Fraudsters are after your money. Please be aware of an increase in phone, email, text, and mail/mailbox- based scams requesting your personal information, PINs, and debit cards. Scammers can alter the number and name sent to your caller ID or email to disguise their identity. Never give out your online banking credentials, log in or account information to anyone contacting you, including someone claiming to be from Allegacy. When in doubt, call us at 336.774.3400 to confirm or to report suspected fraud.

Consolidation Loan

Simplify your debt.

We all have them, from department store credit cards to high-interest loans. Instead of worrying about paying each individual lender, the smart financial decision for you may be to consolidate your outstanding debt into one low monthly payment. Let us help you get back on track!

Up to $25,000

If your credit score is 680 or better, you may be able to borrow up to $25,000

Competitive Rate

Enjoy a fixed rate as low as 8.99% for the entire life of your loan, so you can budget long term

Express Application

Get approved quickly through our online application process

No Collateral

No collateral required and less paperwork to wade through so you can get to your funds faster

Smarter Terms

Up to 7 year term so your loan will fit your monthly budget

Consistent + Predictable Payments

Unlike a credit card, the rate will never go up for the life of the loan even if prime increases

Terms and conditions

Calculators to help you manage your debt smartly

The Allegacy team members are phenomenal! I have had such great interactions from the tellers to the loan officers. Super Company!!!

Kathy
— Winston-Salem, NC

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