Homebuyers Guide and free worksheets to find your happy place.
What others are saying
Local team. Very friendly and efficient.
Bob Church made himself available whenever I had questions or concerns… He even took the time with me late on a Friday night … I didn’t know there were other people like myself that work that hard for their members.
Friendly staff who were very knowledgeable and patient with first time home buyers!
Bob Church was absolutely without doubt. FANTASTIC! He was there every step of the way. For a first-time home buyer, it’s imperative that we understand the process, and it was his mission to make sure I followed along with every step. I recommend him ten times over!
Apply for Home AdvantageSee if you qualify for the NC Home Advantage Program.
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Program eligibility criteria are subject to change without notice. Consult your tax advisor for potential tax savings. Visit the North Carolina Housing Finance Agency to learn more about this program.