Lifestyle Lending

bring your dream to life.

It’s your life. Your dream. Your plan. When you need extra capital to make something happen – a vacation, a wedding, an elective medical procedure, an adoption, a birth or something entirely different – we’re proud to be the catalyst.

Apply for a loan

Find out if you're eligible for a Lifestyle Loan.

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Up to $10,000

If your credit score is 680 or better, you may be able to borrow up to $10,000

No Collateral

No collateral required and less paperwork to wade through – get to your funds faster

Competitive Rate

Enjoy a fixed 9.85% APR for the entire life of your loan, so you can budget long-term

Express Application

Get approval within minutes (during business hours) through our online application process

Smarter Terms

Longer than average repayment terms, so your loan will fit your monthly budget

No Questions

We respect the confidentiality of your goals and won’t intrude on your privacy

Calculators to help you manage your debt smartly

What others are saying

Dad and kids take travel selfie by car
Frantz S.
member since 1998

I have been a member for over 20 years and service beats the banks hands down

Tourist senior couple taking a selfie
Edmond W.
member since 2013

Excellent service and great location for service and convenient ATMs.

Boy hugging grandmother outdoors
Deborah B.
member since 2002

There are many advantages to being an Allegacy member. Allegacy membership was recommended to me by a friend, and I will very likely “pay it forward”.

Two young women hiking take selfie portrait at mountain top
Jessica G.
member since 2009

My experience felt personal and was handled in a timely fashion.

surfer on a large ocean swell with yellow helicopter hovering nearby
Ephraim H.
member from Germantown, NC

You can never over-state the importance of business support that truly makes an impact. Since the inception of FILMCOVE, Allegacy has been there every step of the way. I’m sure their positive impact will continue to be felt by us and others for many years to come. We are grateful.

Apply for a loan

See if you qualify for a Lifestyle Loan.

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Move forward on your plans.

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