WebBanking
WebBanking
Give your wallet an upgrade.
Introductory 2.99% APR* on purchases + balance transfers with an Allegacy Visa Credit Card for the first 24 months! Variable rate after 24 months will be between 8.40% to 13.40% APR*
*Additional terms + conditions apply
#AllIn50
Allegacy recently celebrated 50 years of being all in for our members, employees and community. We couldn't have done it without you!
Our Story
Follow our 50 year journey from 1967 to 2017.
1967 — 1979
1967
Reynolds Carolina Credit Union was created.
Formed to provide systematic savings and low cost loans for RJR employees.
T.S. "Steve" Elam, President
N Church Street Branch Opens
1971
Computerized Core System is Implemented
Pictured is Jeanette Byerly who started with Allegacy in October of 1968 and retired in June 2012 with over 43 years of service!
1972
Whitaker Park Branch Opens
1975
New Employee: Ike Keener
Ike's hiring is announced in the company newsletter, he would later become President & CEO (in 1997)
1977
World Headquarters Building Branch Opens
5th Street Branch Opens
1979
RCCU gets a new logo
The new design had three symmetrical parts, showing how the three major factors in our success to that point were interacting harmoniously.
Ellen Padgett Lee becomes President.
1980 — 1989
1980
We offer our first home improvement loans.
The new loans, which can be used for a wide variety of home improvements, offer a favorable interest rate with generous repayment terms.
1981
C. Melvin Hughes becomes President.
We introduce All Savers Certificates.
1982
The Plaza Building branch opens.
1984
We issue ID cards for member protection.
1985
We start offering service by mail.
RCCU is introducing a new service, designed to help you handle transactions by mail when you're unable to visit us in person.
1986
The Whitaker Park Building gets built.
The Tobaccoville branch opens.
We start offering home equity loans.
RCCU's new Master Equity Line loan program allows you to borrow against the equity you've accumulated in your home.
1988
We start offering mortgages services.
1989
We roll out our very first ATMs.
Our Cash Camel Program lets members withdraw cash from their savings accounts. There were five dispensers at companies across Winston-Salem.
We offer membership to family.
1990 — 1994
1990
Our members can get credit cards.
What is the RCCU advantage? It's the RCCU Visa Card! Carry the card of convenience!
We introduce personal agency accounts.
With a personal agency account, the account owner can appoint someone to act on his or her behalf.
1991
The CarFacts Auto Advisory Center is founded.
Here's Ken Elkins, an employee since 1990 – now the Senior Vice President of Lending.
1992
Name change: RCCU is now RCFCU.
When Reynolds Carolina Credit Union became federally chartered, we added a “federal” to our name: Reynolds Carolina Federal Credit Union.
The New Jersey branch opens.
We merge with Nabisco Brands Employees FCU.
We offer our first certificates of deposit.
We offer three types of CDs to fit your needs: Regular, IRA and Jumbo.
1993
We introduce checking accounts.
In 1993, we rolled out a quality checking service to continue fulfilling our mission, meeting our members' needs in a friendly and helpful way.
1994
We make Debit Cards available.
It may look like a credit card – but you use it like your check!
1995 — 1999
1995
The Hanes Mall branch opens.
1997
W.K. "Ike" Keener, Jr. is President + CEO.
The Safe Passage Group is founded.
In 1997, we began offering financial planning services to our members through the Safe Passage Group.
We launch our first website + WebBanking.
Our original domain was ReynoldsFCU.org. Fun fact: this was also the year our area code changed from 910 to 336.
Our new call center opens.
Our first employee retires.
Jean Hill was RCFCU's first employee; she was our first retiree, too – saying goodbye to the team after 30 years of service.
We award the first Allegacy Scholarships.
The first annual Allegacy Scholarships are awarded to local and deserving students.
1998
We merge with Carolina MediCredit CU.
Our out-of-town service department opens.
Our chairman is “Person of the Year.”
“We are pleased to announce that Ann A. Johnston recently received the Credit Union Person of the Year Award!”
1999
We redesign our website.
Our future CEO is “Marketer of the Year.”
“Cathy J. Pace was recently voted Marketer of the Year by the Credit Union Executives Society (CUES).”
2000 — 2007
2001
Name change: RCFCU is now Allegacy.
“The name is a combination of allegiance and legacy,” said CEO Ike Kenner. It expresses our heritage + our relationships with the communities we serve.
The North Patterson branch opens.
2002
The Westbrook branch opens.
We open the Allegacy Village branch.
2003
The Whitaker Square branch opens.
The Kernersville branch opens.
