Auto Loan Refinancing

take control. change the rules.

If you love your car but hate your monthly payment, we may be able to help. Allegacy offers refinancing on up to 100% of the current retail value of your car if it has fewer than 100,000 miles. Keep your car, just change how much you’re paying for it.

Apply for a loan.

See if you're eligible to refinance your auto loan with Allegacy.

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view our rates »

Up to 100%

Borrow up to 100% of the retail value established by NADA (Southeastern edition)

Up to 100K Miles

Refinancing available – at least $1K new money is needed to refinance an Allegacy loan

60 Day Approval

Most loan approvals are good for 60 days (proof of insurance and other paperwork required)

Calculators to get you on the road

What others are saying

Three generations female playing on the beach
Lodemia L.
Hamptonville, NC

It was nice to finally find someone to go above and beyond to help them.

dad and son being silly selfie
Ken M.
member since 2005

As always you are very helpful, courteous, and professional. You and people like you are the reason I am with Allegacy and will never go back to a bank.

couple in car selfie
Laura G.
member from Kernersville, NC

We had heard very positive comments regarding Allegacy so we applied for membership and a vehicle loan. Selina made the whole experience seamless and enjoyable. We will certainly consider Allegacy for any future financial needs.

family selfie with dog
David T.
member from Anaheim, CA

At 1st, I was weary of the thought an out of state bank. Brandi and your team made the process so easy. She was very responsive informative and helpful. I am very thankful i found you guys.

Apply for a loan

Find out if you can refinance your auto loan with Allegacy.

apply now

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