Auto Loan Refinancing

take control. change the rules.

If you love your car but hate your monthly payment, we may be able to help. Allegacy offers refinancing on up to 100% of the current retail value of your car if it has fewer than 100,000 miles. Keep your car, just change how much you’re paying for it.

Apply for a loan.

See if you're eligible to refinance your auto loan with Allegacy.

apply now

Up to 100%

Borrow up to 100% of the retail value established by NADA (Southeastern edition)

Up to 100K Miles

Refinancing available – at least $1K new money is needed to refinance an Allegacy loan

60 Day Approval

Most loan approvals are good for 60 days (proof of insurance and other paperwork required)

Calculators to get you on the road

What others are saying

Manny M.
North Carolina member

By far better than any bank I’ve ever been with. Don’t have to worry about all those fees and requirements. Hassle free banking.

Gus K.

I have been an Allegacy member for a few years now. Overall, this has been a great experience. Their staff is very customer service oriented. There was a potential issue just before closing on our house, and one of the branch managers helped us work through the issue, personally seeing it through.

Patty S.
North Carolina member

It’s the finest CU I’ve used in my many years, very knowledgeable cashiers, managers and loan professionals.

Kathy W.
North Carolina member

I have been a member with the Allegacy back when it was Reynolds Credit Union. Excellent service in the CU. Excellent service on the phone. Excellent app for my phone. Web site very user friendly. I highly recommend Allegacy FCU.

Tanzola M.

Great tellers with excellent customer service skills. Been using for over 10 plus years. Keep it up ladies and gents you rock.

Max S.

Very nice bank, staff is always ready to help with whatever you need.

Apply for a loan

Find out if you can refinance your auto loan with Allegacy.

apply now

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Map your route. Choose your wheels.

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