couple and mortgage officer

Home Equity Line of Credit

explore the potential of your own back yard.

Your home is your haven. It’s also a significant financial asset. As a homeowner, you can borrow against the equity in your home to consolidate debt, finance one-time expenses or keep a lower-interest line of credit open for emergencies. At Allegacy, you have options.

Fixed-Rate Home Equity Loan

Finance a one-time purchase with a low rate and predictable payments

FlexLoan

An open-ended line offering a fixed rate on all or part of the balance

Interest-Only Line of Credit

Pay interest only for your first 15 years with this home equity line

What others are saying

Manny M.
North Carolina member

By far better than any bank I’ve ever been with. Don’t have to worry about all those fees and requirements. Hassle free banking.

Gus K.

I have been an Allegacy member for a few years now. Overall, this has been a great experience. Their staff is very customer service oriented. There was a potential issue just before closing on our house, and one of the branch managers helped us work through the issue, personally seeing it through.

Patty S.
North Carolina member

It’s the finest CU I’ve used in my many years, very knowledgeable cashiers, managers and loan professionals.

Kathy W.
North Carolina member

I have been a member with the Allegacy back when it was Reynolds Credit Union. Excellent service in the CU. Excellent service on the phone. Excellent app for my phone. Web site very user friendly. I highly recommend Allegacy FCU.

Tanzola M.

Great tellers with excellent customer service skills. Been using for over 10 plus years. Keep it up ladies and gents you rock.

Max S.

Very nice bank, staff is always ready to help with whatever you need.

2016 Credit Union of the Year

Allegacy was named the 2016 Credit Union of the Year in Collaboration and Innovation by the National Association of Credit Union Services Organizations (NACUSO).

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Disclosures

  • All loans are subject to credit and property approval. Rates are based on your credit history and profile. Rates and terms are subject to change without notice.

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