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If you need collateral for a loan, and you have Allegacy shares that you’d like to use for that, you have options. Share Loans are a good choice if you don’t want to put your dividends at risk; they can also be an excellent way to build credit.
Apply for a loan
See if you're eligible for a Share Loan.
We’ll secure up to 100% of the collateral value of the Allegacy shares you use as collateral
Get approval within minutes (during business hours) through our online application process
Get a discount of up to 0.50% on your rate when you use AutoPay payment protection
What others are saying
By far better than any bank I’ve ever been with. Don’t have to worry about all those fees and requirements. Hassle free banking.
I have been an Allegacy member for a few years now. Overall, this has been a great experience. Their staff is very customer service oriented. There was a potential issue just before closing on our house, and one of the branch managers helped us work through the issue, personally seeing it through.
It’s the finest CU I’ve used in my many years, very knowledgeable cashiers, managers and loan professionals.
I have been a member with the Allegacy back when it was Reynolds Credit Union. Excellent service in the CU. Excellent service on the phone. Excellent app for my phone. Web site very user friendly. I highly recommend Allegacy FCU.
Great tellers with excellent customer service skills. Been using for over 10 plus years. Keep it up ladies and gents you rock.
Very nice bank, staff is always ready to help with whatever you need.
Apply for a loanSee if you're eligible for a Share Loan.
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Let's be our best, together
When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.