Consolidation Loan

simplify your debt.

We all have them, from department store credit cards to high-interest loans. Instead of worrying about paying each individual lender, the smart financial decision for you may be to consolidate your outstanding debt into one low monthly payment. Let us help you get back on track!

Apply for a loan

Find out if you're eligible for a Consolidation Loan.

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Up to $25,000

If your credit score is 680 or better, you may be able to borrow up to $25,000

Competitive Rate

Enjoy a fixed rate as low as 6.99% APR for the entire life of you loan, so you can budget long term

Express Application

Get approval within minutes (during business hours) through our online application process

No Collateral

No collateral required and less paperwork to wade through so you can get to your funds faster

Smarter Terms

Up to 7 year term so your loan will fit your monthly budget

Consistent + Predictable Payments

Unlike a credit card, the rate will never go up for the life of the loan even if prime increases

*All loans are subject to credit approval. Rates are based on your credit history and profile. Rates, terms, and products are subject to change at any time without notice. APR is effective as of 1.1.2020. For example, a $25,000 loan financed for 84 months at 6.99% APR would result in an approximate monthly payment of $377.15. Offer not valid on any current Allegacy debt.
Calculators to help you manage your debt smartly

What others are saying

older couple kissing and taking a selfie
Karen B.
member from Kernersville, NC

Easily answered all my questions and concerns. Very helpful and helped me know what I needed to do.

young sporty couple on bike ride
William P.
member from Winston-Salem, NC

Felt a personal connection with the Allegacy associates that I dealt with.

father and son taking a selfie photo with their beagle dog
Darrel D.
member since 2004

Great folks to guide us through the process.

two young women with dog in park
Angelia J.
member since 2005

I was treated with respect, trust and honor. The team that worked with me helped me get everything done in a timely fashion. I will always be grateful for all the help that was given to me.

Apply for a loan

See if you qualify for a Consolidation Loan

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