Auto Loan Refinancing

take control. change the rules.

If you love your car but hate your monthly payment, we may be able to help. Allegacy offers refinancing on up to 100% of the current retail value of your car if it has fewer than 100,000 miles. Keep your car, just change how much you’re paying for it.

Apply for a loan.

See if you're eligible to refinance your auto loan with Allegacy.

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Up to 100%

Borrow up to 100% of the retail value established by NADA (Southeastern edition)

Up to 100K Miles

Refinancing available – at least $1K new money is needed to refinance an Allegacy loan

60 Day Approval

Most loan approvals are good for 60 days (proof of insurance and other paperwork required)

Calculators to get you on the road

What others are saying

older couple kissing and taking a selfie
Karen B.
member from Kernersville, NC

Easily answered all my questions and concerns. Very helpful and helped me know what I needed to do.

young sporty couple on bike ride
William P.
member from Winston-Salem, NC

Felt a personal connection with the Allegacy associates that I dealt with.

father and son taking a selfie photo with their beagle dog
Darrel D.
member since 2004

Great folks to guide us through the process.

two young women with dog in park
Angelia J.
member since 2005

I was treated with respect, trust and honor. The team that worked with me helped me get everything done in a timely fashion. I will always be grateful for all the help that was given to me.

Apply for a loan

Find out if you can refinance your auto loan with Allegacy.

apply now

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Map your route. Choose your wheels.

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