Share Loans

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If you need collateral for a loan, and you have Allegacy shares that you’d like to use for that, you have options. Share Loans are a good choice if you don’t want to put your dividends at risk; they can also be an excellent way to build credit.

Apply for a loan

See if you're eligible for a Share Loan.

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Secured Share

We’ll secure up to 100% of the collateral value of the Allegacy shares you use as collateral

Express Application

Get approval within minutes (during business hours) through our online application process

AutoPay Discount

Get a discount of up to 0.50% on your rate when you use AutoPay payment protection

Calculators to help you manage your debt smartly

What others are saying

older couple kissing and taking a selfie
Karen B.
member from Kernersville, NC

Easily answered all my questions and concerns. Very helpful and helped me know what I needed to do.

young sporty couple on bike ride
William P.
member from Winston-Salem, NC

Felt a personal connection with the Allegacy associates that I dealt with.

father and son taking a selfie photo with their beagle dog
Darrel D.
member since 2004

Great folks to guide us through the process.

two young women with dog in park
Angelia J.
member since 2005

I was treated with respect, trust and honor. The team that worked with me helped me get everything done in a timely fashion. I will always be grateful for all the help that was given to me.

Apply for a loan

See if you're eligible for a Share Loan.

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