Recreation Loans
Fuel for your plans: go places.
At Allegacy, we strive to make it as easy as possible for you to find and fund the vehicle you want, whether you’re shopping for a land yacht or a two-wheeler. You pick the destination. We’ll do our best to help you fuel the journey.
KathyThe Allegacy team members are phenomenal! I have had such great interactions from the tellers to the loan officers. Super Company!!!
— Winston-Salem, NC
Motorcycle Loans
There’s no explaining a passion. And nothing stirs up passion more than a motorcycle on the open road. At Allegacy, we know that doing right isn’t limited to the needs of the moment. Sometimes, it’s about enjoying the moment for its own sake.
60 Day Approval
Your loan approval is good for 60 days (proof of insurance and other paperwork required)
Up to 90% New
This loan covers up to 90% of new vehicle list price (not to exceed 10% over MSRP)
Up to 90% Used
It covers up to 90% of NADA loan value for highway-ready motorcycles up to six years old
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Term |
Payroll Deduction or Automatic Draft APR* |
Non-Payroll Deduction APR* |
|---|---|---|
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*APR = Annual Percentage Rate. For example, a Motorcycle Loan with a term of 5 years for a loan amount of $11,885 with an interest rate of 7.75% would be $239.57. **New – Up to 90% of purchase price not to exceed 10% over MSRP. Used – Up to 90% of NADA loan value.
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Term Term: 60 Months** |
Payroll Deduction or Automatic Draft APR* as low as 7.75% |
Non-Payroll Deduction APR* as low as 8.25% |
RV Loans
Pausing to take in the view. Heading up a winding mountain road, never looking back. Traveling wherever you like, because your home is on wheels. Whatever picture your mind’s eye may paint, we’d like to help you make it come true.
Many Vehicle Types
This loan can go toward boats, motor homes, travel trailers, campers – even tractors
Up to 80%
It covers up to 80% of the list price (not to exceed 10% over the dealer’s invoice)
New + Used
Loans up to 72 months* for new vehicles; up to 60 months for vehicles that are used
AutoPay Discount
You can get as much as 0.50% off your rate when you sign up for AutoPay
No Money Down
A downpayment isn’t required for this type of loan, so you can act on your dreams now
Long Term Option
For new boats or motor homes over $35,000, your term may extend up to 120 months
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Loan Type |
Payroll Deduction or Automatic Draft APR* |
Non-Payroll Deduction APR* |
|---|---|---|
|
*APR = Annual Percentage Rate. Annual Percentage Rate is subject to change during the term of the loan. |
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Loan Type New Trailer/Tractors |
Payroll Deduction or Automatic Draft APR* 10.00% |
Non-Payroll Deduction APR* 10.50% |
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Loan Type New Boats and Motor Homes |
Payroll Deduction or Automatic Draft APR* 10.00% |
Non-Payroll Deduction APR* 10.50% |
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Loan Type Used Boat/Trailer/Tractors |
Payroll Deduction or Automatic Draft APR* 11.00% |
Non-Payroll Deduction APR* 11.50% |
Calculators to get you on the road
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