Auto Loan Refinancing
Take control. Change the rules.
Love your car but not your monthly payment?
We may be able to help. Allegacy offers refinancing on up to 100% of the current retail value of your car if it has fewer than 100,000 miles. Keep your car, just change how much you’re paying for it.
Up to 100%***
Borrow up to 100% of the retail value established by NADA (Southeastern edition)
Up to 100K Miles
Refinancing available – at least $1K new money is needed to refinance an Allegacy loan
60 Day Approval
Most loan approvals are good for 60 days (proof of insurance and other paperwork required)
View Our Rates
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Loan Type |
Payroll Deduction or Automatic Draft APR* |
Non-Payroll Deduction APR* |
|---|---|---|
|
*APR = Annual Percentage Rate. A new auto with a loan amount of $24,185, at an interest rate of 5.44%, for 66 months, would have a payment of $424.81 **Up to 100% of Purchase Price not to exceed 10% over the Manufacturer’s Suggested Retail Price (MSRP). Loan Rates subject to determination of creditworthiness. ***NADA retail value (based on creditworthiness), 90% of List Price if automobile does not appear in NADA Guide. Maximum age of vehicle: 7 years old. Maximum mileage cannot exceed 100,000 miles. Loan Rates subject to determination of creditworthiness. ****Loan Rates subject to determination of creditworthiness. Up to NADA retail value (based on creditworthiness). Maximum age of vehicle: 10 years old. Maximum mileage can exceed 100,000 miles. Maximum length of loan subject to loan amount: $10,000+ up to 5 years; $5,000+ up to 4 years; and less than $5,000 up to 3 years. |
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Loan Type New Vehicle (Term: 1-66 Months)** |
Payroll Deduction or Automatic Draft APR* as low as 5.44% |
Non-Payroll Deduction APR* as low as 5.94% |
|
Loan Type New Vehicle (Term: 67-75 Months)** |
Payroll Deduction or Automatic Draft APR* as low as 5.95% |
Non-Payroll Deduction APR* as low as 6.45% |
|
Loan Type New Vehicle (Term: 76-84 Months)** |
Payroll Deduction or Automatic Draft APR* as low as 6.10% |
Non-Payroll Deduction APR* as low as 6.60% |
Calculators to get you on the road
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What others are saying ...
Ricky H.My auto buying experience was painless and stress free. The whole experience was first class from start to completion. I highly recommend to use this service and avoid what can be a hassle by visiting dealers.
— member from Winston-Salem, NC