Auto Loan Refinancing

take control. change the rules.

If you love your car but hate your monthly payment, we may be able to help. Allegacy offers refinancing on up to 100% of the current retail value of your car if it has fewer than 100,000 miles. Keep your car, just change how much you’re paying for it.

Apply for a loan.

See if you're eligible to refinance your auto loan with Allegacy.

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view our rates »

Up to 100%

Borrow up to 100% of the retail value established by NADA (Southeastern edition)

Up to 100K Miles

Refinancing available – at least $1K new money is needed to refinance an Allegacy loan

60 Day Approval

Most loan approvals are good for 60 days (proof of insurance and other paperwork required)

Calculators to get you on the road

What others are saying

Boy hugging grandmother outdoors
Deborah B.
member since 2002

There are many advantages to being an Allegacy member. Allegacy membership was recommended to me by a friend, and I will very likely “pay it forward”.

surfer on a large ocean swell with yellow helicopter hovering nearby
Ephraim H.
member from Germantown, NC

You can never over-state the importance of business support that truly makes an impact. Since the inception of FILMCOVE, Allegacy has been there every step of the way. I’m sure their positive impact will continue to be felt by us and others for many years to come. We are grateful.

Dad and kids take travel selfie by car
Frantz S.
member since 1998

I have been a member for over 20 years and service beats the banks hands down

Tourist senior couple taking a selfie
Edmond W.
member since 2013

Excellent service and great location for service and convenient ATMs.

Two young women hiking take selfie portrait at mountain top
Jessica G.
member since 2009

My experience felt personal and was handled in a timely fashion.

Apply for a loan

Find out if you can refinance your auto loan with Allegacy.

apply now

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