Share Loans

you've gotten this far. go farther.

If you need collateral for a loan, and you have Allegacy shares that you’d like to use for that, you have options. Share Loans are a good choice if you don’t want to put your dividends at risk; they can also be an excellent way to build credit.

Apply for a loan

See if you're eligible for a Share Loan.

apply now

Secured Share

We’ll secure up to 100% of the collateral value of the Allegacy shares you use as collateral

Express Application

Get approval within minutes (during business hours) through our online application process

AutoPay Discount

Get a discount of up to 0.50% on your rate when you use AutoPay payment protection

Calculators to help you manage your debt smartly

What others are saying

Manny M.
North Carolina member

By far better than any bank I’ve ever been with. Don’t have to worry about all those fees and requirements. Hassle free banking.

Gus K.

I have been an Allegacy member for a few years now. Overall, this has been a great experience. Their staff is very customer service oriented. There was a potential issue just before closing on our house, and one of the branch managers helped us work through the issue, personally seeing it through.

Patty S.
North Carolina member

It’s the finest CU I’ve used in my many years, very knowledgeable cashiers, managers and loan professionals.

Kathy W.
North Carolina member

I have been a member with the Allegacy back when it was Reynolds Credit Union. Excellent service in the CU. Excellent service on the phone. Excellent app for my phone. Web site very user friendly. I highly recommend Allegacy FCU.

Tanzola M.

Great tellers with excellent customer service skills. Been using for over 10 plus years. Keep it up ladies and gents you rock.

Max S.

Very nice bank, staff is always ready to help with whatever you need.

Apply for a loan

See if you're eligible for a Share Loan.

apply now

Not yet a member?

Move forward on your plans.

join now

Third Party Site Disclaimer


You are now leaving the Allegacy Federal Credit Union website. The Credit Union does not operate this alternate site to which you are linking and is not responsible for the content of the website nor any transactions performed on this website. Privacy and security policies may differ from those practiced by the Credit Union.

Cancel Accept