Lifestyle Lending

bring your dream to life.

It’s your life. Your dream. Your plan. When you need extra capital to make something happen – a vacation, a wedding, an elective medical procedure, an adoption, a birth or something entirely different – we’re proud to be the catalyst.

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Find out if you're eligible for a Lifestyle Loan.

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Up to $10,000

If your credit score is 680 or better, you may be able to borrow up to $10,000

No Collateral

No collateral required and less paperwork to wade through – get to your funds faster

Competitive Rate

Enjoy a fixed 9.85% APR for the entire life of your loan, so you can budget long-term

Express Application

Get approval within minutes (during business hours) through our online application process

Smarter Terms

Longer than average repayment terms, so your loan will fit your monthly budget

No Questions

We respect the confidentiality of your goals and won’t intrude on your privacy

Calculators to help you manage your debt smartly

What others are saying

older couple kissing and taking a selfie
Karen B.
member from Kernersville, NC

Easily answered all my questions and concerns. Very helpful and helped me know what I needed to do.

young sporty couple on bike ride
William P.
member from Winston-Salem, NC

Felt a personal connection with the Allegacy associates that I dealt with.

father and son taking a selfie photo with their beagle dog
Darrel D.
member since 2004

Great folks to guide us through the process.

two young women with dog in park
Angelia J.
member since 2005

I was treated with respect, trust and honor. The team that worked with me helped me get everything done in a timely fashion. I will always be greatful for all the help that was given to me.

Apply for a loan

See if you qualify for a Lifestyle Loan.

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