North Carolina Home Advantage Program
take advantage of every opportunity.
If you’re looking to buy a home in North Carolina and you meet income requirements, you may be eligible to apply for the North Carolina Home Advantage Program. Borrow up to 97% of the purchase price on your primary residence, with just 3% down.
Receive up to 97% financing on the purchase of a primary residence if you qualify more »
Down Payment Assistance
Down payment assistance programs are available to those who qualify. more »
NC = Home
This program is available only to those who are buying a home in North Carolina
We know that buying a home — especially for the first time — can be intimidating. You don’t have to go through it alone. We’re here to guide you toward greater savings and smarter choices that will ensure many happy years at any address. Use our online Homebuyers Guide and free worksheets to find your happy place.
What others are saying
The overall experience was great!!! Sherry definitely went out of her way to provide us with the best service we’ve ever had a bank, especially with buying our forever home!!! She’s the BEST!!
Professional, kind, went above-and-beyond to ensure my my closing date was maintained
David and his team were wonderful through the entire process. They kept me informed and were quick to respond to my questions and concerns.
You might like ...
Here are a few other resources, pages and articles you might enjoy.
Let's be our best, together
When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.
Program eligibility criteria are subject to change without notice. Consult your tax advisor for potential tax savings. Visit the North Carolina Housing Finance Agency to learn more about this program.
Third Party Site Disclaimer
You are now leaving the Allegacy Federal Credit Union website. The Credit Union does not operate this alternate site to which you are linking and is not responsible for the content of the website nor any transactions performed on this website. Privacy and security policies may differ from those practiced by the Credit Union.