Consolidation Loan
simplify your debt.
We all have them, from department store credit cards to high-interest loans. Instead of worrying about paying each individual lender, the smart financial decision for you may be to consolidate your outstanding debt into one low monthly payment. Let us help you get back on track!
Up to $25,000
If your credit score is 680 or better, you may be able to borrow up to $25,000
Competitive Rate
Enjoy a fixed rate as low as 6.99% APR for the entire life of your loan, so you can budget long term
Express Application
Get approved quickly through our online application process
No Collateral
No collateral required and less paperwork to wade through so you can get to your funds faster
Smarter Terms
Up to 7 year term so your loan will fit your monthly budget
Consistent + Predictable Payments
Unlike a credit card, the rate will never go up for the life of the loan even if prime increases
What others are saying
You can never over-state the importance of business support that truly makes an impact. Since the inception of FILMCOVE, Allegacy has been there every step of the way. I’m sure their positive impact will continue to be felt by us and others for many years to come. We are grateful.
I have been a member for over 20 years and service beats the banks hands down
My experience felt personal and was handled in a timely fashion.
Excellent service and great location for service and convenient ATMs.
There are many advantages to being an Allegacy member. Allegacy membership was recommended to me by a friend, and I will very likely “pay it forward”.
Apply for a loan
See if you qualify for a Consolidation LoanYou might like ...
3 Steps to Creating a Budget You Can Live With
Finally, you have a paycheck and you can spend it any way you want. But wait! There are bills to…
Should Kids Help Fund Their College Education
Opinions on teaching children how to save money typically equal the number of households in the country. To say there…
Teaching Your Child About Money
At Allegacy Federal Credit Union, we believe in doing the right thing for your wellbeing. Summer is quickly coming to…Let's be our best, together
When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.
Don’t Wait Golf Tournament
Every year, golfers gather at the Bermuda Run Country Club to enjoy 18 holes of championship golf – while raising funds and awareness to prevent breast and ovarian cancers.
Trellis Supportive Care
Allegacy began supporting Trellis Supportive Care after losing members and employees to cancer.
Angel Tree
This project provides holiday gifts to children who might otherwise not have any. We participate as a donation spot, collecting wishlist gifts for children in struggling families.
Not yet a member?
Move forward on your plans.