Lifestyle Lending

bring your dream to life.

It’s your life. Your dream. Your plan. When you need extra capital to make something happen – a vacation, a wedding, an elective medical procedure, an adoption, a birth or something entirely different – we’re proud to be the catalyst.

Apply for a loan

Find out if you're eligible for a Lifestyle Loan.

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Up to $10,000

If your credit score is 680 or better, you may be able to borrow up to $10,000

No Collateral

No collateral required and less paperwork to wade through – get to your funds faster

Competitive Rate

Enjoy a fixed 9.85% APR for the entire life of your loan, so you can budget long-term

Express Application

Get approval within minutes (during business hours) through our online application process

Smarter Terms

Longer than average repayment terms, so your loan will fit your monthly budget

No Questions

We respect the confidentiality of your goals and won’t intrude on your privacy

Calculators to help you manage your debt smartly

What others are saying

Three generations female playing on the beach
Lodemia L.
Hamptonville, NC

It was nice to finally find someone to go above and beyond to help them.

dad and son being silly selfie
Ken M.
member since 2005

As always you are very helpful, courteous, and professional. You and people like you are the reason I am with Allegacy and will never go back to a bank.

couple in car selfie
Laura G.
member from Kernersville, NC

We had heard very positive comments regarding Allegacy so we applied for membership and a vehicle loan. Selina made the whole experience seamless and enjoyable. We will certainly consider Allegacy for any future financial needs.

family selfie with dog
David T.
member from Anaheim, CA

At 1st, I was weary of the thought an out of state bank. Brandi and your team made the process so easy. She was very responsive informative and helpful. I am very thankful i found you guys.

Apply for a loan

See if you qualify for a Lifestyle Loan.

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