bring your dream to life.
It’s your life. Your dream. Your plan. When you need extra capital to make something happen – a vacation, a wedding, an elective medical procedure, an adoption, a birth or something entirely different – we’re proud to be the catalyst.
Apply for a loan
Find out if you're eligible for a Lifestyle Loan.
Up to $10,000
If your credit score is 680 or better, you may be able to borrow up to $10,000
No collateral required and less paperwork to wade through – get to your funds faster
Enjoy a fixed 9.85% APR for the entire life of your loan, so you can budget long-term
Get approval within minutes (during business hours) through our online application process
With longer-than-average repayment terms, you can pay back your loan more slowly
We respect the confidentiality of your goals and won’t intrude on your privacy
Calculators to help you manage your debt smartly
What others are saying
By far better than any bank I’ve ever been with. Don’t have to worry about all those fees and requirements. Hassle free banking.
I have been an Allegacy member for a few years now. Overall, this has been a great experience. Their staff is very customer service oriented. There was a potential issue just before closing on our house, and one of the branch managers helped us work through the issue, personally seeing it through.
It’s the finest CU I’ve used in my many years, very knowledgeable cashiers, managers and loan professionals.
I have been a member with the Allegacy back when it was Reynolds Credit Union. Excellent service in the CU. Excellent service on the phone. Excellent app for my phone. Web site very user friendly. I highly recommend Allegacy FCU.
Great tellers with excellent customer service skills. Been using for over 10 plus years. Keep it up ladies and gents you rock.
Very nice bank, staff is always ready to help with whatever you need.
Apply for a loanSee if you qualify for a Lifestyle Loan.
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Let's be our best, together
When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.