Share Loans

you've gotten this far. go farther.

If you need collateral for a loan, and you have Allegacy shares that you’d like to use for that, you have options. Share Loans are a good choice if you don’t want to put your dividends at risk; they can also be an excellent way to build credit.

Apply for a loan

See if you're eligible for a Share Loan.

apply now

view our rates »

Secured Share

We’ll secure up to 100% of the collateral value of the Allegacy shares you use as collateral

Express Application

Get approval within minutes (during business hours) through our online application process

AutoPay Discount

Get a discount of up to 0.50% on your rate when you use AutoPay payment protection

Calculators to help you manage your debt smartly

What others are saying

Three generations female playing on the beach
Lodemia L.
Hamptonville, NC

It was nice to finally find someone to go above and beyond to help them.

dad and son being silly selfie
Ken M.
member since 2005

As always you are very helpful, courteous, and professional. You and people like you are the reason I am with Allegacy and will never go back to a bank.

couple in car selfie
Laura G.
member from Kernersville, NC

We had heard very positive comments regarding Allegacy so we applied for membership and a vehicle loan. Selina made the whole experience seamless and enjoyable. We will certainly consider Allegacy for any future financial needs.

family selfie with dog
David T.
member from Anaheim, CA

At 1st, I was weary of the thought an out of state bank. Brandi and your team made the process so easy. She was very responsive informative and helpful. I am very thankful i found you guys.

Apply for a loan

See if you're eligible for a Share Loan.

apply now

Not yet a member?

Move forward on your plans.

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