couple meeting an advisor couple and mortgage officer

Home Equity Line of Credit

explore the potential of your own back yard.

Your home is your haven. It’s also a significant financial asset. As a homeowner, you can borrow against the equity in your home to consolidate debt, finance one-time expenses or keep a lower-interest line of credit open for emergencies. At Allegacy, you have options.

Fixed-Rate Home Equity Loan

Finance a one-time purchase with a low rate and predictable payments

FlexLoan

An open-ended line offering a fixed rate on all or part of the balance

Interest-Only Line of Credit

Pay interest only for your first 15 years with this home equity line

What others are saying

surfer on a large ocean swell with yellow helicopter hovering nearby
Ephraim H.
member from Germantown, NC

You can never over-state the importance of business support that truly makes an impact. Since the inception of FILMCOVE, Allegacy has been there every step of the way. I’m sure their positive impact will continue to be felt by us and others for many years to come. We are grateful.

older couple kissing and taking a selfie
Karen B.
member from Kernersville, NC

Easily answered all my questions and concerns. Very helpful and helped me know what I needed to do.

young sporty couple on bike ride
William P.
member from Winston-Salem, NC

Felt a personal connection with the Allegacy associates that I dealt with.

father and son taking a selfie photo with their beagle dog
Darrel D.
member since 2004

Great folks to guide us through the process.

2020 Volunteer of the Year Award

Allegacy received the IFB Solutions Kathryn W. Garner Volunteer of the Year Award. For more than 20 years, Allegacy and our team of dedicated employees have supported the mission of IFB Solutions by providing vital volunteer support for community events and fundraisers.

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Disclosures

  • All loans are subject to credit and property approval. Rates are based on your credit history and profile. Rates and terms are subject to change without notice.