2004
Milestone: we reach $1 billion in assets.
In 2004, we became the third credit union in North Carolina (after SECU and CFCU) to surpass $1 billion in total assets.
2006
“Smart Banking for the Good Life.”
We define our brand and begin a campaign to bring members closer to their vision of the good life.
We introduce payroll services.
Cooperative Payroll Solutions, LLC was the first credit union-owned payroll service bureau in the nation.
We acquire JBA Benefits.
With the acquisition of JBA Benefits, we began to offer benefit services for businesses.
2007
We redefine our mission.
Why do members depend on us? We focus on their best interest and remain steadfast in our values, holding to our principles in everything we say and do.
Advanced Fraud Solutions is formed.
Advanced Fraud Solutions was formed from a collaboration between Allegacy and the North Carolina Credit Union League.
2008 — 2012
2008
We launch NC's first student-run branch.
North Carolina's first student-run credit union branch was at Reagan High School, bringing students convenience + financial education opportunities.
The North Patterson branch is expanded.
We undergo a core system conversion.
We win the Keystone “Integration” Award.
In 2008, CUSO Financial Services, L.P. gave the the Keystone Integration Award to Allegacy.
2009
We roll out educational workshops.
We began offering free member workshops throughout the year on a variety of financial topics, designed for individuals and business owners.
2010
Website Gets Redesigned
2011
First TV Spots Air
Lifestyle Loan Introduced
Bring your dream to life.
Mobile Banking App Offered
Allegacy is enabling you to take care of your finances in the moment, anywhere in the world – with apps for the iPhone, Android and Blackberry phones.
Outstanding Philanthropic Non-Profit Corporation Award
From the Association of Fundraising Professionals, NC Triad Chapter
2012
Teller No. 1 Retires After 43 years
When Jeanette started working for the credit union, there were only 7 employees. Not only was she bookkeeper, she was also a hand model for Reynolds Tobacco. She would hold the cigarette for advertisements, but she has never smoked.
Wake Forest Biotech Place Branch Opens
Mocksville Branch Opens
Davidson Branch Opens
I-R Employees' Federal Credit Union Merger
Health Savings Accounts Offered
Our future COO is "Named CUES NTCUE"
Ashley Kohlrus named CUES Next Top Credit Union Executive.
Voted a Top Workplace in the Triad
Bag Childhood Hunger Food Drive
Allegacy provided nearly 16,000 meals to children through the Bag Childhood Hunger food drive.
2013 — 2017
2013
Cathy Pace became President and CEO
Peace Haven Branch Opens
Mobile Deposit Capability Introduced
Our new mobile app makes deposits a snap.
The Center for Smart Financial Choices Opens
In 2013, we held a Grand Opening for the CSFC: an impartial source of financial info in difficult economic times, with classes for every stage of life.
Healthiest Employer
Congratulations to the employees of Allegacy for helping us win the Healthiest Employer in the Triad (100-499 employees) hosted by Triad Business Journal!
2014
Kennedy SRCU Branch Opens
This marks the 8th Student-Run Credit Union in the state for Allegacy since the first opened in 2008.
Stafford Village Branch Opens
Mobile Site Launches
America's Top 100 Healthiest Workplaces
We are proud to share that Allegacy was selected as one of the top 100 healthiest workplaces in America! Thank you to our employees who support our AllHealth program and are committed to improving their health!
First Annual Making Strides for Financial Fitness, a Retro Run
In keeping with our Financial Fitness focus, we hosted a 5K event to celebrate our members and to benefit The Center for Smart Financial Choices.
2015
King Branch Opens
Battleground Branch Opens
AllHealth Wellness Savings Account Introduced
Allegacy is now offering the AllHealth Wellness Account program which offers financial rewards for visits to the YMCA.
Apple Pay Offered
Your Allegacy Visa card and Apple Pay will change the way you pay.
EMV / Chip Card Introduced
The embedded chip provides enhanced security by preventing fraud at the register.
2016
Brand Articulation: Be your best you
Articulating what makes us different begins with understanding who we are. Our Brand reflects our culture and the philosophies that drive us.
Evolution to a Brand Culture
Doing Right is the essence of our Brand and our Culture. It embodies who we are and influences how we look, what we say and the way we help each other — and our members — be our best.
2017
Website Gets Redesigned
Our new website is designed with your interests in mind. Get ready for good things. Read the launch story.
Looking Forward
No one can be certain what the future will hold. But as Allegacy continues to do the right thing, focusing our members' wellbeing and work to build healthy, vibrant community we hope you'll join us.
Member Perks
We have discounts for you on food, theme parks and more
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