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Home Equity Line of Credit

explore the potential of your own back yard.

Your home is your haven. It’s also a significant financial asset. As a homeowner, you can borrow against the equity in your home to consolidate debt, finance one-time expenses or keep a lower-interest line of credit open for emergencies. At Allegacy, you have options.

Fixed-Rate Home Equity Loan

Finance a one-time purchase with a low rate and predictable payments

FlexLoan

An open-ended line offering a fixed rate on all or part of the balance

Interest-Only Line of Credit

Pay interest only for your first 15 years with this home equity line

What others are saying

Three generations female playing on the beach
Lodemia L.
Hamptonville, NC

It was nice to finally find someone to go above and beyond to help them.

dad and son being silly selfie
Ken M.
member since 2005

As always you are very helpful, courteous, and professional. You and people like you are the reason I am with Allegacy and will never go back to a bank.

couple in car selfie
Laura G.
member from Kernersville, NC

We had heard very positive comments regarding Allegacy so we applied for membership and a vehicle loan. Selina made the whole experience seamless and enjoyable. We will certainly consider Allegacy for any future financial needs.

family selfie with dog
David T.
member from Anaheim, CA

At 1st, I was weary of the thought an out of state bank. Brandi and your team made the process so easy. She was very responsive informative and helpful. I am very thankful i found you guys.

2018 Triad's Healthiest Employer

Allegacy's AIIHealth Wellness Program won first place in the 2018 Triad's Healthiest Employer awards program by the Triad Business Journal.

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Disclosures

  • All loans are subject to credit and property approval. Rates are based on your credit history and profile. Rates and terms are subject to change without notice.

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