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Home Equity Line of Credit

explore the potential of your own back yard.

Your home is your haven. It’s also a significant financial asset. As a homeowner, you can borrow against the equity in your home to consolidate debt, finance one-time expenses or keep a lower-interest line of credit open for emergencies. At Allegacy, you have options.

Fixed-Rate Home Equity Loan

Finance a one-time purchase with a low rate and predictable payments

FlexLoan

An open-ended line offering a fixed rate on all or part of the balance

Interest-Only Line of Credit

Pay interest only for your first 15 years with this home equity line

What others are saying

older couple kissing and taking a selfie
Karen B.
member from Kernersville, NC

Easily answered all my questions and concerns. Very helpful and helped me know what I needed to do.

young sporty couple on bike ride
William P.
member from Winston-Salem, NC

Felt a personal connection with the Allegacy associates that I dealt with.

father and son taking a selfie photo with their beagle dog
Darrel D.
member since 2004

Great folks to guide us through the process.

two young women with dog in park
Angelia J.
member since 2005

I was treated with respect, trust and honor. The team that worked with me helped me get everything done in a timely fashion. I will always be grateful for all the help that was given to me.

2018 Triad's Healthiest Employer

Allegacy's AIIHealth Wellness Program won first place in the 2018 Triad's Healthiest Employer awards program by the Triad Business Journal.

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Disclosures

  • All loans are subject to credit and property approval. Rates are based on your credit history and profile. Rates and terms are subject to change without notice.