Consolidation Loan

simplify your debt.

We all have them, from department store credit cards to high-interest loans. Instead of worrying about paying each individual lender, the smart financial decision for you may be to consolidate your outstanding debt into one low monthly payment. Let us help you get back on track!

Apply for a loan

Find out if you're eligible for a Consolidation Loan.

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Up to $25,000

If your credit score is 680 or better, you may be able to borrow up to $25,000

Competitive Rate

Enjoy a fixed rate as low as 6.99% APR for the entire life of you loan, so you can budget long term

Express Application

Get approval within minutes (during business hours) through our online application process

No Collateral

No collateral required and less paperwork to wade through so you can get to your funds faster

Smarter Terms

Up to 7 year term so your loan will fit your monthly budget

Consistent + Predictable Payments

Unlike a credit card, the rate will never go up for the life of the loan even if prime increases

*All loans are subject to credit approval. Rates are based on your credit history and profile. Rates, terms, and products are subject to change at any time without notice. APR is effective as of 1.1.2020. For example, a $25,000 loan financed for 84 months at 6.99% APR would result in an approximate monthly payment of $377.15. Offer not valid on any current Allegacy debt.
Calculators to help you manage your debt smartly

What others are saying

Dad and kids take travel selfie by car
Frantz S.
member since 1998

I have been a member for over 20 years and service beats the banks hands down

Tourist senior couple taking a selfie
Edmond W.
member since 2013

Excellent service and great location for service and convenient ATMs.

Boy hugging grandmother outdoors
Deborah B.
member since 2002

There are many advantages to being an Allegacy member. Allegacy membership was recommended to me by a friend, and I will very likely “pay it forward”.

Two young women hiking take selfie portrait at mountain top
Jessica G.
member since 2009

My experience felt personal and was handled in a timely fashion.

surfer on a large ocean swell with yellow helicopter hovering nearby
Ephraim H.
member from Germantown, NC

You can never over-state the importance of business support that truly makes an impact. Since the inception of FILMCOVE, Allegacy has been there every step of the way. I’m sure their positive impact will continue to be felt by us and others for many years to come. We are grateful.

Apply for a loan

See if you qualify for a Consolidation Loan

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