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If you need collateral for a loan, and you have Allegacy shares that you’d like to use for that, you have options. Share Loans are a good choice if you don’t want to put your dividends at risk; they can also be an excellent way to build credit.
We’ll secure up to 100% of the collateral value of the Allegacy shares you use as collateral
Get approval within minutes (during business hours) through our online application process
Get a discount of up to 0.50% on your rate when you use AutoPay payment protection
What others are saying
It was nice to finally find someone to go above and beyond to help them.
As always you are very helpful, courteous, and professional. You and people like you are the reason I am with Allegacy and will never go back to a bank.
We had heard very positive comments regarding Allegacy so we applied for membership and a vehicle loan. Selina made the whole experience seamless and enjoyable. We will certainly consider Allegacy for any future financial needs.
At 1st, I was weary of the thought an out of state bank. Brandi and your team made the process so easy. She was very responsive informative and helpful. I am very thankful i found you guys.
Apply for a loanSee if you're eligible for a Share Loan.
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Let's be our best, together
When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.